Stock KSPI KASPI BANK
Add to a list

Company Kaspi Bank

Equities

KSPI

US48581R2058

Financial Technology (Fintech)

Real-time Estimate Cboe BZX
Other stock markets
 20:33:30 06/03/2026 GMT 		5-day change 1st Jan Change
74.42 USD -0.29% Intraday chart for Kaspi Bank +5.68% -4.52%
03-02 Joint Stock Company Kaspi.kz Reports Earnings Results for the Fourth Quarter and Full Year Ended December 31, 2025 CI
03-02 Joint Stock Company Kaspi.kz, Q4 2025 Earnings Call, Mar 02, 2026

Business description: Kaspi Bank

Kaspi.kz AO (Joint Stock Company Kaspi.kz), formerly Aktsionernoe obshchestvo kaspi, is a Kazakhstan-based financial technology company, which provide a range of services such as online payments, e-commerce, and digital banking. The Company operates as holding company for Kaspi Group AO and Kaspi Magazin TOO. The Company operates through two segments. Mass retail offers a wide range of products and financial services to retail customers through a network of branches, offices, and automated teller machine (ATM). These products include savings and current accounts, credit cards, car loans and commodity loans, as well as a wide range of insurance policies. Financial services for corporate, middle, and small, and other businesses segment, including deposits, overdrafts, loans and other credit services and currency exchange.

Sales by Activity: Kaspi Bank

Fiscal Period: December 2020 (KZT) 2021 (KZT) 2022 (KZT) 2023 (KZT) 2024 (KZT)

Fintech

455B 566B 745B 1,027B 1,282B

Marketplace

65.98B 154B 240B 448B 733B

Payments

121B 217B 333B 479B 587B

Intergroup

- - -2.42B -560M -15.49B

Unallocated Rewards

- -51.98B -44.96B -39.58B -54.22B
See all business segments

Geographical breakdown of sales: Kaspi Bank

Fiscal Period: December 2020 (KZT) 2021 (KZT) 2022 (KZT) 2023 (KZT) 2024 (KZT)

Kazakhstan

641B 885B 1,271B 1,903B 2,544B
See all geographic segments

Executive Committee: Kaspi Bank

Manager TitleAgeSince
Mikhail Lomtadze CEO
 Chief Executive Officer 51 04/12/2018
Tengiz Mosidze DFI
 Director of Finance/CFO 51 -
Pavel Mironov COO
 Chief Operating Officer 46 -
David Ferguson IRC
 Investor Relations Contact 48 31/12/2019
Jomart Kapanov PRN
 Corporate Officer/Principal - 31/12/2006
See KASPI BANK governance

Composition of the Board of Directors: Kaspi Bank

Director TitleAgeSince
Mikhail Lomtadze CHM
 Chairman 51 16/03/2015
Vyacheslav Kim CHM
 Chairman 56 04/12/2018
Shimon Gutkovski BRD
 Director/Board Member 56 07/04/2019
Alina Pravzdik BRD
 Director/Board Member 57 07/04/2019
Douglas Gardner BRD
 Director/Board Member 63 07/04/2019
Zurab Nikvashvili BRD
 Director/Board Member - 18/11/2024
Composition of the Board of Directors

Shareholders: Kaspi Bank

NameEquities%Valuation
Baring Vostok Capital Partners Ltd (Russia)
23.25 %
44,180,101 23.25 % 3 365 M $
Baillie Gifford & Co.
2.459 %
4,673,083 2.459 % 356 M $
Fidelity Investments Canada ULC
1.593 %
3,026,992 1.593 % 231 M $
Pzena Investment Management, Inc.
1.424 %
2,705,734 1.424 % 206 M $
Sands Capital Management LLC
1.026 %
1,948,761 1.026 % 148 M $
NameEquities%Valuation
Baring Vostok Capital Partners Ltd (Russia)
25.45 %
48,361,007 25.45 % 3 835 M $
Mikhail Lomtadze
22.6 %
42,950,623 22.6 % 3 406 M $
Vyacheslav Kim
21.4 %
40,670,650 21.4 % 3 225 M $
ICM Investment Management Ltd.
0.024 %
45,664 0.024 % 4 M $
NameEquities%Valuation
Mercer Ltd.
0.0124 %
23,847 0.0124 % 2 M $
ATB Investment Management, Inc.
0.002619 %
5,028 0.002619 % 478 163 $
List of KASPI BANK shareholders

Company details: Kaspi Bank

Kaspi.kz JSC

154A, Nauryzbai Batyr Street

050013, Almaty

+7 727 330 6710

http://ir.kaspi.kz
address Kaspi Bank(KSPI)

Financial Technology (Fintech) (NEC)

