Market Closed -
Nyse
21:00:07 03/05/2024 BST
|
5-day change
|
1st Jan Change
|
54.38
USD
|
+0.53%
|
|
+0.29%
|
-15.62%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Capitalization
1 |
6,551
|
5,764
|
8,587
|
5,419
|
6,649
|
5,640
|
-
|
Enterprise Value (EV)
1 |
6,551
|
5,764
|
8,587
|
5,419
|
6,649
|
5,640
|
5,640
|
P/E ratio
|
9.38
x
|
8.38
x
|
7.02
x
|
21.4
x
|
31.1
x
|
14.6
x
|
11.2
x
|
Yield
|
2.88%
|
3.45%
|
2.48%
|
3.94%
|
3.26%
|
3.94%
|
3.99%
|
Capitalization / Revenue
|
1.06
x
|
0.81
x
|
0.93
x
|
0.71
x
|
1.11
x
|
0.89
x
|
0.82
x
|
EV / Revenue
|
1.06
x
|
0.81
x
|
0.93
x
|
0.71
x
|
1.11
x
|
0.89
x
|
0.82
x
|
EV / EBITDA
|
6.06
x
|
5.1
x
|
4.59
x
|
9.25
x
|
11.2
x
|
6.63
x
|
5.66
x
|
EV / FCF
|
8.13
x
|
-
|
8.11
x
|
10.4
x
|
73.1
x
|
13.5
x
|
10.4
x
|
FCF Yield
|
12.3%
|
-
|
12.3%
|
9.6%
|
1.37%
|
7.43%
|
9.6%
|
Price to Book
|
1.48
x
|
1.16
x
|
1.49
x
|
1.16
x
|
1.37
x
|
1.11
x
|
1.04
x
|
Nbr of stocks (in thousands)
|
112,336
|
111,645
|
109,767
|
103,542
|
103,181
|
103,724
|
-
|
Reference price
2 |
58.32
|
51.63
|
78.23
|
52.34
|
64.44
|
54.38
|
54.38
|
Announcement Date
|
13/02/20
|
11/02/21
|
10/02/22
|
09/02/23
|
07/02/24
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net sales
1 |
6,202
|
7,087
|
9,221
|
7,605
|
6,004
|
6,326
|
6,856
|
EBITDA
1 |
1,082
|
1,130
|
1,872
|
586
|
595.4
|
851
|
996.1
|
EBIT
1 |
952.8
|
980.7
|
1,714
|
419
|
406.9
|
630.2
|
768.8
|
Operating Margin
|
15.36%
|
13.84%
|
18.59%
|
5.51%
|
6.78%
|
9.96%
|
11.21%
|
Earnings before Tax (EBT)
1 |
905
|
923.3
|
1,642
|
326
|
274.4
|
501.4
|
654.1
|
Net income
1 |
707.4
|
696.4
|
1,241
|
263
|
216.8
|
385.4
|
495.6
|
Net margin
|
11.41%
|
9.83%
|
13.46%
|
3.46%
|
3.61%
|
6.09%
|
7.23%
|
EPS
2 |
6.220
|
6.160
|
11.14
|
2.450
|
2.070
|
3.717
|
4.867
|
Free Cash Flow
1 |
806.1
|
-
|
1,059
|
520
|
90.9
|
419.1
|
541.4
|
FCF margin
|
13%
|
-
|
11.48%
|
6.84%
|
1.51%
|
6.63%
|
7.9%
|
FCF Conversion (EBITDA)
|
74.51%
|
-
|
56.57%
|
88.74%
|
15.27%
|
49.25%
|
54.35%
|
FCF Conversion (Net income)
|
113.95%
|
-
|
85.33%
|
197.72%
|
41.93%
|
108.74%
|
109.24%
|
Dividend per Share
2 |
1.680
|
1.780
|
1.940
|
2.060
|
2.100
|
2.140
|
2.170
|
Announcement Date
|
13/02/20
|
11/02/21
|
10/02/22
|
09/02/23
|
07/02/24
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
2,373
|
2,034
|
2,062
|
1,824
