Valuation: Kaspi Bank

Market Cap 8,293B 17.48B 15.19B 14.19B 13.02B 24.55B 1,666B 24.98B 167B 65.51B 831B 65.67B 64.21B 2,741B P/E 2026 *
7.74x
P/E 2027 * 6.69x
Enterprise Value 8,293B 17.48B 15.19B 14.19B 13.02B 24.55B 1,666B 24.98B 167B 65.51B 831B 65.67B 64.21B 2,741B EV / Sales 2026 *
1.66x
EV / Sales 2027 * 1.48x
Free-Float
52.91%
Yield 2026 *
7.79%
Yield 2027 * 8.54%
1 day+0.19%
1 week+1.57%
Current month+0.19%
1 month-0.56%
3 months+4.83%
6 months+6.56%
Current year+3.69%
1 week 41,251
Extreme 41251
42,179
1 month 40,776.63
Extreme 40776.63
42,700
Current year 34,837.07
Extreme 34837.07
44,775
1 year 34,837.07
Extreme 34837.07
52,400
3 years 34,837.07
Extreme 34837.07
67,000
5 years 21,000
Extreme 21000
68,200
10 years 4,445
Extreme 4445
68,200
Manager TitleAgeSince
Chief Executive Officer 51 04/12/2018
Director of Finance/CFO 51 -
Chief Operating Officer 46 -
Director TitleAgeSince
Chairman 51 16/03/2015
Chairman 56 04/12/2018
Director/Board Member 56 07/04/2019
Change 5-day change 1-year change 3-year change Capi.($)
+0.19%+1.57% - - 16.87B
+0.73%+4.76%-58.98%-35.94% 86.46B
+4.37%-5.55%-9.57%+682.84% 77.82B
+3.57%+8.66%-37.30%-41.90% 31.84B
-1.65%+5.74%+11.22%+66.85% 26.18B
+5.76%+3.53%+13.88%+333.41% 23.95B
+0.02%+3.75%-42.85%-21.84% 23.14B
-3.61%-8.10%-64.10% - 15.56B
+1.83%+2.66%-24.44%+82.86% 14.74B
-0.91%-3.40% - - 12.77B
Average +0.72%+1.54%-26.52%+152.33% 34.72B
Weighted average by Cap. +1.04%+1.60%-29.21%+208.18%

Financials

2026 *2027 *
Net sales 4,985B 10.51B 9.13B 8.53B 7.83B 14.76B 1,002B 15.02B 101B 39.37B 499B 39.47B 38.59B 1,647B 5,620B 11.85B 10.3B 9.61B 8.82B 16.64B 1,129B 16.93B 113B 44.39B 563B 44.5B 43.52B 1,857B
Net income 1,081B 2.28B 1.98B 1.85B 1.7B 3.2B 217B 3.26B 21.8B 8.54B 108B 8.56B 8.37B 357B 1,261B 2.66B 2.31B 2.16B 1.98B 3.73B 253B 3.8B 25.43B 9.96B 126B 9.98B 9.76B 417B
Net Debt - -
Logo Kaspi Bank
Kaspi.kz AO (Joint Stock Company Kaspi.kz), formerly Aktsionernoe obshchestvo kaspi, is a Kazakhstan-based financial technology company, which provide a range of services such as online payments, e-commerce, and digital banking. The Company operates as holding company for Kaspi Group AO and Kaspi Magazin TOO. The Company operates through two segments. Mass retail offers a wide range of products and financial services to retail customers through a network of branches, offices, and automated teller machine (ATM). These products include savings and current accounts, credit cards, car loans and commodity loans, as well as a wide range of insurance policies. Financial services for corporate, middle, and small, and other businesses segment, including deposits, overdrafts, loans and other credit services and currency exchange.
Employees
14,008
Date Price Change Volume
03/08/26 KZT 41,880.00 +0.19% 2,288
31/07/26 KZT 41,802.38 +0.70% 950
30/07/26 KZT 41,511.62 -0.02% 1,399
29/07/26 KZT 41,520.01 +0.17% 1,414
28/07/26 KZT 41,450.00 +0.53% 1,234
Trader
Investor
-
Global
-
Quality
-
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
7
Last Close Price
43,642.04KZT
Average target price
46,021.23KZT
Spread / Average Target
+5.45%

Quarterly revenue - Rate of surprise