Valuation : Upstart Holdings, Inc.

Market Cap 2.83B 2.44B 2.29B 2.09B 3.93B 270B 3.94B 27.13B 10.58B 137B 10.62B 10.39B 453B P/E 2026 *
40.3x
P/E 2027 * 15.6x
Enterprise Value 4.2B 3.62B 3.39B 3.1B 5.84B 402B 5.86B 40.28B 15.71B 203B 15.78B 15.43B 672B EV / Sales 2026 *
2.96x
EV / Sales 2027 * 2.06x
Free-Float
87.25%
Yield 2026 *
-
Yield 2027 * -
1 day-4.53%
1 week-4.03%
Current month+5.98%
1 month+9.32%
3 months-13.94%
6 months+6.79%
Current year-33.50%
1 week 28.92
Extreme 28.92
31.8
1 month 26.2
Extreme 26.2
34.69
Current year 23.96
Extreme 23.965
52.1
1 year 23.96
Extreme 23.965
72.85
3 years 19.84
Extreme 19.84
96.43
5 years 11.93
Extreme 11.93
401.49
10 years 11.93
Extreme 11.93
401.49
Manager TitleAgeSince
Chief Executive Officer 35 30/04/2026
Director of Finance/CFO 38 15/03/2026
Director of Finance/CFO 52 30/11/2016
Director TitleAgeSince
Director/Board Member 35 31/03/2015
Chairman 60 30/11/2013
Director/Board Member 67 30/11/2019
Date Insider Type Main position Quantity % Market Cap.
25/08/26 Sell

Controller/Auditor

-913 0.0010%
20/08/26 Sell

General Counsel

-7,696 0.0080%
20/08/26 Sell

Controller/Auditor

-586 0.0006%
Change 5-day change 1-year change 3-year change Capi.($)
-4.53%-4.03%-60.32%-9.12% 2.83B
-1.31%-1.75%+2.75%+60.56% 12.7B
+1.19%-3.50%+16.53%+23.31% 10.03B
-0.93%-1.02%+15.57%+18.93% 6.18B
0.00%0.00%+14.34%+44.05% 5.63B
+0.77%+3.24%-1.32%-28.68% 1.66B
-2.10%-5.21%+36.55%+158.02% 1.38B
-0.49%-1.46%-7.31%-41.67% 757M
+0.54%+0.54%-19.40%-20.09% 697M
+4.19%+8.55%+33.67%+45.20% 651M
Average -0.27%-0.50%+3.11%+25.05% 4.25B
Weighted average by Cap. -0.52%-1.86%+6.07%+35.21%

Financials

2026 *2027 *
Net sales 1.42B 1.22B 1.15B 1.05B 1.97B 136B 1.98B 13.6B 5.31B 68.47B 5.33B 5.21B 227B 1.86B 1.6B 1.5B 1.37B 2.59B 178B 2.59B 17.84B 6.96B 89.78B 6.99B 6.83B 298B
Net income 80.26M 69.16M 64.84M 59.19M 112M 7.67B 112M 769M 300M 3.87B 301M 295M 12.84B 221M 190M 179M 163M 307M 21.12B 308M 2.12B 827M 10.66B 830M 812M 35.36B
Net Debt 1.37B 1.18B 1.11B 1.01B 1.91B 131B 1.91B 13.15B 5.13B 66.19B 5.15B 5.04B 219B 1B 865M 811M 740M 1.39B 95.94B 1.4B 9.62B 3.75B 48.43B 3.77B 3.69B 161B
Logo Upstart Holdings, Inc.
Upstart Holdings, Inc. is an artificial intelligence (AI) lending marketplace. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. It applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Its consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture, and others.
Employees
1,405
Date Price Change Volume
28/08/26 US$29.08 -4.53% 4,719,284
27/08/26 US$30.46 -0.03% 2,851,220
26/08/26 US$30.47 -0.36% 3,038,339
25/08/26 US$30.58 +2.31% 2,655,655
24/08/26 US$29.89 -1.35% 3,356,589
Trader
Investor
Global
Quality
ESG MSCI
BB
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
15
Last Close Price
29.08USD
Average target price
40.40USD
Spread / Average Target
+38.93%

Quarterly revenue - Rate of surprise

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