Valuation Capitec Limited

Stocks

End-of-day quote Johannesburg S.E. Other stock markets 05/08/2026			5-day change	1st Jan Change
4,840.38 ^ZAR	-0.84%		+5.15%	+16.47%

07-31	Capitec Bank Holdings Limited - Shareholder/Analyst Call
07-30	Capitec Bank Holdings Limited - Shareholder/Analyst Call

Data adjusted to current consolidation scope

Fiscal Period: February	2022	2023	2024	2025	2026	2027	2028	2029
Market Cap ¹	239,851	203,698	233,629	356,035	549,409	560,712	-	-
Change	-	-15.07%	14.69%	52.39%	54.31%	2.06%	-	-
Enterprise Value (EV)	239,851	203,698	233,629	356,035	549,409	560,712	560,712	560,712
Change	-	-15.07%	14.69%	52.39%	54.31%	2.06%	0%	0%
P/E	28.2x	20.9x	22.1x	25.9x	32.6x	28x	23.6x	20.4x
PBR	6.72x	5.2x	-	6.99x	9.23x	8.15x	6.96x	5.98x
PEG	-	1.5x	2.49x	0.9x	1.5x	1.5x	1.3x	1.3x
Capitalization / Revenue	8.9x	6.72x	6.48x	8.08x	10.5x	9.26x	8.08x	7.12x
EV / Revenue	0x	0x	0x	0x	0x	9.26x	8.08x	7.12x
EV / EBITDA	-	-	-	-	-	-	-	-
EV / EBIT	0x	0x	0x	0x	0x	16.8x	15.3x	13.3x
EV / FCF	-	-	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-	-	-
Dividend per Share ²	36.4	42	48.75	65.1	79.8	94.82	119.3	135.1
Rate of return	1.75%	2.39%	2.42%	2.12%	1.68%	1.96%	2.46%	2.79%
EPS ²	73.6	83.92	91.37	118.8	145.4	172.8	205.1	237.8
Distribution rate	49.5%	50%	53.4%	54.8%	54.9%	54.9%	58.1%	56.8%
Net sales ¹	26,961	30,307	36,043	44,067	52,421	60,572	69,416	78,780
EBITDA	-	-	-	-	-	-	-	-
EBIT ¹	14,406	18,431	22,102	25,968	32,183	33,368	36,735	42,296
Net income ¹	8,523	9,707	10,567	13,742	16,833	19,961	23,769	27,656
Net Debt	-	-	-	-	-	-	-	-
Reference price ²	2,074.35	1,754.51	2,017.77	3,074.37	4,743.54	4,840.38	4,840.38	4,840.38
Nbr of stocks (in thousands)	115,627	116,100	115,786	115,808	115,823	115,840	-	-
Announcement Date	12/04/22	18/04/23	23/04/24	23/04/25	22/04/26	-	-	-

¹ZAR in Million²ZAR

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (Y)	EV / Sales (Y)	EV / EBITDA (Y)	Dividend Yield (Y)	Capi.($)
CAPITEC LIMITED	28.01x	-	-	1.96%	34.37B
ABSA GROUP LIMITED	7.33x	-	-	7.69%	11.61B
PIRAMAL FINANCE LIMITED	20.76x	-	-	0.55%	5.09B
WSFS FINANCIAL CORPORATION	12.64x	-	-	0.94%	4.2B
PENNYMAC FINANCIAL SERVICES, INC.	12.77x	8.49x	29.38x	1.58%	3.94B
JB FINANCIAL GROUP CO., LTD.	6.84x	-	-	4.62%	3.63B
CEMBRA MONEY BANK AG	12.76x	-	-	5.77%	3.24B
LIC HOUSING FINANCE LIMITED	4.92x	-	-	2.11%	2.96B
PNB HOUSING FINANCE LIMITED	12.13x	-	-	0.87%	3.07B
BEACON FINANCIAL CORPORATION	10.95x	-	-	4.06%	2.68B
Average	12.91x	8.49x	29.38x	3.01%	7.48B
Weighted average by Cap.	18.77x	8.49x	29.38x	3.01%