|
1,685
|
1,446
|
1,647
|
1,481
|
1,429
|
1,425
|
1,632
|
1,671
|
1,600
|
1,495
|
1,785
|
EBITDA
1 |
393
|
191
|
202
|
62
|
131
|
134.2
|
258.5
|
81.4
|
121.3
|
142.7
|
242.5
|
238.3
|
221.6
|
173.7
|
289
|
EBIT
1 |
353
|
150
|
160
|
21
|
88
|
88.7
|
212.4
|
34.1
|
71.7
|
92.6
|
182.3
|
182.6
|
169.4
|
120.3
|
222.4
|
Operating Margin
|
14.88%
|
7.37%
|
7.76%
|
1.15%
|
5.22%
|
6.13%
|
12.9%
|
2.3%
|
5.02%
|
6.5%
|
11.17%
|
10.93%
|
10.59%
|
8.05%
|
12.46%
|
Earnings before Tax (EBT)
1 |
333
|
130
|
141
|
-3
|
58
|
59.6
|
178.1
|
-1.7
|
38.4
|
58.3
|
154.3
|
158.9
|
134.8
|
91.4
|
192.8
|
Net income
1 |
260
|
98
|
109
|
2
|
54
|
45.9
|
138.5
|
-1.7
|
34.1
|
46.7
|
116.5
|
120.1
|
102.1
|
69.95
|
146.2
|
Net margin
|
10.96%
|
4.82%
|
5.29%
|
0.11%
|
3.2%
|
3.17%
|
8.41%
|
-0.11%
|
2.39%
|
3.28%
|
7.14%
|
7.18%
|
6.38%
|
4.68%
|
8.19%
|
EPS
2 |
2.330
|
0.8800
|
1.010
|
0.0200
|
0.5200
|
0.4400
|
1.330
|
-0.0200
|
0.3300
|
0.4500
|
1.123
|
1.160
|
0.9933
|
0.6850
|
1.445
|
Dividend per Share
2 |
0.5100
|
0.5100
|
0.5100
|
0.5200
|
0.5200
|
0.5200
|
0.5200
|
0.5300
|
0.5300
|
0.5300
|
0.5300
|
0.5367
|
0.5367
|
0.5350
|
0.5350
|
Announcement Date
|
10/02/22
|
28/04/22
|
28/07/22
|
27/10/22
|
09/02/23
|
27/04/23
|
27/07/23
|
26/10/23
|
07/02/24
|
24/04/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
1 |
806
|
-
|
1,059
|
520
|
90.9
|
419
|
541
|
ROE (net income / shareholders' equity)
|
17.3%
|
14.9%
|
17%
|
5.04%
|
4.56%
|
8.1%
|
9.6%
|
ROA (Net income/ Total Assets)
|
6.39%
|
5.73%
|
6.22%
|
1.67%
|
1.37%
|
2.5%
|
3.3%
|
Assets
1 |
11,075
|
12,158
|
19,940
|
15,703
|
15,879
|
15,416
|
15,018
|
Book Value Per Share
2 |
39.30
|
44.50
|
52.60
|
45.20
|
47.00
|
48.90
|
52.30
|
Cash Flow per Share
|
-
|
-
|
11.00
|
7.270
|
-
|
-
|
-
|
Capex
|
107
|
114
|
143
|
-
|
-
|
-
|
-
|
Capex / Sales
|
1.72%
|
1.61%
|
1.55%
|
-
|
-
|
-
|
-
|
Announcement Date
|
13/02/20
|
11/02/21
|
10/02/22
|
09/02/23
|
07/02/24
|
-
|
-
|
Last Close Price
54.38
USD Average target price
66.6
USD Spread / Average Target +22.47% Consensus |
1st Jan change
|
Capi.
|
---|
| -15.62% | 5.64B | | +43.10% | 64.88B | | +15.84% | 52.08B | | +12.26% | 48.97B | | +20.14% | 44.39B | | +27.12% | 35.29B | | +12.94% | 30.02B | | +53.14% | 29.35B | | +26.24% | 25.74B | | +11.09% | 21.07B |
Other Property & Casualty Insurance
|