Valuation: Synchrony Financial

Market Cap 22.93B 20.48B 18.92B 17.14B 32.07B 2,177B 32.6B 228B 90.13B 1,141B 86.06B 84.23B 3,596B P/E 2026 *
7.69x
P/E 2027 * 7.02x
Enterprise Value 26.67B 23.81B 22B 19.94B 37.3B 2,532B 37.92B 265B 105B 1,326B 100B 97.96B 4,182B EV / Sales 2026 *
1.76x
EV / Sales 2027 * 1.82x
Free-Float
37.18%
Yield 2026 *
1.74%
Yield 2027 * 1.9%
1 day-1.93%
1 week-0.05%
Current month+3.76%
1 month+4.20%
3 months+2.61%
6 months-3.89%
Current year-11.73%
1 week 72.25
Extreme 72.25
75.6
1 month 69.4
Extreme 69.4
75.87
Current year 63.08
Extreme 63.08
88.77
1 year 63.08
Extreme 63.08
88.77
3 years 27.42
Extreme 27.42
88.77
5 years 26.59
Extreme 26.59
88.77
10 years 12.15
Extreme 12.15
88.77
Manager TitleAgeSince
Chief Executive Officer 51 31/03/2021
Director of Finance/CFO 58 01/05/2019
Director of Finance/CFO - 31/03/2014
Director TitleAgeSince
Director/Board Member 51 31/03/2021
Chairman 67 02/04/2023
Director/Board Member 73 30/06/2014
Date Insider Type Main position Quantity % Market Cap. Importance
30/09/26 Free

Director

846 0.0003%
30/09/26 Free

Director

846 0.0003%
30/09/26 Free

Director

846 0.0003%
Change 5-day change 1-year change 3-year change Capi.($)
-1.93%-0.05%+0.55%+157.30% 22.93B
-3.68%-0.12%-11.75%+116.63% 212B
-1.03%-0.20%-8.50%+122.77% 121B
-1.40%-5.41%-15.10%+19.11% 60.85B
-0.09%+8.81%-33.39%+59.38% 33.22B
-1.37%-4.28%-23.96%+2.59% 27.87B
-3.67%-7.67%+22.10%+130.46% 21.49B
-1.05%+0.45%-47.95%+101.31% 18.88B
-2.74%-5.19%-33.66%-0.76% 14.26B
-4.52%-6.98%-13.09%+25.51% 13.17B
Average -1.54%-2.06%-16.48%+73.43% 54.53B
Weighted average by Cap. -0.32%-0.97%-13.35%+94.25%

Financials

2026 *2027 *
Net sales 15.14B 13.52B 12.49B 11.32B 21.18B 1,437B 21.53B 150B 59.51B 753B 56.83B 55.62B 2,374B 15.94B 14.23B 13.15B 11.91B 22.29B 1,513B 22.66B 158B 62.64B 793B 59.81B 58.54B 2,499B
Net income 3.15B 2.81B 2.6B 2.36B 4.41B 299B 4.48B 31.29B 12.39B 157B 11.83B 11.58B 494B 3.02B 2.7B 2.49B 2.26B 4.23B 287B 4.3B 30.02B 11.89B 150B 11.35B 11.11B 474B
Net Debt 3.74B 3.34B 3.08B 2.79B 5.23B 355B 5.31B 37.09B 14.69B 186B 14.02B 13.72B 586B 6.03B 5.38B 4.97B 4.5B 8.43B 572B 8.57B 59.82B 23.68B 300B 22.61B 22.13B 945B
Projected Income Statement - Annual - Synchrony Financial
Logo Synchrony Financial
Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas: - embossing and issuing of credit cards; - payment processing; - printing and mailing of credit card statements; - other: consumer loans, health care services, etc. Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.
Employees
20,000
Date Price Change Volume
23/10/26 US$73.64 -1.93% 3,787,636
22/10/26 US$75.09 +1.32% 3,757,995
21/10/26 US$74.11 +1.02% 4,051,249
20/10/26 US$73.36 -1.19% 5,153,022
19/10/26 US$74.24 +0.76% 4,704,740
Trader
Investor
Global
Quality
ESG MSCI
AAA
MarketScreener Ratings - Synchrony Financial
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
24
Last Close Price
73.64USD
Average target price
87.54USD
Spread / Average Target
+18.88%

Quarterly revenue - Rate of surprise

Rate of surprise - Net sales - Quarterly - Synchrony Financial