Market Closed -
Other stock markets
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5-day change | 1st Jan Change | ||
13.31 CAD | -1.70% | -1.26% | -8.46% |
04-17 | Transcript : VersaBank - Shareholder/Analyst Call | |
03-07 | News Highlights : Top Financial Services News of the Day - Thursday at 12 AM ET | DJ |
Valuation
Fiscal Period: October | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
---|---|---|---|---|---|---|
Capitalization 1 | 139.2 | 405.6 | 254.9 | 269 | 345.6 | - |
Enterprise Value (EV) 1 | 139.2 | 405.6 | 254.9 | 269 | 345.6 | 345.6 |
P/E ratio | 8.04 x | 15.4 x | 11.8 x | 6.6 x | 6.67 x | 5.21 x |
Yield | - | 0.68% | 1.08% | - | 0.73% | 0.73% |
Capitalization / Revenue | - | 6.21 x | 3.09 x | 2.48 x | 2.78 x | 2.25 x |
EV / Revenue | - | 6.21 x | 3.09 x | 2.48 x | 2.78 x | 2.25 x |
EV / EBITDA | - | - | - | - | - | - |
EV / FCF | - | - | - | - | - | - |
FCF Yield | - | - | - | - | - | - |
Price to Book | - | 1.27 x | 0.75 x | 0.74 x | 0.85 x | 0.75 x |
Nbr of stocks (in thousands) | 21,124 | 27,441 | 27,441 | 25,964 | 25,964 | - |
Reference price 2 | 6.590 | 14.78 | 9.290 | 10.36 | 13.31 | 13.31 |
Announcement Date | 25/11/20 | 01/12/21 | 07/12/22 | 13/12/23 | - | - |
Income Statement Evolution (Annual data)
Fiscal Period: October | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
---|---|---|---|---|---|---|
Net sales 1 | - | 65.36 | 82.39 | 108.6 | 124.1 | 153.6 |
EBITDA | - | - | - | - | - | - |
EBIT 1 | - | 30.35 | 33 | 58.25 | 72.61 | 96.31 |
Operating Margin | - | 46.44% | 40.05% | 53.62% | 58.5% | 62.69% |
Earnings before Tax (EBT) 1 | - | 30.79 | 32.55 | 57.64 | 71.85 | 95.12 |
Net income 1 | 19.4 | 22.38 | 22.66 | 42.16 | 52.53 | 67.25 |
Net margin | - | 34.24% | 27.5% | 38.81% | 42.31% | 43.78% |
EPS 2 | 0.8200 | 0.9600 | 0.7900 | 1.570 | 1.997 | 2.557 |
Free Cash Flow | - | - | - | - | - | - |
FCF margin | - | - | - | - | - | - |
FCF Conversion (EBITDA) | - | - | - | - | - | - |
FCF Conversion (Net income) | - | - | - | - | - | - |
Dividend per Share 2 | - | 0.1000 | 0.1000 | - | 0.0970 | 0.0970 |
Announcement Date | 25/11/20 | 01/12/21 | 07/12/22 | 13/12/23 | - | - |
Income Statement Evolution (Quarterly data)
Fiscal Period: Oktober | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 | 2025 Q2 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Net sales 1 | 18.24 | 18.27 | 18.64 | 21.24 | 24.25 | 25.92 | 26.68 | 26.86 | 29.17 | 28.85 | 29.61 | 31.74 | 35.2 | - | - |
EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
EBIT 1 | 7.859 | - | - | - | 10.48 | 13.58 | 13.96 | 13.98 | 16.73 | 16.83 | 16.64 | 18.18 | 20.93 | 20.6 | 21.6 |
Operating Margin | 43.1% | - | - | - | 43.2% | 52.41% | 52.31% | 52.05% | 57.35% | 58.32% | 56.2% | 57.27% | 59.47% | - | - |
Earnings before Tax (EBT) 1 | 8.138 | 7.628 | 6.79 | - | 10.27 | 13.2 | 13.72 | 13.81 | 16.92 | 16.95 | 16.39 | 17.87 | 20.62 | 20.2 | 21.2 |
Net income 1 | 5.91 | 5.566 | 4.943 | - | 6.429 | 9.417 | 10.26 | 10 | 12.48 | 12.7 | 12.14 | 12.85 | 14.82 | 14.4 | 15.1 |
Net margin | 32.41% | 30.47% | 26.53% | - | 26.51% | 36.33% | 38.46% | 37.24% | 42.78% | 44.02% | 41% | 40.49% | 42.12% | - | - |
EPS 2 | 0.2400 | 0.1900 | 0.1700 | - | 0.2300 | 0.3400 | 0.3800 | 0.3800 | 0.4700 | 0.4800 | 0.4600 | 0.4900 | 0.5650 | 0.5500 | 0.5800 |
Dividend per Share 2 | 0.0250 | 0.0250 | 0.0250 | - | 0.0250 | 0.0245 | 0.0250 | - | 0.0250 | - | 0.0300 | 0.0300 | 0.0300 | - | - |
Announcement Date | 01/12/21 | 02/03/22 | 01/06/22 | 31/08/22 | 07/12/22 | 08/03/23 | 07/06/23 | 30/08/23 | 13/12/23 | 06/03/24 | - | - | - | - | - |
Balance Sheet Analysis
Fiscal Period: Oktober | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
---|---|---|---|---|---|---|
Net Debt | - | - | - | - | - | - |
Net Cash position | - | - | - | - | - | - |
Leverage (Debt/EBITDA) | - | - | - | - | - | - |
Free Cash Flow | - | - | - | - | - | - |
ROE (net income / shareholders' equity) | - | 8.45% | 6.61% | 11.8% | 13.4% | 15.3% |
ROA (Net income/ Total Assets) | - | 0.95% | 0.76% | 1.1% | 1.14% | 1.2% |
Assets 1 | - | 2,356 | 2,981 | 3,833 | 4,607 | 5,604 |
Book Value Per Share 2 | - | 11.60 | 12.40 | 14.00 | 15.60 | 17.80 |
Cash Flow per Share | - | - | - | - | - | - |
Capex | - | - | - | - | - | - |
Capex / Sales | - | - | - | - | - | - |
Announcement Date | 25/11/20 | 01/12/21 | 07/12/22 | 13/12/23 | - | - |
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
EPS Revisions
1st Jan change | Capi. | |
---|---|---|
-8.46% | 253M | |
+12.00% | 547B | |
+10.60% | 291B | |
+12.57% | 250B | |
+21.78% | 209B | |
+17.11% | 171B | |
+12.47% | 169B | |
+11.01% | 164B | |
+3.27% | 143B | |
-11.10% | 139B |
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