Financials Green Dot Corporation

Equities

GDOT

US39304D1028

Consumer Lending

Market Closed - Nyse Other stock markets 20:00:03 11/03/2026 GMT			5-day change	1st Jan Change
11.43 ^USD	-0.17%		-3.14%	-10.77%

01-07	Green Dot Corp - William I Jacobs appointed as CEO - SEC filing	RE
11-24	Green Dot Corporation, Smith Ventures, Commerce One Financial Inc. - M&A Call

Projected Income Statement: Green Dot Corporation

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026
Net sales ¹	1,201	1,388	1,424	1,484	1,708	2,060	2,299
Change	-	15.61%	2.57%	4.23%	15.09%	20.63%	11.6%
EBITDA ¹	205.8	217	238.8	170.9	165.4	171.5	179.8
Change	-	5.42%	10.04%	-28.43%	-3.21%	3.7%	4.85%
EBIT ¹	30.07	66.47	94.38	22.67	-1.668	22.74	55.46
Change	-	121.04%	41.97%	-75.98%	-107.36%	1,463.25%	143.91%
Interest Paid ¹	-0.761	-0.15	-0.255	-3.027	-5.506	-6.124	-5.033
Earnings before Tax (EBT) ¹	28.1	63.7	83.92	14.63	-22.54	-85.56	48.63
Change	-	126.73%	31.74%	-82.56%	-254.03%	-279.62%	156.83%
Net income ¹	23.13	47.48	64.21	6.722	-26.7	-68.45	37.78
Change	-	105.27%	35.24%	-89.53%	-497.23%	-156.33%	155.2%
Announcement Date	22/02/21	24/02/22	23/02/23	27/02/24	27/02/25	-	-

¹USD in Million

Estimates

Fiscal Period: December	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3	2026 Q4
Net sales ¹	274.5	379.8	357.9	328.9	321.2	394.7	355.1	337.2	336.6	412.4	361.1	348.6	361.7	447.4	402.6	406	451.7	556	501.2	491.9	508.1	608.7	553.7	556.7	579.8
Change	-	38.35%	-5.76%	-8.11%	-2.35%	22.87%	-10.03%	-5.04%	-0.17%	22.5%	-12.42%	-3.48%	3.77%	23.69%	-10.03%	0.86%	11.26%	23.08%	-9.86%	-1.86%	3.3%	19.79%	-9.02%	0.54%	4.15%
EBITDA ¹	34.76	73.36	62.92	46.25	34.43	90.33	67.55	45.49	35.39	82.54	38.87	23.74	25.73	59.23	34	28.32	43.84	90.56	45.42	23.57	11.96	82.66	48.42	27.4	21.31
Change	-	111.08%	-14.23%	-26.5%	-25.54%	162.32%	-25.22%	-32.65%	-22.21%	133.26%	-52.91%	-38.94%	8.39%	130.23%	-42.6%	-16.72%	54.83%	106.56%	-49.84%	-48.11%	-49.28%	591.41%	-41.43%	-43.4%	-22.23%
EBIT ¹	-31.52	33.98	31.8	8.83	-8.144	51.59	23.94	10.76	8.079	51	4.786	-6.839	-26.27	10.55	-23.67	-2.932	14.38	60.74	13.4	-32.83	-18.6	41.36	19.4	-2.567	0.196
Change	-	207.83%	-6.42%	-72.24%	-192.23%	733.5%	-53.6%	-55.03%	-24.95%	531.2%	-90.61%	-242.9%	-284.15%	140.17%	-324.25%	87.61%	590.35%	322.52%	-77.94%	-345.03%	43.35%	322.41%	-53.1%	-113.23%	107.64%
Charge d'intérêts ¹	-0.038	-0.037	-0.038	-0.038	-0.037	-0.087	-0.029	-0.027	-0.112	-1.644	-0.238	-0.239	-0.906	-1.457	-1.272	-1.577	-1.2	-1.386	-1.631	-1.555	-1.567	-1.112	-1.112	-1.112	-1.112
Earnings before Tax (EBT) ¹	-33.47	32.86	33.4	9.641	-12.2	50.74	19.87	6.489	6.825	46.33	2.324	-7.88	-26.14	7.287	-29.47	-8.214	7.857	33.66	-62.92	-35.72	-20.57	40.25	18.29	-3.68	-0.9165
Change	-	198.19%	1.63%	-71.13%	-226.55%	515.83%	-60.83%	-67.35%	5.18%	578.78%	-94.98%	-439.07%	-231.7%	127.88%	-504.41%	72.13%	195.65%	328.34%	-286.96%	43.23%	42.43%	295.73%	-54.57%	-120.12%	75.09%
Net income ¹	-24.02	25.74	24.93	7.335	-10.52	38.62	15.01	4.696	5.884	36.01	0.578	-6.265	-23.6	4.75	-28.72	-7.84	5.103	25.77	-47.02	-30.79	-16.4	31.08	14.27	-2.87	-0.649
Change	-	207.16%	-3.12%	-70.58%	-243.46%	467.04%	-61.14%	-68.71%	25.3%	512.03%	-98.39%	-1,183.91%	-276.74%	120.12%	-704.53%	72.7%	165.09%	405.06%	-282.46%	34.52%	46.74%	289.5%	-54.09%	-120.12%	77.39%
Announcement Date	22/02/21	05/05/21	03/08/21	04/11/21	24/02/22	05/05/22	04/08/22	09/11/22	23/02/23	04/05/23	03/08/23	09/11/23	27/02/24	09/05/24	08/08/24	07/11/24	27/02/25	08/05/25	11/08/25	10/11/25	-	-	-	-	-

