Valuation: VersaBank

Market Cap 898M 638M 560M 521M 478M 61.4B 912M 6.18B 2.42B 30.19B 2.39B 2.34B 104B P/E 2026 *
20x
P/E 2027 * 11.8x
Enterprise Value 898M 638M 560M 521M 478M 61.4B 912M 6.18B 2.42B 30.19B 2.39B 2.34B 104B EV / Sales 2026 *
5.64x
EV / Sales 2027 * 4.34x
Free-Float
62.23%
Yield 2026 *
0.35%
Yield 2027 * 0.35%
1 week-5.65%
Current month-15.48%
1 month+2.20%
3 months+11.56%
6 months+30.08%
Current year+36.05%
1 week 27.72
Extreme 27.72
29.41
1 month 27.25
Extreme 27.25
34
Current year 18.22
Extreme 18.215
34
1 year 13.92
Extreme 13.92
34
3 years 9.96
Extreme 9.96
34
5 years 8.6
Extreme 8.6
34
10 years 4.27
Extreme 4.27
34
Manager TitleAgeSince
Chief Executive Officer - 17/01/1993
Chief Executive Officer - -
Director of Finance/CFO - 04/01/2026
Director TitleAgeSince
Director/Board Member - 22/09/1993
Director/Board Member - 09/05/2011
Director/Board Member - 03/11/2009
Date Insider Type Main position Quantity % Market Cap.
16/07/26 Buy

Head of Human Resources

-2,050 0.0064%
15/07/26 Other

Controller/Auditor

-4,000 0.0124%
15/07/26 Buy

Controller/Auditor

-4,000 0.0124%
Change 5-day change 1-year change 3-year change Capi.($)
0.00%-5.65%+76.41%+142.10% 638M
+0.95%+3.55%+18.28%+123.89% 939B
+1.26%+1.27%+28.07%+91.45% 435B
0.00%+1.27%+17.65%+94.59% 388B
+1.69%+4.06%+62.02%+141.08% 355B
+0.46%+1.62%+5.40%+98.87% 301B
+0.46%-2.36%+63.02%+126.63% 291B
+0.19%+1.14%+14.16%+87.99% 269B
+0.14%-1.37%+2.36%+85.85% 261B
+0.88%+5.56%+79.48%+250.23% 258B
Average +0.52%+2.25%+36.68%+124.27% 349.9B
Weighted average by Cap. +0.69%+3.16%+29.50%+120.15%

Financials

2026 *2027 *
Net sales 159M 113M 99.32M 92.36M 84.76M 10.89B 162M 1.1B 429M 5.35B 425M 415M 18.51B 207M 147M 129M 120M 110M 14.16B 210M 1.43B 557M 6.96B 552M 540M 24.07B
Net income 49.14M 34.89M 30.65M 28.5M 26.15M 3.36B 49.9M 338M 132M 1.65B 131M 128M 5.71B 81.35M 57.77M 50.74M 47.18M 43.3M 5.56B 82.61M 560M 219M 2.74B 217M 212M 9.46B
Net Debt - -
Logo VersaBank
VersaBank is a Canadian Schedule I chartered bank. It offers a receivable purchase program (RPP) funding solution for point-of-sale finance companies. It also owns DRT Cyber Inc., which provides the provision of cybersecurity services designed to address the growing volume of cyber threats challenging financial institutions, multinational corporations, and government entities. Its segment consists of Digital Banking Canada, Digital Banking USA and DRTC. Under Digital Banking Canada, the Bank employs a branchless business-to-business (partner-based) model using its financial technology to address underserved segments in the Canadian and U.S. banking markets. Under Digital Banking USA, the Bank intends to adopt a business-to-business model, to address underserved segments of the U.S. banking market. Under VersaBank USA, it plans to acquire deposits and deliver the majority of its loans and leases electronically through deposit and lending solutions tailored for financial intermediaries.
Employees
131
Sector
Banks
Date Price Change Volume
24/07/26 CA$27.89 0.00% 13,159
23/07/26 CA$27.89 -1.62% 29,611
22/07/26 CA$28.35 -2.78% 36,513
21/07/26 CA$29.16 -0.07% 14,222
20/07/26 CA$29.18 -1.29% 39,772
Trader
Investor
-
Global
-
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
3
Last Close Price
27.89CAD
Average target price
29.00CAD
Spread / Average Target
+3.98%

Quarterly revenue - Rate of surprise

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