Valuation: Synchrony Financial

Market Cap 25.91B 22.19B 20.65B 19.04B 35.77B 2,480B 36.36B 244B 95.87B 1,240B 97.27B 95.15B 4,095B P/E 2026 *
8.47x
P/E 2027 * 7.6x
Enterprise Value 30.04B 25.73B 23.95B 22.08B 41.48B 2,877B 42.16B 283B 111B 1,439B 113B 110B 4,750B EV / Sales 2026 *
1.98x
EV / Sales 2027 * 2.18x
Free-Float
38.86%
Yield 2026 *
1.61%
Yield 2027 * 1.78%
1 day-1.19%
1 week+1.47%
Current month+5.05%
1 month+8.15%
3 months+12.06%
6 months+9.29%
Current year-4.57%
1 week 79.13
Extreme 79.13
81.92
1 month 70.65
Extreme 70.65
81.92
Current year 63.08
Extreme 63.08
88.77
1 year 63.08
Extreme 63.08
88.77
3 years 27.3
Extreme 27.295
88.77
5 years 26.59
Extreme 26.59
88.77
10 years 12.15
Extreme 12.15
88.77
Manager TitleAgeSince
Chief Executive Officer 51 31/03/2021
Director of Finance/CFO 58 01/05/2019
Director of Finance/CFO - 31/03/2014
Director TitleAgeSince
Director/Board Member 51 31/03/2021
Chairman 67 02/04/2023
Director/Board Member 73 30/06/2014
Date Insider Type Main position Quantity % Market Cap.
13/08/26 Fiscal year

Executive/Senior Manager

16,368 0.0050%
03/08/26 Sell

Executive/Senior Manager

-610 0.0002%
03/08/26 Sell

Executive/Senior Manager

-721 0.0002%
Change 5-day change 1-year change 3-year change Capi.($)
-1.19%+1.47%+10.91%+140.04% 26.22B
+4.57%+2.16%-17.95%+39.33% 39.61B
+0.04%-0.98%+0.93%+37.79% 33.56B
-0.50%-1.96%+76.29%+203.44% 27.27B
+4.30%+2.45%-23.98%+124.09% 22.81B
-0.36%-2.19%+22.62%+83.57% 16.69B
-1.21%-1.95%+3.28%+130.27% 12.13B
+1.86%+3.06%+55.11%+136.30% 9.23B
+1.72%+20.56%+2,348.06%+3,392.31% 8.47B
-0.80%+0.85%+10.38%+61.90% 7.45B
Average +0.59%+1.66%+248.56%+434.90% 20.34B
Weighted average by Cap. +0.90%+0.10%+108.32%+237.47%

Financials

2026 *2027 *
Net sales 15.18B 13B 12.11B 11.16B 20.96B 1,454B 21.31B 143B 56.19B 727B 57.01B 55.77B 2,400B 15.98B 13.69B 12.74B 11.75B 22.07B 1,530B 22.43B 151B 59.15B 765B 60.01B 58.71B 2,527B
Net income 3.1B 2.66B 2.47B 2.28B 4.28B 297B 4.35B 29.26B 11.48B 149B 11.65B 11.4B 491B 3.06B 2.62B 2.44B 2.25B 4.23B 293B 4.3B 28.87B 11.33B 147B 11.5B 11.25B 484B
Net Debt 4.14B 3.54B 3.3B 3.04B 5.71B 396B 5.81B 39.02B 15.32B 198B 15.54B 15.2B 654B 8.9B 7.62B 7.1B 6.54B 12.29B 852B 12.49B 83.93B 32.95B 426B 33.43B 32.7B 1,407B
Logo Synchrony Financial
Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas: - embossing and issuing of credit cards; - payment processing; - printing and mailing of credit card statements; - other: consumer loans, health care services, etc. Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.
Employees
20,000
Date Price Change Volume
19/08/26 US$79.62 -1.19% 2,907,939
18/08/26 US$80.58 -0.21% 3,027,588
17/08/26 US$80.75 -0.31% 3,789,292
14/08/26 US$81.00 +1.15% 2,124,696
13/08/26 US$80.08 +0.84% 2,546,097
Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
24
Last Close Price
79.62USD
Average target price
89.09USD
Spread / Average Target
+11.89%

Quarterly revenue - Rate of surprise