Valuation: Synchrony Financial

Market Cap 22.5B 20.39B 18.86B 17.01B 32.06B 2,121B 33.2B 227B 89.83B 1,133B 84.43B 82.64B 3,597B P/E 2026 *
7.57x
P/E 2027 * 6.9x
Enterprise Value 26.24B 23.77B 21.99B 19.84B 37.39B 2,474B 38.71B 264B 105B 1,321B 98.45B 96.37B 4,195B EV / Sales 2026 *
1.73x
EV / Sales 2027 * 1.79x
Free-Float
37.18%
Yield 2026 *
1.77%
Yield 2027 * 1.94%
1 day+0.82%
1 week-2.02%
Current month-4.11%
1 month-1.82%
3 months-9.78%
6 months+3.50%
Current year-13.40%
1 week 69.87
Extreme 69.87
74.74
1 month 69.87
Extreme 69.87
77.76
Current year 63.08
Extreme 63.08
88.77
1 year 63.08
Extreme 63.08
88.77
3 years 28.84
Extreme 28.84
88.77
5 years 26.59
Extreme 26.59
88.77
10 years 12.15
Extreme 12.15
88.77
Manager TitleAgeSince
Chief Executive Officer 51 31/03/2021
Director of Finance/CFO 58 01/05/2019
Director of Finance/CFO - 31/03/2014
Director TitleAgeSince
Director/Board Member 51 31/03/2021
Chairman 67 02/04/2023
Director/Board Member 73 30/06/2014
Date Insider Type Main position Quantity % Market Cap. Importance
30/09/26 Free

Director

846 0.0003%
30/09/26 Free

Director

846 0.0003%
30/09/26 Free

Director

846 0.0003%
Change 5-day change 1-year change 3-year change Capi.($)
+0.82%-2.02%-2.09%+145.25% 22.5B
+0.80%-0.12%-12.10%+107.72% 215B
+0.76%-3.36%-10.02%+86.91% 117B
+0.18%+2.69%+11.10%+51.75% 73.66B
0.00%-8.96%-20.06%+71.59% 38.91B
-1.17%+0.02%-9.30%+17.65% 31.62B
-3.10%+1.24%+19.41%+146.84% 24.25B
-1.34%-4.87%-45.69%+119.03% 20.01B
-0.86%+3.24%+7.79%+60.53% 16.7B
-1.60%-1.60%-26.78%+1.22% 15.93B
Average -0.58%-1.43%-8.77%+80.85% 58B
Weighted average by Cap. +0.19%-1.39%-8.37%+88.13%

Financials

2026 *2027 *
Net sales 15.16B 13.73B 12.7B 11.46B 21.6B 1,429B 22.36B 153B 60.51B 763B 56.88B 55.67B 2,423B 15.93B 14.44B 13.35B 12.05B 22.7B 1,502B 23.5B 160B 63.6B 802B 59.78B 58.52B 2,547B
Net income 3.15B 2.85B 2.64B 2.38B 4.48B 297B 4.64B 31.68B 12.56B 158B 11.81B 11.56B 503B 3.02B 2.73B 2.53B 2.28B 4.3B 284B 4.45B 30.37B 12.04B 152B 11.32B 11.08B 482B
Net Debt 3.74B 3.39B 3.13B 2.83B 5.33B 352B 5.51B 37.62B 14.92B 188B 14.02B 13.72B 597B 6.03B 5.46B 5.05B 4.56B 8.59B 568B 8.89B 60.67B 24.06B 303B 22.61B 22.13B 963B
Projected Income Statement - Annual - Synchrony Financial
Logo Synchrony Financial
Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas: - embossing and issuing of credit cards; - payment processing; - printing and mailing of credit card statements; - other: consumer loans, health care services, etc. Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.
Employees
20,000
Date Price Change Volume
13/11/26 US$72.25 +0.82% 6,963,351
12/11/26 US$71.66 -0.50% 7,060,478
11/11/26 US$72.02 +0.45% 4,753,277
10/11/26 US$71.70 -2.08% 6,693,933
09/11/26 US$73.22 -0.71% 5,761,677
Trader
Investor
Global
Quality
ESG MSCI
AAA
MarketScreener Ratings - Synchrony Financial
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
23
Last Close Price
72.25USD
Average target price
87.00USD
Spread / Average Target
+20.42%