Valuation: Kaspi Bank

Market Cap 9,250B 20.23B 17.34B 16.22B 14.83B 27.98B 1,937B 28.28B 192B 74.63B 973B 75.96B 74.31B 3,218B P/E 2026 *
8.29x
P/E 2027 * 7.33x
Enterprise Value 9,250B 20.23B 17.34B 16.22B 14.83B 27.98B 1,937B 28.28B 192B 74.63B 973B 75.96B 74.31B 3,218B EV / Sales 2026 *
1.93x
EV / Sales 2027 * 1.65x
Free-Float
52.91%
Yield 2026 *
7.6%
Yield 2027 * 8.09%
1 day+1.62%
1 week+3.39%
Current month+13.87%
1 month+16.52%
3 months+13.06%
6 months+28.76%
Current year+17.85%
1 week 44,500
Extreme 44500
47,799.99
1 month 40,852
Extreme 40852
51,118.66
Current year 34,837.07
Extreme 34837.07
51,118.66
1 year 34,837.07
Extreme 34837.07
51,118.66
3 years 34,837.07
Extreme 34837.07
67,000
5 years 21,000
Extreme 21000
68,200
10 years 4,445
Extreme 4445
68,200
Manager TitleAgeSince
Chief Executive Officer 51 04/12/2018
Director of Finance/CFO 51 -
Chief Operating Officer 46 -
Director TitleAgeSince
Chairman 51 16/03/2015
Chairman 56 04/12/2018
Director/Board Member 56 07/04/2019
Change 5-day change 1-year change 3-year change Capi.($)
+1.62%+3.39% - - 20.06B
+0.80%+10.23%-44.18%-25.79% 100B
-4.17%+7.66%-5.21%+899.23% 97.22B
+0.43%+4.58%-26.84%+41.23% 39.58B
-0.19%+3.17%-3.28%+456.70% 25.8B
-2.44%-8.17%-24.30%+80.60% 24.87B
-0.30%+17.60%-35.04% - 22.34B
+0.15%+0.56%-42.31%-25.08% 21.32B
+0.86%+7.48%+15.04%+17.38% 20.06B
-6.33%+5.76%-39.25%+134.43% 17.33B
Average -1.00%+6.36%-22.82%+197.34% 40.99B
Weighted average by Cap. -1.45%+7.51%-23.74%+295.46%

Financials

2026 *2027 *
Net sales 4,781B 10.46B 8.96B 8.38B 7.66B 14.46B 1,001B 14.62B 99.2B 38.57B 503B 39.26B 38.41B 1,663B 5,604B 12.26B 10.5B 9.83B 8.98B 16.95B 1,174B 17.13B 116B 45.21B 589B 46.02B 45.02B 1,950B
Net income 1,120B 2.45B 2.1B 1.96B 1.8B 3.39B 235B 3.42B 23.24B 9.04B 118B 9.2B 9B 390B 1,289B 2.82B 2.42B 2.26B 2.07B 3.9B 270B 3.94B 26.75B 10.4B 136B 10.59B 10.36B 449B
Net Debt - -
Logo Kaspi Bank
Kaspi.kz AO (Joint Stock Company Kaspi.kz), formerly Aktsionernoe obshchestvo kaspi, is a Kazakhstan-based financial technology company, which provide a range of services such as online payments, e-commerce, and digital banking. The Company operates as holding company for Kaspi Group AO and Kaspi Magazin TOO. The Company operates through two segments. Mass retail offers a wide range of products and financial services to retail customers through a network of branches, offices, and automated teller machine (ATM). These products include savings and current accounts, credit cards, car loans and commodity loans, as well as a wide range of insurance policies. Financial services for corporate, middle, and small, and other businesses segment, including deposits, overdrafts, loans and other credit services and currency exchange.
Employees
14,008
Date Price Change Volume
24/08/26 KZT 47,600.00 +1.62% 1,811
21/08/26 KZT 46,839.89 +2.27% 2,571
20/08/26 KZT 45,800.00 +0.77% 1,285
19/08/26 KZT 45,450.00 +1.30% 387
18/08/26 KZT 44,868.00 -2.55% 1,601
Trader
Investor
-
Global
-
Quality
-
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
7
Last Close Price
48,675.64KZT
Average target price
47,251.01KZT
Spread / Average Target
-2.93%

Quarterly revenue - Rate of surprise