|
Real-time Estimate
Other stock markets
|
5-day change | 1st Jan Change | ||
| 72.22 USD | -0.37% |
|
+4.30% | -13.41% |
Projected Income Statement: Synchrony Financial
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 10,192 | 11,674 | 13,627 | 16,125 | 14,981 | 15,466 | 16,268 | 16,909 |
| Change | - | 14.54% | 16.73% | 18.33% | -7.09% | 3.24% | 5.19% | 3.94% |
| EBITDA | - | - | - | - | - | - | - | - |
| Change | - | - | - | - | - | - | - | - |
| EBIT 1 | 6,229 | 7,337 | 8,869 | 11,286 | 9,846 | 10,171 | 10,706 | 10,898 |
| Change | - | 17.79% | 20.88% | 27.25% | -12.76% | 3.3% | 5.26% | 1.79% |
| Interest Paid | - | - | - | - | - | - | - | - |
| Earnings before Tax (EBT) 1 | 5,503 | 3,962 | 2,904 | 4,553 | 4,621 | 4,144 | 4,189 | 4,243 |
| Change | - | -28% | -26.7% | 56.78% | 1.49% | -10.33% | 1.1% | 1.29% |
| Net income 1 | 4,179 | 2,974 | 2,196 | 3,427 | 3,469 | 3,088 | 3,124 | 3,105 |
| Change | - | -28.83% | -26.16% | 56.06% | 1.23% | -10.99% | 1.18% | -0.61% |
| Announcement Date | 28/01/22 | 23/01/23 | 23/01/24 | 28/01/25 | 27/01/26 | - | - | - |
Forecast Balance Sheet: Synchrony Financial
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|---|---|---|---|
| Net Debt 1 | 6,170 | 3,897 | 1,723 | 751 | 209 | 3,594 | 6,514 | - |
| Change | - | -36.84% | -55.79% | -56.41% | -72.17% | 1,619.62% | 81.25% | - |
| Announcement Date | 28/01/22 | 23/01/23 | 23/01/24 | 28/01/25 | 27/01/26 | - | - | - |
Cash Flow Forecast: Synchrony Financial
| Fiscal Period: December | 2026 |
|---|---|
| CAPEX 1 | - |
| Change | - |
| Free Cash Flow (FCF) 1 | 3,212 |
| Change | - |
| Announcement Date | - |
Forecast Financial Ratios: Synchrony Financial
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|---|---|---|---|
Profitability | ||||||||
| EBITDA Margin (%) | - | - | - | - | - | - | - | - |
| EBIT Margin (%) | 61.12% | 62.85% | 65.08% | 69.99% | 65.72% | 65.76% | 65.81% | 64.45% |
| EBT Margin (%) | 53.99% | 33.94% | 21.31% | 28.24% | 30.85% | 26.79% | 25.75% | 25.1% |
| Net margin (%) | 41% | 25.48% | 16.12% | 21.25% | 23.16% | 19.96% | 19.2% | 18.36% |
| FCF margin (%) | - | - | - | - | - | 20.77% | - | - |
| FCF / Net Income (%) | - | - | - | - | - | 104.04% | - | - |
Profitability | ||||||||
| ROA | 4.5% | 3.1% | 2% | 2.9% | 3% | 2.56% | 2.45% | 2.25% |
| ROE | 30.8% | 22.6% | 16.4% | 22.5% | 21.1% | 19.78% | 19.99% | 18.88% |
Financial Health | ||||||||
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - | - |
| Debt / Free cash flow | - | - | - | - | - | 1.12x | - | - |
Capital Intensity | ||||||||
| CAPEX / Current Assets (%) | - | - | - | - | - | - | - | - |
| CAPEX / EBITDA (%) | - | - | - | - | - | - | - | - |
| CAPEX / FCF (%) | - | - | - | - | - | - | - | - |
Items per share | ||||||||
| Cash flow per share 1 | 12.47 | 13.85 | - | - | - | - | - | - |
| Change | - | 11.05% | - | - | - | - | - | - |
| Dividend per Share 1 | 0.88 | 0.9 | 0.96 | 1 | 1.15 | 1.258 | 1.377 | 1.587 |
| Change | - | 2.27% | 6.67% | 4.17% | 15% | 9.35% | 9.53% | 15.23% |
| Book Value Per Share 1 | 24.53 | 27.7 | 32.36 | 39.55 | 44.74 | 49.77 | 55.38 | 60.86 |
| Change | - | 12.92% | 16.82% | 22.22% | 13.12% | 11.24% | 11.28% | 9.89% |
| EPS 1 | 7.34 | 6.15 | 5.19 | 8.55 | 9.28 | 9.257 | 10.44 | 11.72 |
| Change | - | -16.21% | -15.61% | 64.74% | 8.54% | -0.25% | 12.74% | 12.25% |
| Nbr of stocks (in thousands) | 547,259 | 450,541 | 413,804 | 389,344 | 360,171 | 347,596 | 347,596 | 347,596 |
| Announcement Date | 28/01/22 | 23/01/23 | 23/01/24 | 28/01/25 | 27/01/26 | - | - | - |
| 2026 * | 2027 * | |
|---|---|---|
| P/E ratio | 7.83x | 6.95x |
| PBR | 1.46x | 1.31x |
| EV / Sales | 1.86x | 1.95x |
| Yield | 1.73% | 1.9% |
EPS & Dividend
Y-o-Y evolution of P/E
Year-on-year evolution of the Yield
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Quarterly revenue - Rate of surprise
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- Financials Synchrony Financial
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