|
Real-time Estimate
Cboe BZX
18:32:20 22/10/2026 BST
|
5-day change | 1st Jan Change | ||
| 91.64 USD | -2.00% |
|
-3.67% | +16.93% |
| 09-10 | Joint Stock Company Kaspi.Kz Approves Dividend, Payable on 09 September 2026 | CI |
| 08-28 | The emerging market that has outperformed the Nasdaq 100 over the past 10 years |  |
Company Valuation: Kaspi Bank
Data adjusted to current consolidation scope
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|---|---|---|---|
| Market Cap 1 | 11,739,956 | 5,799,411 | 7,955,362 | 9,441,086 | 7,555,774 | 7,965,600 | - | - |
| Change | - | -50.6% | 37.18% | 18.68% | -19.97% | 5.42% | - | - |
| Enterprise Value (EV) | 11,739,956 | 5,799,411 | 7,955,362 | 8,902,249 | 6,695,841 | 7,965,600 | 7,965,600 | 7,965,600 |
| Change | - | -50.6% | 37.18% | 11.9% | -24.78% | 18.96% | 0% | 0% |
| P/E | - | - | 9.57x | 9.15x | 7.08x | 7.36x | 6.48x | 5.57x |
| PBR | - | - | 9.71x | 6.22x | 3.05x | 2.73x | 2.37x | 2.07x |
| PEG | - | - | - | 0.4x | 2.39x | 4.13x | 0.5x | 0.3x |
| Capitalization / Revenue | 12.5x | 4.41x | 4.16x | 3.73x | 1.87x | 1.71x | 1.47x | 1.29x |
| EV / Revenue | 0x | 0x | 0x | 0x | 0x | 1.71x | 1.47x | 1.29x |
| EV / EBITDA | - | - | - | 0x | 0x | 4.93x | 4.34x | 3.8x |
| EV / EBIT | 0x | 0x | 0x | 0x | 0x | 5.4x | 4.75x | 3.99x |
| EV / FCF | - | - | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - | - | - |
| Dividend per Share 2 | - | - | 3,200 | 3,400 | - | 3,600 | 3,915 | 4,423 |
| Rate of return | - | - | 7.63% | 6.84% | - | 8.59% | 9.34% | 10.6% |
| EPS 2 | - | - | 4,381 | 5,431 | 5,592 | 5,692 | 6,465 | 7,520 |
| Distribution rate | - | - | 73% | 62.6% | - | 63.2% | 60.6% | 58.8% |
| Net sales 1 | 936,803 | 1,315,552 | 1,913,490 | 2,532,156 | 4,046,074 | 4,665,890 | 5,421,322 | 6,182,001 |
| EBITDA 1 | - | - | - | 2,041,856 | 1,556,372 | 1,617,126 | 1,834,285 | 2,095,532 |
| EBIT 1 | 528,802 | 720,574 | 1,022,004 | 1,282,289 | 1,331,918 | 1,474,816 | 1,677,681 | 1,996,920 |
| Net income 1 | 435,214 | 588,844 | 848,770 | 1,056,834 | 1,067,707 | 1,093,394 | 1,244,579 | 1,441,678 |
| Net Debt | - | - | - | -538,837 | -859,933 | - | - | - |
| Reference price 2 | 61,086.04 | 30,379.47 | 41,939.96 | 49,685.81 | 39,603.71 | 41,918.20 | 41,918.20 | 41,918.20 |
| Nbr of stocks (in thousands) | 192,187 | 190,899 | 189,685 | 190,016 | 190,785 | 190,027 | - | - |
| Announcement Date | 28/02/22 | 27/02/23 | 26/02/24 | 24/02/25 | 02/03/26 | - | - | - |
1KZT in Million2KZT
Estimates
P/E, Detailed evolution
| P/E (N) | EV / Sales (N) | EV / EBITDA (N) | Dividend Yield (N) | Capi.($) | ||
|---|---|---|---|---|---|---|
 | 7.36x | - | - | 8.59% | 17.77B | |
| 16.5x | 3.5x | 7.78x | 1.62% | 89.69B | |
| 47.02x | 16.19x | 30.05x | -.--% | 91.64B | |
| 24.41x | 7.04x | 13.55x | -.--% | 33.31B | |
| 36.7x | 3.94x | 12.67x | -.--% | 24.8B | |
| 34.17x | 17.19x | 28.37x | 2.48% | 22.08B | |
| 81.55x | 6.7x | 28.59x | -.--% | 22.89B | |
| 5.43x | 2.78x | 6.6x | 4.76% | 18.78B | |
| 11.29x | -1.08x | -1.91x | -.--% | 14.72B | |
| 38.85x | 18.8x | 29.59x | -.--% | 12.67B | |
| Average | 30.33x | 8.34x | 17.25x | 1.74% | 34.83B | |
| Weighted average by Cap. | 31.65x | 8.89x | 18.05x | 1.27% |
Y-o-Y evolution of P/E
Historical PBR trend
Evolution Enterprise Value / Sales
Change in Enterprise Value/EBITDA
Year-on-year evolution of the Yield
- Stock Market
- Stocks
- KSPI Stock
- Valuation Kaspi Bank
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