Valuation: Synchrony Financial

Market Cap 23.35B 20.75B 19.37B 17.65B 33.29B 2,245B 33.6B 234B 90.81B 1,148B 87.67B 85.77B 3,683B P/E 2026 *
7.6x
P/E 2027 * 6.87x
Enterprise Value 27.49B 24.43B 22.8B 20.78B 39.19B 2,643B 39.55B 276B 107B 1,351B 103B 101B 4,336B EV / Sales 2026 *
1.81x
EV / Sales 2027 * 2.02x
Free-Float
38.86%
Yield 2026 *
1.78%
Yield 2027 * 1.98%
1 day+0.36%
1 week-1.60%
Current month+1.13%
1 month-10.12%
3 months-5.97%
6 months+4.90%
Current year-13.98%
1 week 69.4
Extreme 69.4
72.45
1 month 69.4
Extreme 69.4
79.44
Current year 63.08
Extreme 63.08
88.77
1 year 63.08
Extreme 63.08
88.77
3 years 27.3
Extreme 27.295
88.77
5 years 26.59
Extreme 26.59
88.77
10 years 12.15
Extreme 12.15
88.77
Manager TitleAgeSince
Chief Executive Officer 51 31/03/2021
Director of Finance/CFO 58 01/05/2019
Director of Finance/CFO - 31/03/2014
Director TitleAgeSince
Director/Board Member 51 31/03/2021
Chairman 67 02/04/2023
Director/Board Member 73 30/06/2014
Date Insider Type Main position Quantity % Market Cap. Importance
17/08/26 Free

Director

157 0.0000%
17/08/26 Free

General Counsel

218 0.0001%
17/08/26 Free

Director

14 0.0000%
Change 5-day change 1-year change 3-year change Capi.($)
+0.36%-1.60%+0.76%+146.63% 23.35B
+0.23%-1.98%-8.32%+108.74% 204B
+0.12%-2.74%-9.18%+109.26% 119B
-1.16%-4.88%-4.19%+19.02% 61.34B
-2.26%-3.86%-34.27%+56.42% 33.13B
+0.09%-2.17%-13.41%+10.99% 28.81B
-4.18%-5.63%+46.03%+145.58% 23.08B
-0.44%-4.89%-37.52%+116.62% 20.37B
-2.02%-6.39%-29.57%-8.17% 14.6B
-2.04%-4.64%+0.82%+26.24% 14.06B
Average -1.13%-3.88%-8.88%+73.13% 54.27B
Weighted average by Cap. -0.44%-3.01%-8.62%+88.54%

Financials

2026 *2027 *
Net sales 15.16B 13.47B 12.57B 11.46B 21.62B 1,458B 21.82B 152B 58.97B 745B 56.93B 55.7B 2,392B 15.97B 14.18B 13.24B 12.07B 22.76B 1,535B 22.97B 160B 62.08B 785B 59.94B 58.64B 2,518B
Net income 3.13B 2.78B 2.59B 2.36B 4.46B 301B 4.5B 31.38B 12.16B 154B 11.74B 11.49B 493B 3.06B 2.72B 2.54B 2.31B 4.37B 294B 4.41B 30.73B 11.91B 150B 11.5B 11.25B 483B
Net Debt 4.14B 3.68B 3.43B 3.13B 5.9B 398B 5.95B 41.53B 16.09B 203B 15.54B 15.2B 653B 8.9B 7.91B 7.38B 6.73B 12.69B 856B 12.81B 89.34B 34.62B 438B 33.42B 32.7B 1,404B
Logo Synchrony Financial
Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas: - embossing and issuing of credit cards; - payment processing; - printing and mailing of credit card statements; - other: consumer loans, health care services, etc. Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.
Employees
20,000
Date Price Change Volume
02/10/26 US$71.77 +0.36% 3,116,953
01/10/26 US$71.51 +0.76% 2,864,395
30/09/26 US$70.97 -1.05% 3,091,957
29/09/26 US$71.72 +0.28% 2,518,767
28/09/26 US$71.52 -1.95% 2,599,711
Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
23
Last Close Price
71.77USD
Average target price
89.17USD
Spread / Average Target
+24.25%

Quarterly revenue - Rate of surprise