Synchrony Financial specializes in the issuance and marketing of credit cards. The group's activity is essentially organized around 4 areas: - embossing and issuing of credit cards; - payment processing; - printing and mailing of credit card statements; - other: consumer loans, health care services, etc. Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle At the end of 2024, the group had USD 104.7 billion in loan receivables and 71.5 million active accounts.

Employees

20,000

Sector

Consumer Lending

Calendar

01-22 - Q4 2025 Earnings Release (Projected)

More about the company

Quotes

Date	Price	Change	Volume
09/12/25	81.01 $	+1.54%	3,172,563
08/12/25	79.78 $	-0.72%	3,920,675
05/12/25	80.36 $	-0.05%	2,620,735
04/12/25	80.40 $	+1.58%	2,121,395
03/12/25	79.15 $	+0.34%	3,705,220

Delayed Quote Nyse, December 09, 2025 at 09:00 pm

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Income Statement and Estimates

More financial data

Analysts' Consensus

Sell

Buy

Mean consensus

OUTPERFORM

Number of Analysts

Last Close Price

81.01USD

Average target price

83.30USD

Spread / Average Target

+2.83%

Consensus

EPS Estimates

Revisions to estimates

Quarterly revenue - Rate of surprise

Company calendar

Market Closed - Nyse Other stock markets 21:00:02 09/12/2025 GMT			5-day change	1st Jan Change
81.01 ^USD	+1.54%		+2.70%	+24.63%

12-09	Synchrony Financial Presents at Goldman Sachs 2025 U.S. Financial Services Conference, Dec-09-2025 08:00 AM
12-05	The Most Overhyped PCE Print in Wall Street History

Capitalization	29.18B 25.07B 23.52B 21.91B 40.36B 2,622B 43.86B 273B 106B 1,243B 109B 107B 4,578B	P/E ratio 2025 *	8.68x	P/E ratio 2026 *	8.74x
Enterprise value	32.87B 28.24B 26.49B 24.69B 45.46B 2,953B 49.41B 307B 119B 1,400B 123B 121B 5,158B	EV / Sales 2025 *	2.19x	EV / Sales 2026 *	2.32x
Free-Float	46.41%	Yield 2025 *	1.42%	Yield 2026 *	1.55%

12-09	Synchrony Financial Presents at Goldman Sachs 2025 U.S. Financial Services Conference, Dec-09-2025 08:00 AM
12-05	The Most Overhyped PCE Print in Wall Street History
12-05	Analyst recommendations: Humana, Newmont, Robert Half, Apple, Macy's…
12-05	Baird Downgrades Synchrony Financial to Neutral From Outperform, Price Target is $82	MT
12-04	Synchrony Financial Renews Financing Partnership With Mitsubishi Electric Trane HVAC US	MT
12-04	Synchrony and Mitsubishi Electric Trane Hvac US Llc Renew Relationship to Offer Customers Flexible Hvac Financing for Greater Comfort	CI
11-20	Synchrony and The Toro Company Launch New Credit Card for Financing Lawn Equipment	CI
11-19	Goldman Sachs Adjusts Price Target on Synchrony Financial to $85 From $81, Maintains Buy Rating	MT
11-12	Synchrony Financial Presents at KBW Fintech Payments Conference 2025, Nov-12-2025 10:10 AM
10-30	Evercore ISI Adjusts Price Target on Synchrony Financial to $86 From $84	MT
10-27	Rothschild & Co Redburn Adjusts Price Target on Synchrony Financial to $73 From $72	MT
10-23	Synchrony announces quarterly common stock dividend of $0.30 per share	RE
10-23	Synchrony Financial Declares Quarterly Cash Dividend, Payable on November 17, 2025	CI

12-05	Analyst recommendations: Humana, Newmont, Robert Half, Apple, Macy's…
12-05	Baird Downgrades Synchrony Financial to Neutral From Outperform, Price Target is $82	MT
11-19	Goldman Sachs Adjusts Price Target on Synchrony Financial to $85 From $81, Maintains Buy Rating	MT
10-30	Evercore ISI Adjusts Price Target on Synchrony Financial to $86 From $84	MT
10-27	Rothschild & Co Redburn Adjusts Price Target on Synchrony Financial to $73 From $72	MT

