Valuation: International Personal Finance plc

Capitalization 378M 513M 438M 408M 703M 43.98B 786M 4.89B 1.86B 20.55B 1.92B 1.88B 75.18B P/E ratio 2025 *
6.87x
P/E ratio 2026 * 5.92x
Enterprise value 931M 1.26B 1.08B 1.01B 1.73B 108B 1.94B 12.05B 4.58B 50.65B 4.74B 4.65B 185B EV / Sales 2025 *
1.19x
EV / Sales 2026 * 1.1x
Free-Float
87.98%
Yield 2025 *
7.15%
Yield 2026 * 7.71%
More valuation ratios * Estimated data
Dynamic Chart
1 day-1.62%
1 week+0.12%
Current month+0.71%
1 month+5.42%
3 months+29.70%
6 months+32.20%
Current year+31.69%
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1 week 137
Extreme 137
174.8
1 month 137
Extreme 137
174.8
Current year 119.5
Extreme 119.5
174.8
1 year 119.5
Extreme 119.5
174.8
3 years 62.77
Extreme 62.774
174.8
5 years 44.05
Extreme 44.05
174.8
10 years 32.55
Extreme 32.55
474.6
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Manager TitleAgeSince
Chief Executive Officer 60 31/03/2012
Director of Finance/CFO 58 03/04/2022
General Counsel - 31/07/2022
Director TitleAgeSince
Director/Board Member 60 16/01/2012
Chairman 72 29/04/2020
Director/Board Member - 15/03/2020
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Change 5d. change 1-year change 3-years change Capi.($)
-0.70%+0.12%+33.23%+125.26% 512M
+1.40%+0.42%+32.51%+60.15% 67.19B
+0.40%-1.33%+29.06%+68.82% 37.54B
+1.23%+1.08%+44.93%+136.03% 26.38B
+1.82%+1.01%-9.55%+45.87% 24.95B
+0.30%+0.08%-5.30% - 24.35B
+0.83%+10.73%+214.50%+233.86% 22.05B
+2.59%-2.24%+10.51%+147.73% 14.94B
+1.73%-2.27%+21.32%+165.88% 14.67B
-0.16%+0.14%+48.26%+155.47% 12.4B
Average +0.85%+0.21%+41.95%+126.56% 24.5B
Weighted average by Cap. +1.12%+0.90%+40.45%+104.91%
See all sector performances

Financials

2025 *2026 *
Net sales 780M 1.06B 905M 843M 1.45B 90.79B 1.62B 10.09B 3.84B 42.42B 3.97B 3.89B 155B 892M 1.21B 1.03B 964M 1.66B 104B 1.86B 11.54B 4.39B 48.52B 4.54B 4.45B 178B
Net income 53.1M 72.13M 61.61M 57.41M 98.83M 6.18B 110M 687M 261M 2.89B 271M 265M 10.57B 59.9M 81.36M 69.5M 64.77M 111M 6.97B 125M 775M 295M 3.26B 305M 299M 11.92B
Net Debt 553M 752M 642M 598M 1.03B 64.42B 1.15B 7.16B 2.72B 30.1B 2.82B 2.76B 110B 600M 816M 697M 649M 1.12B 69.92B 1.25B 7.77B 2.96B 32.66B 3.06B 3B 120B
More financial data * Estimated data
Logo International Personal Finance plc
International Personal Finance plc is a United Kingdom-based global financial services company. The Company's business divisions include European home credit, Mexico home credit and IPF Digital. The Company offers a suite of traditional products and services to suit its customers’ preferences and different credit profiles. It has built a suite of products ranging from home credit and digital installment loans through to a credit card, digital credit lines and a mobile wallet. It also offers a range of insurance and other value-added services which are underwritten by third-party partners. Its brands include Provident, Creditea and Credit24. It provides ProviGo customer app through which customers can view their account online, look at their balance, track receipts of payments and see if they can access another loan or value-added service. ProviGo also enables the Company to communicate directly with customers in real time with the offers and promotions it is running.
Employees
8,351
More about the company
Date Price Change Volume
09/07/25 171.20 p -0.70% 115,382
08/07/25 172.40 p +0.47% 116,771
07/07/25 171.60 p -0.81% 59,434
04/07/25 173.00 p -1.03% 306,128
03/07/25 174.80 p +2.22% 570,803

Delayed Quote London S.E., July 09, 2025 at 04:35 pm

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Trading Rating
Investor Rating
ESG MSCI
AA
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
3
Last Close Price
1.724GBP
Average target price
1.933GBP
Spread / Average Target
+12.14%
Consensus

Annual profits - Rate of surprise