Valuation: Capitec Limited

Market Cap 490B 29.4B 26.23B 24.44B 22.24B 41.88B 2,832B 42.19B 295B 115B 1,445B 110B 108B 4,645B P/E 2027 *
24.5x
P/E 2028 * 20.7x
Enterprise Value 490B 29.4B 26.23B 24.44B 22.24B 41.88B 2,832B 42.19B 295B 115B 1,445B 110B 108B 4,645B EV / Sales 2027 *
8.16x
EV / Sales 2028 * 7.18x
Free-Float
75.44%
Yield 2027 *
2.24%
Yield 2028 * 2.75%
1 day-3.28%
1 week-4.98%
Current month-2.68%
1 month-9.37%
3 months-11.41%
6 months+0.12%
Current year+1.76%
1 week 4,185.29
Extreme 4185.29
4,495
1 month 4,185.29
Extreme 4185.29
4,708
Current year 3,996.82
Extreme 3996.82
4,911.85
1 year 3,503.12
Extreme 3503.12
4,911.85
3 years 1,616.01
Extreme 1616.01
4,911.85
5 years 1,328.56
Extreme 1328.56
4,911.85
10 years 539.86
Extreme 539.86
4,911.85
Manager TitleAgeSince
Chief Executive Officer 51 18/07/2025
Director of Finance/CFO 43 30/06/2022
Chief Tech/Sci/R&D Officer - 15/02/2026
Director TitleAgeSince
Chairman 76 31/12/2006
Director/Board Member 49 04/10/2007
Chairman 61 31/05/2019
Date Insider Type Main position Quantity % Market Cap. Importance
23/10/25 Others

Chief Financial Officer

610 0.0005%
23/10/25 Others

Executive/Senior Manager

1,029 0.0009%
23/10/25 Others

Executive/Senior Manager

630 0.0005%
Change 5-day change 1-year change 3-year change Capi.($)
-3.28%-4.98%+21.64%+141.70% 29.4B
0.00%-1.25%+7.21%+132.60% 884B
+1.68%-0.92%+33.92%+107.10% 415B
+0.47%-2.65%+6.64%+107.21% 378B
+1.00%-0.61%+27.68%+127.43% 357B
+1.47%-0.41%+32.37%+121.33% 326B
+0.84%-2.61%+39.13%+124.62% 330B
+1.60%0.00%+43.21%+120.33% 303B
-0.47%-2.62%+35.37%+141.24% 270B
+1.55%+2.20%+58.51%+196.29% 258B
Average +0.48%-2.79%+30.57%+131.99% 354.96B
Weighted average by Cap. +0.73%-2.70%+26.67%+128.92%

Financials

2027 *2028 *
Net sales 59.9B 3.59B 3.21B 2.99B 2.72B 5.12B 346B 5.16B 36.1B 14.05B 177B 13.5B 13.2B 568B 68.26B 4.1B 3.65B 3.41B 3.1B 5.84B 395B 5.88B 41.14B 16.01B 201B 15.38B 15.05B 647B
Net income 20.05B 1.2B 1.07B 1B 910M 1.71B 116B 1.73B 12.08B 4.7B 59.14B 4.52B 4.42B 190B 23.4B 1.4B 1.25B 1.17B 1.06B 2B 135B 2.02B 14.1B 5.49B 69.04B 5.27B 5.16B 222B
Net Debt - -
Logo Capitec Limited
Capitec Bank Holdings Limited is a banking group organized around two sectors of activity: - retail banking: sale of classic and specialized banking products (consumer loan, leasing, insurance, etc.); - business banking. At the end of February 2024, the group had ZAR 156 billion in current deposits and ZAR 80.5 billion in current loans. Products and services are marketed through a network of 866 branches located in South Africa.
Employees
17,741
Sector
Banks
Date Price Change Volume
05/10/26 ZAR 4,229.13 -3.28% 356,013
02/10/26 ZAR 4,372.69 +4.41% 428,529
01/10/26 ZAR 4,188.00 -3.63% 467,539
30/09/26 ZAR 4,345.55 -1.79% 524,787
29/09/26 ZAR 4,424.91 -0.58% 328,685
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
11
Last Close Price
4,229.13ZAR
Average target price
5,304.03ZAR
Spread / Average Target
+25.42%

Quarterly revenue - Rate of surprise