Synchrony Financial Share Price

Equities

SYF

US87165B1035

Consumer Lending

Valuation: Synchrony Financial

Chart: Synchrony Financial

Latest news: Synchrony Financial

Last Transcript: Synchrony Financial

Analysts' recommendations: Synchrony Financial

Press Releases: Synchrony Financial

News in other languages: Synchrony Financial

Quotes and Performance

Course Extremes

Managers and Directors: Synchrony Financial

ETFs: Synchrony Financial

Other Consumer Lending

Financials

Company Profile

Quotes

Income Statement and Estimates

Analysts' Consensus

Quarterly revenue - Rate of surprise

12-04	Synchrony and METUS Renew Relationship to Offer Customers Flexible HVAC Financing for Greater Comfort	PR
12-02	Synchrony to Participate in the 2025 Goldman Sachs Financial Services Conference	PR
11-20	Synchrony and The Toro Company Launch New Credit Card for Financing Lawn Equipment	PR
11-10	Synchrony Financial : Q3 2025 Basel III Pillar 3 Regulatory Capital Disclosure Report	PU
11-05	Synchrony to Participate in the 2025 KBW Fintech Payments Conference	PR

12-05	Le PCE le plus surcoté de l'histoire de Wall Street
10-15	Calendario dei risultati della settimana dal 13 al 17 ottobre 2025: ASML e LVMH in arrivo
10-15	USA-Les valeurs à suivre à Wall Street (actualisé)
10-15	Bourse : Bouygues, Orange et Free veulent dépecer SFR, LVMH se réveille, ASML rassure
10-15	Mets de l'huile !

1 day	+1.54%
1 week	+2.70%
Current month	+4.72%
1 month	+10.68%
3 months	+6.49%
6 months	+33.17%
Current year	+24.63%

1 week	79.15	81.43
1 month	69.52	81.43
Current year	40.54	81.43
1 year	40.54	81.43
3 years	26.59	81.43
5 years	26.59	81.43
10 years	12.15	81.43

Manager	Title	Age	Since
Brian Doubles CEO	Chief Executive Officer	50	31/03/2021
Brian Wenzel DFI	Director of Finance/CFO	57	01/05/2019
Carol Juel COO	Chief Operating Officer	52	13/06/2021

Director	Title	Age	Since
Brian Doubles BRD	Director/Board Member	50	31/03/2021
Jeffrey Naylor CHM	Chairman	66	02/04/2023
Roy Guthrie BRD	Director/Board Member	72	30/06/2014

Name	Weight	AuM	Varia. Jan 1.	Investor
FIRST TRUST ALPHADEX U.S. INDUSTRIALS SECTOR INDEX ETF - CAD	1.39%	30 M€	0.00%	-
FIRST TRUST ALPHADEX U.S. INDUSTRIALS SECTOR INDEX ETF - CAD HEDGED	1.06%	1 M€	0.00%	-

Add to a list 0 selected To use this feature you must be a member Log in Sign up	Change	5d. change	1-year change	3-years change	Capi.($)
SYNCHRONY FINANCIAL	+1.54%	+2.70%	+19.26%	+130.73%	29.18B
BAJAJ FINANCE LIMITED	-0.95%	-0.86%	+48.03%	+56.00%	70.25B
BAJAJ FINSERV LTD.	+0.41%	+1.58%	+24.95%	+30.54%	36.76B
SOFI TECHNOLOGIES, INC.	-2.83%	-9.08%	+72.32%	+518.20%	33.82B
ORIX CORPORATION	+0.88%	+2.64%	+28.99%	+97.78%	30.64B
JIO FINANCIAL SERVICES LIMITED	-1.35%	-3.82%	-12.96%	-	20.73B
SHRIRAM FINANCE LIMITED	-0.82%	+1.48%	+31.76%	+207.77%	17.72B
MUTHOOT FINANCE LIMITED	+0.65%	+0.03%	+85.15%	+243.70%	16.72B
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED	+0.93%	+4.67%	+30.68%	+133.86%	16.25B
TATA CAPITAL LIMITED	+1.11%	+1.46%	-	-	15.33B
Average	+0.27%	-0.64%	+36.46%	+177.32%	28.74B
Weighted average by Cap.	+0.11%	-0.86%	+38.24%	+156.46%

	2025 *	2026 *
Net sales	15.03B 12.92B 12.12B 11.29B 20.79B 1,351B 22.6B 141B 54.62B 640B 56.41B 55.22B 2,359B	15.58B 13.38B 12.56B 11.7B 21.55B 1,400B 23.42B 146B 56.6B 663B 58.46B 57.22B 2,444B
Net income	3.49B 3B 2.81B 2.62B 4.83B 314B 5.25B 32.64B 12.69B 149B 13.1B 12.83B 548B	3.14B 2.7B 2.53B 2.36B 4.35B 282B 4.73B 29.39B 11.42B 134B 11.8B 11.55B 493B
Net Debt	3.69B 3.17B 2.98B 2.77B 5.11B 332B 5.55B 34.51B 13.41B 157B 13.85B 13.56B 579B	6.93B 5.96B 5.59B 5.21B 9.59B 623B 10.42B 64.82B 25.19B 295B 26.02B 25.47B 1,088B