Business description: BNP Paribas

BNP Paribas is France's largest banking group. Net banking product (NBP) breaks down by activity as follows:

- retail banking (50.8%): retail banking activity in France (24.2% of NBP), in Belgium (14%), and Italy (10.1%). The remainder of the NBP (51.7%) is from international activities and specialized financial services activities (consumer loans, real estate credit, leasing credit, car fleet management, computer equipment leasing);

- finance and investment banking (36.1%): consulting and capital market activities (83.2% of NBP; merger-acquisition consulting, activities related to the stock, interest, and exchange markets, etc.) and financing (16.8%; financing for acquisitions, projects, raw material transactions, etc.);

- institutional and private management and insurance (13.1%): asset management, private banking activity (No. 1 in France), real estate and on-line brokerage services, insurance and securities services (No. 1 in Europe for retained securities).

At the end of 2025, BNP Paribas was managing EUR 1,075.6 billion in current deposits and EUR 897.3 billion in current loans.

Net banking product is distributed geographically as follows: Europe/Middle East/Africa (80.8%), America (10.8%) and Asia/Pacific (8.4%).

Number of employees: 180,000

Sales by Activity: BNP Paribas

Fiscal Period: December 2021 (EUR) 2022 (EUR) 2023 (EUR) 2024 (EUR) 2025 (EUR)

Corporate and Institutional Banking

- 16.14B 16.57B 18.04B 18.54B

Commercial, Personal Banking & Services - Commercial & Personal Banking in The Eurozone

- 12.22B 12.27B 12.13B 12.8B

Commercial, Personal Banking & Services - Specialised Businesses

- 8.04B 8.14B 7.88B 7.54B

Commercial, Personal Banking & Services - Commercial & Personal Banking in The Rest of The World

- 4.84B 2.59B 2.74B 3.32B

Discontinued Activities

-2.54B -2.83B - - -

Retail Banking & Services - International Financial Services-Personal Finance

3.98B - - - -

Investment & Protection Services

- 6.67B 5.58B 5.81B 6.92B

Retail Banking & Services - International Financial Services-Wealth and Asset Management

3.58B - - - -

Other Activities

1.15B -464M - - -

Other Activities - Excl. Restatement Related to Insurance Activities

- - -1.87B 118M -246M

Other Activities - Restatement Related to Insurance Activities

- - -1.08B -1.09B -1.21B

Corporate and Institutional Banking - Securities Services

2.36B - - - -

Retail Banking & Services - International Financial Services-Insurance

2.9B - - - -

Corporate and Institutional Banking - Global Markets

6.87B - - - -

Retail Banking & Services - Domestic Markets-Other Domestic Markets Activities

3.67B - - - -

Retail Banking & Services - International Financial Services-Bancwest

2.42B - - - -

Retail Banking & Services - International Financial Services-Europe-Mediterranean

1.96B - - - -

Retail Banking & Services - Domestic Markets-Belgian Retail Banking

3.26B - - - -

Corporate and Institutional Banking - Global Banking

4.9B - - - -

Retail Banking & Services - Domestic Markets-BNL Banca Commerciale

2.1B - - - -

Retail Banking & Services - Domestic Markets-French Retail Banking

5.59B - - - -

Geographical breakdown of sales: BNP Paribas

Fiscal Period: December 2021 (EUR) 2022 (EUR) 2023 (EUR) 2024 (EUR) 2025 (EUR)

EMEA

- 39.77B 37.82B 39.69B 41.38B

Americas (North and South)

- 6.65B 4.29B 4.9B 5.51B

APAC

3.58B 4B 3.77B 4.24B 4.33B

Europe

34.75B - - - -

North America

5.46B - - - -

Others

2.45B - - - -

Executive Committee: BNP Paribas

Manager TitleAgeSince
Chief Executive Officer 64 30/11/2011
Director of Finance/CFO 56 29/02/2012
Chief Tech/Sci/R&D Officer - 31/03/2025
Chief Operating Officer - 10/02/2025
Compliance Officer - 31/12/2022

