|
Real-time Estimate
Cboe BZX
14:51:49 16/10/2026 BST
|
5-day change | 1st Jan Change | ||
| 94.56 USD | -0.29% |
|
+3.00% | +22.59% |
| 09-10 | Joint Stock Company Kaspi.Kz Approves Dividend, Payable on 09 September 2026 | CI |
| 08-28 | The emerging market that has outperformed the Nasdaq 100 over the past 10 years |  |
Company Valuation: Kaspi Bank
Data adjusted to current consolidation scope
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|---|---|---|---|
| Market Cap 1 | 11,739,956 | 5,799,411 | 7,955,362 | 9,441,086 | 7,555,774 | 8,155,490 | - | - |
| Change | - | -50.6% | 37.18% | 18.68% | -19.97% | 7.94% | - | - |
| Enterprise Value (EV) | 11,739,956 | 5,799,411 | 7,955,362 | 8,902,249 | 6,695,841 | 8,155,490 | 8,155,490 | 8,155,490 |
| Change | - | -50.6% | 37.18% | 11.9% | -24.78% | 21.8% | 0% | 0% |
| P/E | - | - | 9.57x | 9.15x | 7.08x | 7.44x | 6.47x | 5.49x |
| PBR | - | - | 9.71x | 6.22x | 3.05x | 2.8x | 2.43x | 2.12x |
| PEG | - | - | - | 0.4x | 2.39x | 2.31x | 0.4x | 0.3x |
| Capitalization / Revenue | 12.5x | 4.41x | 4.16x | 3.73x | 1.87x | 1.73x | 1.48x | 1.28x |
| EV / Revenue | 0x | 0x | 0x | 0x | 0x | 1.73x | 1.48x | 1.28x |
| EV / EBITDA | - | - | - | 0x | 0x | 5.17x | 4.52x | 3.97x |
| EV / EBIT | 0x | 0x | 0x | 0x | 0x | 5.49x | 4.76x | 3.97x |
| EV / FCF | - | - | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - | - | - |
| Dividend per Share 2 | - | - | 3,200 | 3,400 | - | 3,600 | 3,915 | 4,423 |
| Rate of return | - | - | 7.63% | 6.84% | - | 8.39% | 9.12% | 10.3% |
| EPS 2 | - | - | 4,381 | 5,431 | 5,592 | 5,772 | 6,638 | 7,819 |
| Distribution rate | - | - | 73% | 62.6% | - | 62.4% | 59% | 56.6% |
| Net sales 1 | 936,803 | 1,315,552 | 1,913,490 | 2,532,156 | 4,046,074 | 4,722,015 | 5,525,530 | 6,388,382 |
| EBITDA 1 | - | - | - | 2,041,856 | 1,556,372 | 1,578,638 | 1,802,464 | 2,055,626 |
| EBIT 1 | 528,802 | 720,574 | 1,022,004 | 1,282,289 | 1,331,918 | 1,485,916 | 1,712,064 | 2,055,970 |
| Net income 1 | 435,214 | 588,844 | 848,770 | 1,056,834 | 1,067,707 | 1,113,133 | 1,288,475 | 1,527,049 |
| Net Debt | - | - | - | -538,837 | -859,933 | - | - | - |
| Reference price 2 | 61,086.04 | 30,379.47 | 41,939.96 | 49,685.81 | 39,603.71 | 42,917.47 | 42,917.47 | 42,917.47 |
| Nbr of stocks (in thousands) | 192,187 | 190,899 | 189,685 | 190,016 | 190,785 | 190,027 | - | - |
| Announcement Date | 28/02/22 | 27/02/23 | 26/02/24 | 24/02/25 | 02/03/26 | - | - | - |
1KZT in Million2KZT
Estimates
P/E, Detailed evolution
| P/E (N) | EV / Sales (N) | EV / EBITDA (N) | Dividend Yield (N) | Capi.($) | ||
|---|---|---|---|---|---|---|
 | 7.44x | - | - | 8.39% | 18.02B | |
| 48.29x | 16.61x | 30.84x | -.--% | 93.5B | |
| 16.23x | 3.43x | 7.64x | 1.64% | 88.23B | |
| 24.47x | 7.07x | 13.6x | -.--% | 33.33B | |
| 37.91x | 4.09x | 13.15x | -.--% | 25.62B | |
| 35.4x | 17.83x | 29.25x | 2.41% | 22.65B | |
| 79.98x | 6.49x | 27.71x | -.--% | 22.19B | |
| 5.39x | 2.76x | 6.57x | 4.9% | 18.63B | |
| 11.8x | -0.87x | -1.54x | -.--% | 15.39B | |
| 41.12x | 19.7x | 30.78x | -.--% | 13.11B | |
| Average | 30.80x | 8.57x | 17.55x | 1.73% | 35.07B | |
| Weighted average by Cap. | 32.12x | 9.14x | 18.42x | 1.26% |
Y-o-Y evolution of P/E
Historical PBR trend
Evolution Enterprise Value / Sales
Change in Enterprise Value/EBITDA
Year-on-year evolution of the Yield
- Stock Market
- Stocks
- KSPI Stock
- Valuation Kaspi Bank
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