Add to a list

0 selected

To use this feature you must be a member
Log inSign up
 Change 5d. change 1-year change 3-years change Capi.($)
KASPI BANK Stock Kaspi Bank
-0.29%+5.68%-26.01%+4.70% 14.24B
INTUIT INC. Stock Intuit Inc.
+2.56%+17.29%-20.88%+16.24% 129B
ROBINHOOD MARKETS, INC. Stock Robinhood Markets, Inc.
-4.28%+2.34%+73.12%+698.61% 72.53B
ROCKET COMPANIES, INC. Stock Rocket Companies, Inc.
-4.76%-17.34%+1.25%+73.01% 44.16B
ADYEN N.V. Stock Adyen N.V.
-0.12%-6.24%-45.64%-33.67% 33.94B
FIDELITY NATIONAL INFORMATION SERVICES, INC. Stock Fidelity National Information Services, Inc.
+1.20%+0.29%-27.39%-19.99% 26.02B
CIRCLE INTERNET GROUP, INC. Stock Circle Internet Group, Inc.
-4.47%+21.88% - - 25.12B
HITHINK ROYALFLUSH INFORMATION NETWORK CO., LTD. Stock Hithink RoyalFlush Information Network Co., Ltd.
+2.94%-2.68%+7.57%+158.06% 24.34B
FUTU HOLDINGS LIMITED Stock Futu Holdings Limited
-0.51%-3.25%+23.31%+191.58% 20.12B
AFFIRM HOLDINGS, INC. Stock Affirm Holdings, Inc.
-1.29%+11.19%-0.77%+296.62% 17.49B
Average -0.93%+2.43%-1.72%+153.91% 40.7B
Weighted average by Cap. -0.61%+5.53%+1.75%+176.17%
See all sector performances

Sector

Technology
Financial Technology (Fintech) & Infrastructure
Financial Technology (Fintech) & Infrastructure
Financial Technology (Fintech)
Financial Technology (Fintech) (NEC)

Ratings

Trader

Trader

This super rating is the result of a weighted average of the rankings based on the following ratings: Global Valuation (Composite), EPS Revisions (4 months), and Visibility (Composite). We recommend that you carefully review the associated descriptions.

Investor

Investor

This super composite rating is the result of a weighted average of the rankings based on the following ratings: Fundamentals (Composite), Global Valuation (Composite), EPS Revisions (1 year), and Visibility (Composite). We recommend that you carefully review the associated descriptions.

Global

Global

This composite rating is the result of an average of the rankings based on the following ratings: Fundamentals (Composite), Valuation (Composite), Financial Estimates Revisions (Composite), Consensus (Composite), and Visibility (Composite). The company must be covered by at least 4 of these 5 ratings for the calculation to be performed. We recommend that you carefully review the associated descriptions.

Quality

Quality

This composite rating is the result of an average of the rankings based on the following ratings: Capital Efficiency (Composite), Quality of Financial Reporting (Composite), and Financial Health (Composite). The company must be covered by at least 2 of these 3 ratings for the calculation to be performed. We recommend that you carefully review the associated descriptions.

ESG MSCI

ESG MSCI

The MSCI ESG score assesses a company’s environmental, social, and governance practices relative to its industry peers. Companies are rated from CCC (laggard) to AAA (leader). This rating helps investors incorporate sustainability risks and opportunities into their investment decisions.

-
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
7
Last Close Price
36,760.20KZT
Average target price
48,908.24KZT
Spread / Average Target
+33.05%
Consensus
EPS Estimates
Revisions to estimates

Quarterly revenue - Rate of surprise

Company calendar

Income Statement and Estimates

More financial data
  1. Stock Market
  2. Equities
  3. KSPI Stock
  4. Company Kaspi Bank

Select your edition

All financial news and data tailored to specific country editions

NORTH AMERICA

MarketScreener -
United-States
MarketScreener Canada -
Canada

MIDDLE EAST

MarketScreener Saudi Arabia -
Saudi Arabia
MarketScreener UAE Emirates -
United Arab Emirates

EUROPE

Zonebourse -
France
MarketScreener Deutschland -
Deutschland
Zonebourse Suisse -
Suisse
MarketScreener Schweiz -
Schweiz
MarketScreener Italia -
Italia
MarketScreener Österreich -
Österreich
MarketScreener België -
België
MarketScreener Nederland -
Nederland
MarketScreener España -
España
MarketScreener Sverige -
Sverige
MarketScreener UK -
United Kingdom

APAC

MarketScreener Australia -
Australia
MarketScreener India -
India
MarketScreener Hong Kong -
Hong Kong
United States

MarketScreener is also available in this country: United States.

Switch edition
Stay in the current country edition