Business description: Synchrony Financial

Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas:

- embossing and issuing of credit cards;

- payment processing;

- printing and mailing of credit card statements;

- other: consumer loans, health care services, etc.

Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle

At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.

Number of employees: 20,000

Sales by Activity: Synchrony Financial

Fiscal Period: December 2021 (USD) 2022 (USD) 2023 (USD) 2024 (USD) 2025 (USD)

Thrift / Savings and Loan Institutions

9.47B 8.3B 7.66B 9.39B 9.76B

Geographical breakdown of sales: Synchrony Financial

Fiscal Period: December 2021 (USD) 2022 (USD) 2023 (USD) 2024 (USD) 2025 (USD)

United States

15.23B 16.88B 19.9B 21.6B 21.7B

Executive Committee: Synchrony Financial

Manager TitleAgeSince
Chief Executive Officer 51 31/03/2021
Director of Finance/CFO 58 01/05/2019
Chief Operating Officer 53 13/06/2021
Investor Relations Contact - -
Corporate Officer/Principal - 31/07/2024

Composition of the Board of Directors: Synchrony Financial

Director TitleAgeSince
Director/Board Member 51 31/03/2021
Chairman 67 02/04/2023
Director/Board Member 73 30/06/2014
Director/Board Member 71 31/10/2015
Director/Board Member 72 31/10/2015
Director/Board Member 67 31/10/2015
Director/Board Member 74 31/03/2016
Director/Board Member 68 23/07/2019
Director/Board Member 69 21/07/2020
Director/Board Member 46 31/03/2022

Shareholders: Synchrony Financial

NameEquities%Valuation
Vanguard Fiduciary Trust Co.
13.19 %
45,833,824 13.19 % 3 118 M $
Capital Research & Management Co. (World Investors)
11.03 %
38,326,315 11.03 % 2 607 M $
BlackRock Advisors LLC
6.258 %
21,752,661 6.258 % 1 480 M $
5.304 %
18,437,769 5.304 % 1 254 M $
Merrill Lynch International
4.649 %
16,158,110 4.649 % 1 099 M $
NameEquities%Valuation
Flaherty & Crumrine, Inc.
3.247 %
649,500 3.247 % 16 M $
Shikiar Asset Management, Inc.
1.179 %
235,730 1.179 % 6 M $
PIMCO Europe Ltd.
0.4125 %
82,500 0.4125 % 2 M $
Taiwan Cooperative Securities Investment Trust Co., Ltd.
0.055 %
11,006 0.055 % 277 131 $
Manulife Investment Management (Taiwan) Co. Ltd.
0.04 %
8,004 0.04 % 201 541 $
NameEquities%Valuation
Flaherty & Crumrine, Inc.
1.863 %
559,000 1.863 % 10 M $
0.0273 %
8,200 0.0273 % 152 274 $

Company details: Synchrony Financial

Synchrony Financial

777 Long Ridge Road

06902-1250, Stamford

+203 585 2400

http://www.synchrony.com
address Synchrony Financial(SYF)

Group companies: Synchrony Financial

NameCategory and Sector
Information Technology Services
Information Technology Services
Financial Conglomerates
Financial Conglomerates
Savings Banks

Other Consumer Lending

Change 5d. change 1-year change 3-years change Capi.($)
+0.15%+5.70%+60.12%+153.92% 26.26B
-2.77%+5.13%+0.77%+52.25% 59.98B
+1.02%+2.78%+85.24%+116.47% 33.23B
+2.10%+2.31%-7.23%+36.14% 30.66B
+1.67%-0.25%+51.75%+286.31% 25.38B
+2.09%+11.64%+68.28%+208.89% 22.84B
-2.27%+1.00%+3.33% - 16.22B
+1.00%+2.70%+75.43%+243.04% 15.36B
-1.52%+4.28% - - 14.57B
+2.76%-0.31%-0.90%+85.09% 13.8B
Average +0.41%+6.83%+37.42%+147.76% 25.83B
Weighted average by Cap. +0.07%+6.72%+34.09%+127.90%
Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
23
Last Close Price
75.55USD
Average target price
85.30USD
Spread / Average Target
+12.91%

Quarterly revenue - Rate of surprise

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