Composition of the Board of Directors: BNP Paribas

Director TitleAgeSince
Chairman 75 30/11/2014
Director/Board Member 70 12/05/2014
Director/Board Member 52 13/05/2014
Director/Board Member 71 22/05/2017
Director/Board Member 59 15/02/2018
Director/Board Member 74 17/05/2021
Director/Board Member 61 17/05/2021
Director/Board Member 64 11/05/2010
Director/Board Member 57 16/05/2022
Director/Board Member 66 09/01/2024

Shareholders: BNP Paribas

NameEquities%Valuation
Government of Belgium
5.661 %
63,222,075 5.661 % 7 129 M €
Amundi Asset Management SAS (Investment Management)
5.164 %
57,671,344 5.164 % 6 503 M €
BNP Paribas SA Employee Stock Ownership Plan
3.746 %
41,839,994 3.746 % 4 718 M €
Government of Luxembourg
1.152 %
12,870,000 1.152 % 1 451 M €
OFI Invest Asset Management SA
0.2944 %
3,287,863 0.2944 % 371 M €
NameEquities%Valuation
Altrius Capital Management, Inc.
0.009665 %
215,875 0.009665 % 12 M €
Meritage Portfolio Management, Inc.
0.005581 %
124,654 0.005581 % 7 M €
RhumbLine Advisers LP
0.002716 %
60,669 0.002716 % 3 M €
Hantz Financial Services, Inc.
0.002499 %
55,821 0.002499 % 3 M €
Yousif Capital Management LLC
0.002338 %
52,225 0.002338 % 3 M €
NameEquities%Valuation
Flornoy Ferri SASU
-
172,083 - 286 076 €
Qualion Finance SA
-
87,535 - 145 521 €
Aramea Asset Management AG
-
32,000 - 53 198 €
HRK LUNIS AG
-
8,760 - 14 563 €
Sunny Asset Management SA
-
6,250 - 10 390 €
NameEquities%Valuation
Flornoy Ferri SASU
-
17,837 - 29 164 €
Axxion SA (Luxembourg)
-
2,400 - 3 924 €
Capitulum Asset Management GmbH
-
1,500 - 2 453 €

Holdings: BNP Paribas

NameEquities%Valuation
160,307,822 99.94% 8 101 M $
120,124,392 81.23% 5 043 M $
2,232,390,991 18.06% 3 663 M $
188,713,420 3.15% 1 086 M $
100,014,581 1.34% 869 M $
7,399,023 65.96% 778 M $
1,490,000 0.13% 168 M $
4,535,200 5.89% 39 M $
191,963,988 2.43% 35 M $
20,167,967 1.3% 27 M $

Company details: BNP Paribas

BNP Paribas SA

16, boulevard des Italiens

75009, Paris

+33 1 40 14 45 46

http://www.group.bnpparibas
address BNP Paribas(BNP)

Group companies: BNP Paribas

NameCategory and Sector
Insurance Brokers/Services
Miscellaneous Commercial Services
Trucks/Construction/Farm Machinery
Insurance Brokers/Services
Finance/Rental/Leasing

Other Banks

Change 5d. change 1-year change 3-years change Capi.($)
+0.94%+8.44%+34.36%+57.84% 117B
-0.15%+5.18%+36.44%+142.29% 831B
-0.32%+6.40%+46.56%+88.05% 375B
+0.58%+0.14%+36.94%+67.95% 366B
+0.49%+5.30%+82.66%+138.09% 310B
0.00%0.00%+36.07%+64.08% 288B
-0.72%+5.96%+35.32%+121.07% 264B
+0.20%-0.40%+19.71%+66.34% 251B
+0.86%+4.63%+54.86%+81.34% 240B
+0.47%+6.12%+18.67%+85.21% 217B
Average +0.23%+4.12%+40.16%+91.23% 325.91B
Weighted average by Cap. +0.12%+4.05%+40.74%+101.49%
Trader
Investor
-
Global
-
Quality
ESG MSCI
AAA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
19
Last Close Price
90.33EUR
Average target price
101.35EUR
Spread / Average Target
+12.20%

Quarterly revenue - Rate of surprise