Company ChoiceOne Financial Services, Inc.

COFS

US1703861062

Banks

Analysts' Consensus

Business Summary

Sales per Business

Sales per region

Managers

Members of the board

Share class

Shareholders

Company contact information

Sector

EPS Revisions

Quarterly earnings - Rate of surprise

Sector Commercial Banks

Market Closed - Nasdaq Other stock markets 21:30:00 03/05/2024 BST			5-day change	1st Jan Change
25.74 ^USD	+1.14%		+5.49%	-12.15%

04-24	Earnings Flash (COFS) CHOICEONE FINANCIAL SERVICES Reports Q1 EPS $0.74	MT
04-24	ChoiceOne Financial Services, Inc. Announces Net Loan Charge-Offs for the First Quarter Ended March 31, 2024	CI

ChoiceOne Financial Services, Inc. is a financial holding company of ChoiceOne Bank (the Bank). The Company's subsidiary, ChoiceOne Bank is a full-service banking institution that offers a range of deposit, payment, credit, and other financial services to all types of customers. Its services include time, savings, demand deposits, safe deposit services and automated transaction machine services. The Bank offers both commercial and consumer loans to corporations, partnerships, and individuals. Its commercial lending covers categories, such as business, industry, agricultural, construction, inventory, and real estate. The Bank's consumer loan department makes direct and indirect loans to consumers and purchasers of residential and real property. In addition, the Bank offers trust and wealth management services. The Bank's primary market area lies within Kent, Muskegon, Newaygo and Ottawa counties in western Michigan and Lapeer, Macomb, and St. Clair counties in southeastern Michigan.

Number of employees: 367

USD in Million	2022	Weight	2023	Weight	Delta
Commercial, Consumer, Real Estate Loans, Traditional Demand, Savings and Time Deposits 100.0 %	81	100.0 %	81	100.0 %	-0.73%

USD in Million	2022	Weight	2023	Weight	Delta
United States 100.0 %	81	100.0 %	81	100.0 %	-0.73%

Managers	Title	Age	Since
Kelly Potes CEO	Chief Executive Officer	62	21/06/15
Michael J. Burke PSD	President	54	30/09/19
Adom Greenland DFI	Director of Finance/CFO	43	31/10/15
Shelly M. Childers CTO	Chief Tech/Sci/R&D Officer	61	31/12/15
David Huisman PRN	Corporate Officer/Principal	-	08/01/23
Bradley Henion PRN	Corporate Officer/Principal	54	-
Heather D. Brolick HRO	Human Resources Officer	63	30/09/20
Lee A. Braford PRN	Corporate Officer/Principal	63	-

Members of the board	Title	Age	Since
Kelly Potes CEO	Chief Executive Officer	62	21/06/15
Jack Hendon CHM	Chairman	68	31/07/13
Bruce Essex BRD	Director/Board Member	74	24/07/22
Roxanne Page BRD	Director/Board Member	54	25/08/10
Gregory McConnell BRD	Director/Board Member	62	30/09/19
Rick Burrough BRD	Director/Board Member	59	30/09/19
Keith Brophy BRD	Director/Board Member	61	21/10/14
Harold Burns BRD	Director/Board Member	57	30/09/19
Greg Armock BRD	Director/Board Member	54	23/01/18
Bradley Mcginnis BRD	Director/Board Member	52	-

	Vote	Quantity	Free-Float	Company-owned shares	Total Float
Stock A	1	7,560,020	6,952,758 ( 91.97 %)	0	91.97 %

Name	Equities	%	Valuation
BlackRock Advisors LLC 5.129 %	387,370	5.129 %	11 M $
Vanguard Fiduciary Trust Co. 4.605 %	347,819	4.605 %	10 M $
Bruce Essex 3.133 %	236,631	3.133 %	6 M $
Geode Capital Management LLC 1.908 %	144,147	1.908 %	4 M $
Rick Burrough 1.906 %	143,946	1.906 %	4 M $
STATE STREET CORPORATION 1.065 %	80,465	1.065 %	2 M $
Northern Trust Investments, Inc.(Investment Management) 0.6751 %	50,990	0.6751 %	1 M $
Bridgeway Capital Management LLC 0.6709 %	50,670	0.6709 %	1 M $
Greg Armock 0.6442 %	48,653	0.6442 %	1 M $
Cerity Partners LLC 0.6107 %	46,124	0.6107 %	1 M $

ChoiceOne Financial Services, Inc.

109 East Division Street

49345-1337, Sparta

http://www.choiceone.com

address ChoiceOne Financial Services, Inc.(COFS)

Sell

Buy

Mean consensus

HOLD

Number of Analysts

Last Close Price

25.45 USD

Average target price

27 USD

Spread / Average Target

+6.09%

Consensus

Estimates Revisions

Company calendar

Financials

Banking & Investment Services

Banking Services

Commercial Banks

	1st Jan change	Capi.
CHOICEONE FINANCIAL SERVICES, INC.	-12.15%	192M
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ANZ GROUP HOLDINGS LIMITED	+9.88%	55.46B
INDUSTRIAL BANK CO., LTD.	+3.95%	48.36B
CHINA CITIC BANK CO., LTD.	+22.83%	45.02B
JAPAN POST BANK CO., LTD.	+10.41%	37.28B
QATAR NATIONAL BANK (Q.P.S.C.)	-15.97%	35.24B
INVEST BANK	-96.60%	32.24B
FIFTH THIRD BANCORP	+8.90%	25.23B

Commercial Banks