Valuation: Capitec Limited

Market Cap 490B 29.65B 26.32B 24.63B 22.33B 42.16B 2,858B 42.47B 296B 115B 1,458B 111B 109B 4,687B P/E 2027 *
24.5x
P/E 2028 * 20.7x
Enterprise Value 490B 29.65B 26.32B 24.63B 22.33B 42.16B 2,858B 42.47B 296B 115B 1,458B 111B 109B 4,687B EV / Sales 2027 *
8.16x
EV / Sales 2028 * 7.18x
Free-Float
75.44%
Yield 2027 *
2.24%
Yield 2028 * 2.75%
1 day-3.28%
1 week-4.98%
Current month-2.68%
1 month-9.37%
3 months-11.41%
6 months+0.12%
Current year+1.76%
1 week 4,185.29
Extreme 4185.29
4,495
1 month 4,185.29
Extreme 4185.29
4,708
Current year 3,996.82
Extreme 3996.82
4,911.85
1 year 3,503.12
Extreme 3503.12
4,911.85
3 years 1,616.01
Extreme 1616.01
4,911.85
5 years 1,328.56
Extreme 1328.56
4,911.85
10 years 539.86
Extreme 539.86
4,911.85
Manager TitleAgeSince
Chief Executive Officer 51 18/07/2025
Director of Finance/CFO 43 30/06/2022
Chief Tech/Sci/R&D Officer - 15/02/2026
Director TitleAgeSince
Chairman 76 31/12/2006
Director/Board Member 49 04/10/2007
Chairman 61 31/05/2019
Date Insider Type Main position Quantity % Market Cap. Importance
23/10/25 Others

Chief Financial Officer

610 0.0005%
23/10/25 Others

Executive/Senior Manager

1,029 0.0009%
23/10/25 Others

Executive/Senior Manager

630 0.0005%
Change 5-day change 1-year change 3-year change Capi.($)
-3.28%-4.98%+21.64%+141.70% 29.4B
+0.25%-1.07%+7.18%+128.38% 884B
+1.68%-1.62%+32.98%+110.56% 415B
+0.16%-1.66%+7.25%+107.31% 378B
+1.00%+0.08%+26.69%+133.10% 357B
+1.47%-0.26%+30.94%+126.00% 326B
+0.90%-2.50%+39.28%+124.87% 330B
+1.60%-0.99%+42.20%+125.28% 303B
+0.64%-1.42%+36.21%+143.05% 270B
+1.55%-1.34%+58.71%+192.51% 258B
Average +0.59%-2.79%+30.31%+133.27% 354.96B
Weighted average by Cap. +0.86%-2.70%+26.39%+129.60%

Financials

2027 *2028 *
Net sales 60.02B 3.63B 3.22B 3.02B 2.74B 5.17B 350B 5.2B 36.25B 14.1B 179B 13.64B 13.34B 574B 68.27B 4.13B 3.67B 3.43B 3.11B 5.88B 398B 5.92B 41.22B 16.03B 203B 15.51B 15.18B 653B
Net income 20.05B 1.21B 1.08B 1.01B 914M 1.73B 117B 1.74B 12.11B 4.71B 59.67B 4.55B 4.46B 192B 23.4B 1.42B 1.26B 1.18B 1.07B 2.01B 137B 2.03B 14.13B 5.5B 69.65B 5.32B 5.2B 224B
Net Debt - -
Projected Income Statement - Annual - Capitec Limited
Logo Capitec Limited
Capitec Bank Holdings Limited is a banking group organized around two sectors of activity: - retail banking: sale of classic and specialized banking products (consumer loan, leasing, insurance, etc.); - business banking. At the end of February 2024, the group had ZAR 156 billion in current deposits and ZAR 80.5 billion in current loans. Products and services are marketed through a network of 866 branches located in South Africa.
Employees
17,741
Sector
Banks
Date Price Change Volume
05/10/26 ZAR 4,229.13 -3.28% 356,013
02/10/26 ZAR 4,372.69 +4.41% 428,529
01/10/26 ZAR 4,188.00 -3.63% 467,539
30/09/26 ZAR 4,345.55 -1.79% 524,787
29/09/26 ZAR 4,424.91 -0.58% 328,685
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Ratings Surperformance© - Capitec Limited
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
11
Last Close Price
4,229.13ZAR
Average target price
5,284.94ZAR
Spread / Average Target
+24.97%

Quarterly revenue - Rate of surprise

Rate of surprise - Net sales - Quarterly - Capitec Limited