¹USD in Million

Estimates

Forecast Balance Sheet: Green Dot Corporation

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026
Net Debt	-1,492	-	-	-	-	-	-
Change	-	-	-	-	-	-	-
Announcement Date	22/02/21	24/02/22	23/02/23	27/02/24	27/02/25	-	-

Estimates

Cash Flow Forecast: Green Dot Corporation

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026
CAPEX ¹	59.04	57.43	84.33	75.94	74.29	79.22	107.4
Change	-	-2.72%	46.83%	-9.94%	-2.18%	6.63%	35.53%
Free Cash Flow (FCF) ¹	150.1	105.1	193.4	21.58	7.096	134.2	33.77
Change	-	-30%	83.98%	-88.84%	-67.11%	1,791.4%	-74.84%
Announcement Date	22/02/21	24/02/22	23/02/23	27/02/24	27/02/25	-	-

¹USD in Million

Estimates

Forecast Financial Ratios: Green Dot Corporation

Fiscal Period: December	2019	2020	2021	2022	2023	2024	2025	2026
Profitability
EBITDA Margin (%)	-	17.14%	15.63%	16.77%	11.52%	9.68%	8.33%	7.82%
EBIT Margin (%)	-	2.5%	4.79%	6.63%	1.53%	-0.1%	1.1%	2.41%
EBT Margin (%)	-	2.34%	4.59%	5.89%	0.99%	-1.32%	-4.15%	2.12%
Net margin (%)	-	1.93%	3.42%	4.51%	0.45%	-1.56%	-3.32%	1.64%
FCF margin (%)	-	12.51%	7.57%	13.58%	1.45%	0.42%	6.52%	1.47%
FCF / Net Income (%)	-	649.1%	221.36%	301.13%	320.99%	-26.57%	-196.09%	89.39%
Profitability
ROA	4.21%	0.7%	1.07%	1.35%	0.14%	-0.52%	-	-
ROE	10.88%	2.39%	4.56%	6.93%	0.82%	-3.08%	-	-
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	4.92%	4.14%	5.92%	5.12%	4.35%	3.85%	4.67%
CAPEX / EBITDA (%)	-	28.68%	26.47%	35.32%	44.44%	44.92%	46.19%	59.7%
CAPEX / FCF (%)	-	39.32%	54.64%	43.61%	351.96%	1,046.89%	59.02%	317.9%
Items per share
Cash flow per share ¹	-	3.896	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Book Value Per Share ¹	-	18.69	19.51	-	16.27	16.11	-	-
Change	-	-	4.41%	-	-	-0.99%	-	-
EPS ¹	-	0.42	0.85	1.19	0.13	-0.5	-1.24	0.6667
Change	-	-	102.38%	40%	-89.08%	-484.62%	-148%	153.76%
Nbr of stocks (in thousands)	-	53,480	54,683	52,569	52,452	53,787	55,422	55,422
Announcement Date	-	22/02/21	24/02/22	23/02/23	27/02/24	27/02/25	-	-