Valuation : Synchrony Financial

Market Cap 25.08B 21.59B 20.28B 18.51B 34.77B 2,386B 35.02B 240B 93.48B 1,210B 94.17B 92.12B 4,007B P/E 2026 *
8.2x
P/E 2027 * 7.36x
Enterprise Value 29.22B 25.16B 23.62B 21.56B 40.51B 2,780B 40.8B 280B 109B 1,410B 110B 107B 4,668B EV / Sales 2026 *
1.92x
EV / Sales 2027 * 2.13x
Free-Float
38.86%
Yield 2026 *
1.66%
Yield 2027 * 1.84%
1 day-1.24%
1 week-3.67%
1 month+1.70%
3 months+7.89%
6 months+11.53%
Current year-7.61%
1 week 76.8
Extreme 76.795
81.24
1 month 75.66
Extreme 75.655
81.92
Current year 63.08
Extreme 63.08
88.77
1 year 63.08
Extreme 63.08
88.77
3 years 27.3
Extreme 27.295
88.77
5 years 26.59
Extreme 26.59
88.77
10 years 12.15
Extreme 12.15
88.77
Manager TitleAgeSince
Chief Executive Officer 51 31/03/2021
Director of Finance/CFO 58 01/05/2019
Director of Finance/CFO - 31/03/2014
Director TitleAgeSince
Director/Board Member 51 31/03/2021
Chairman 67 02/04/2023
Director/Board Member 73 30/06/2014
Date Insider Type Main position Quantity % Market Cap. Importance
17/08/26 Free

Director

157 0.0000%
17/08/26 Free

General Counsel

218 0.0001%
17/08/26 Free

Director

14 0.0000%
Change 5-day change 1-year change 3-year change Capi.($)
-1.24%-3.67%+0.97%+138.79% 25.08B
-2.12%-3.47%+20.41%+45.43% 69.07B
-2.61%-4.83%-24.54%+25.56% 37.97B
-2.42%-1.48%+1.47%+32.45% 33.96B
-3.14%-5.34%+80.08%+175.28% 27.05B
-1.00%-1.97%-28.22%+106.47% 23.09B
-2.08%+0.78% - - 16.3B
-3.02%-2.41%+24.80%+61.49% 16.78B
+1.24%-1.09%-22.57%+4.37% 16.75B
-2.45%-9.47%+7.20%+130.49% 12.57B
Average -1.52%-2.08%+6.62%+80.04% 27.86B
Weighted average by Cap. -1.64%-2.21%+8.37%+71.04%

Financials

2026 *2027 *
Net sales 15.18B 13.07B 12.28B 11.21B 21.05B 1,445B 21.2B 145B 56.59B 733B 57.01B 55.77B 2,426B 15.98B 13.76B 12.92B 11.8B 22.16B 1,521B 22.32B 153B 59.58B 771B 60.01B 58.71B 2,553B
Net income 3.11B 2.68B 2.51B 2.3B 4.31B 296B 4.34B 29.8B 11.59B 150B 11.68B 11.42B 497B 3.07B 2.64B 2.48B 2.27B 4.26B 292B 4.29B 29.42B 11.45B 148B 11.53B 11.28B 491B
Net Debt 4.14B 3.56B 3.35B 3.05B 5.74B 394B 5.78B 39.65B 15.43B 200B 15.54B 15.2B 661B 8.9B 7.67B 7.2B 6.57B 12.34B 847B 12.43B 85.28B 33.18B 430B 33.43B 32.7B 1,422B
Logo Synchrony Financial
Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas: - embossing and issuing of credit cards; - payment processing; - printing and mailing of credit card statements; - other: consumer loans, health care services, etc. Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.
Employees
20,000
Date Price Change Volume
31/08/26 US$77.08 -1.24% 4,489,039
28/08/26 US$78.05 -2.35% 2,945,734
27/08/26 US$79.93 +0.19% 3,190,748
26/08/26 US$79.78 -1.23% 3,927,882
25/08/26 US$80.77 +0.94% 3,918,272
Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
24
Last Close Price
77.08USD
Average target price
89.30USD
Spread / Average Target
+15.86%

Quarterly revenue - Rate of surprise