Sales 2025 by Business Segment

Sales 2025 by Geography

Historical Breakdown of Revenue by Business Segments

Net Income: Breakdown by Business Segment

Breakdown by Business Segment (KZT)
Fiscal Period: December 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025

Online Services

          

Marketplace

154B 240B 448B 733B 1,931B

EBT

142B 214B - - -

Net Income

99.72B 152B 248B 348B 280B

Personal Credit Agencies

          

Fintech

566B 745B 1,027B 1,282B 1,543B

EBT

354B 415B - - -

Net Income

209B 237B 292B 327B 355B

Internet Merchant Services

          

Payments

217B 333B 479B 587B 659B

EBT

195B 303B - - -

Net Income

127B 199B 309B 382B 433B

Corporate, Small and Medium-Sized Enterprises and Other

- - - - -

Total Assets

- - - - -

Interest Expense

- - - - -

Income Tax Expense

- - - - -

CAPEX

- - - - -

EBT

- - - - -

D&A

- - - - -

Operating Income

- - - - -

Net Income

- - - - -

Mass Retail

- - - - -

Total Assets

- - - - -

Interest Expense

- - - - -

Income Tax Expense

- - - - -

CAPEX

- - - - -

EBT

- - - - -

D&A

- - - - -

Operating Income

- - - - -

Net Income

- - - - -

E-Finance

- - - - -

EBT

- - - - -

Net Income

- - - - -

Consumer Financial Services

- - - - -

EBT

- - - - -

Net Income

- - - - -

Intergroup

- -2.42B -560M -15.49B -31.17B

Unallocated Rewards

-51.98B -44.96B -39.58B -54.22B -55.89B

Geographical Revenue Distribution History

Geographical breakdown of sales (KZT)
Fiscal Period: December 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025

Kazakhstan & Other

- - - - 3,070B

Total Assets

- - - - 371B

Net Income

- - - - 1,161B

Turkey

- - - - 1,032B

Total Assets

- - - - 348B

Net Income

- - - - -93.02B

Foreign

- - - - -

Countries Not Members of OECD

- - - - -

Countries Members of The Organization for Economic Cooperation and Development

- - - - -

Interest Expense

- - - - -

Kazakhstan

885B 1,271B 1,903B 2,544B -

Total Assets

3,608B 5,122B 6,822B 8,377B -

Interest Expense

-171B -279B -478B -616B -

Income Tax Expense

93.59B 132B 173B 225B -

D&A

12.68B 17.44B 26.32B 28.81B -

CAPEX

-24.9B -59.47B -50.26B -95.73B -

Net Income

432B 585B 841B 1,040B -

EBT

529B 721B 1,022B 1,282B -

Operating Income

529B 721B - - -