Financials OLP Financial Services Pakistan Limited

Equities

OLPL

PK0034501012

Consumer Lending

End-of-day quote Pakistan S.E. 23:00:00 08/05/2024 BST 5-day change 1st Jan Change
28 PKR +1.27% Intraday chart for OLP Financial Services Pakistan Limited -4.04% +24.44%

Valuation

Fiscal Period: June 2018 2019 2020 2021 2022 2023
Capitalization 1 6,052 4,111 3,884 4,517 3,684 3,199
Enterprise Value (EV) 1 20,906 19,220 15,541 17,183 19,929 21,808
P/E ratio 4.33 x 4.05 x 5.55 x 4.9 x 4.31 x 2.68 x
Yield 6.9% 15.2% 14% 15.5% 19% 21.9%
Capitalization / Revenue 1.37 x 0.93 x 1.06 x 1.19 x 0.96 x 0.7 x
EV / Revenue 4.74 x 4.36 x 4.22 x 4.51 x 5.18 x 4.75 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.84 x 0.52 x 0.47 x 0.53 x 0.42 x 0.33 x
Nbr of stocks (in thousands) 175,408 175,408 175,408 175,408 175,408 175,408
Reference price 2 34.50 23.44 22.14 25.75 21.00 18.24
Announcement Date 02/10/18 03/10/19 06/10/20 05/10/21 05/10/22 29/08/23
1PKR in Million2PKR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: June 2018 2019 2020 2021 2022 2023
Net sales 1 4,413 4,404 3,680 3,811 3,844 4,591
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 1,792 1,530 1,063 1,402 1,470 2,164
Net income 1 1,371 1,016 699.8 921 854.6 1,195
Net margin 31.08% 23.08% 19.02% 24.17% 22.23% 26.02%
EPS 2 7.974 5.793 3.989 5.251 4.872 6.811
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 2.381 3.571 3.095 4.000 4.000 4.000
Announcement Date 02/10/18 03/10/19 06/10/20 05/10/21 05/10/22 29/08/23
1PKR in Million2PKR
Estimates

Balance Sheet Analysis

Fiscal Period: June 2018 2019 2020 2021 2022 2023
Net Debt 1 14,854 15,109 11,657 12,666 16,245 18,608
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 21.2% 12.9% 8.73% 11.1% 9.72% 12.6%
ROA (Net income/ Total Assets) 4.44% 3.34% 2.53% 3.37% 2.77% 3.46%
Assets 1 30,909 30,422 27,704 27,297 30,799 34,498
Book Value Per Share 2 41.20 45.50 46.70 48.40 50.40 55.40
Cash Flow per Share 2 5.270 3.510 7.130 5.660 7.940 3.170
Capex 1 2,751 1,630 1,557 1,460 807 776
Capex / Sales 62.33% 37.02% 42.31% 38.32% 20.99% 16.91%
Announcement Date 02/10/18 03/10/19 06/10/20 05/10/21 05/10/22 29/08/23
1PKR in Million2PKR
Estimates
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