Market Closed -
Sao Paulo
21:07:47 03/05/2024 BST
|
5-day change
|
1st Jan Change
|
32.84
BRL
|
-0.30%
|
|
+2.34%
|
-2.41%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
75,272
|
59,160
|
41,431
|
67,310
|
66,995
|
64,920
|
-
|
-
|
Enterprise Value (EV)
1 |
67,604
|
56,720
|
41,048
|
61,233
|
66,995
|
64,920
|
64,920
|
64,920
|
P/E ratio
|
11.3
x
|
15.4
x
|
10.5
x
|
11.1
x
|
8.43
x
|
8.13
x
|
7.84
x
|
7.65
x
|
Yield
|
7.4%
|
4.55%
|
4.77%
|
-
|
8.47%
|
10%
|
10.4%
|
10.9%
|
Capitalization / Revenue
|
14
x
|
11.5
x
|
7.78
x
|
8.97
x
|
7.19
x
|
6.36
x
|
5.9
x
|
5.53
x
|
EV / Revenue
|
14
x
|
11.5
x
|
7.78
x
|
8.97
x
|
7.19
x
|
6.36
x
|
5.9
x
|
5.53
x
|
EV / EBITDA
|
14,797,429
x
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
14.4
x
|
9.29
x
|
5.7
x
|
-
|
6.85
x
|
6.28
x
|
5.7
x
|
4.94
x
|
Nbr of stocks (in thousands)
|
1,996,601
|
1,996,635
|
1,996,687
|
1,996,726
|
1,990,924
|
1,976,867
|
-
|
-
|
Reference price
2 |
37.70
|
29.63
|
20.75
|
33.71
|
33.65
|
32.84
|
32.84
|
32.84
|
Announcement Date
|
10/02/20
|
08/02/21
|
07/02/22
|
09/02/23
|
05/02/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
5,390
|
5,132
|
5,326
|
7,506
|
9,315
|
10,203
|
11,007
|
11,737
|
EBITDA
|
5,087
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
8,601
|
4,781
|
3,970
|
8,051
|
8,906
|
8,977
|
9,740
|
-
|
Operating Margin
|
159.57%
|
93.17%
|
74.54%
|
107.26%
|
95.61%
|
87.99%
|
88.49%
|
-
|
Earnings before Tax (EBT)
1 |
8,914
|
4,893
|
3,938
|
7,548
|
9,493
|
10,472
|
10,891
|
13,103
|
Net income
1 |
6,659
|
3,851
|
3,933
|
6,045
|
7,947
|
8,027
|
8,386
|
8,587
|
Net margin
|
123.54%
|
75.04%
|
73.85%
|
80.53%
|
85.32%
|
78.67%
|
76.19%
|
73.16%
|
EPS
2 |
3.340
|
1.930
|
1.970
|
3.030
|
3.990
|
4.037
|
4.188
|
4.296
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
2.788
|
1.349
|
0.9900
|
-
|
2.850
|
3.284
|
3.425
|
3.573
|
Announcement Date
|
10/02/20
|
08/02/21
|
07/02/22
|
09/02/23
|
05/02/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q3
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
---|
Net sales
1 |
1,310
|
1,645
|
1,511
|
1,717
|
1,997
|
2,280
|
2,193
|
2,216
|
2,450
|
2,455
|
2,500
|
2,592
|
2,652
|
2,712
|
-
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
-
|
-
|
1,421
|
1,617
|
-
|
-
|
-
|
2,116
|
-
|
2,333
|
2,027
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
94%
|
94.19%
|
-
|
-
|
-
|
95.47%
|
-
|
95%
|
81.09%
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
1,271
|
1,228
|
1,479
|
1,735
|
2,047
|
2,288
|
2,199
|
2,266
|
2,354
|
2,492
|
2,205
|
2,901
|
2,942
|
3,005
|
-
|
Net income
1 |
975.8
|
1,227
|
1,179
|
1,406
|
1,652
|
1,807
|
1,833
|
1,892
|
2,124
|
2,098
|
1,928
|
1,977
|
2,063
|
2,050
|
-
|
Net margin
|
74.48%
|
74.57%
|
78.04%
|
81.92%
|
82.72%
|
79.22%
|
83.57%
|
85.38%
|
86.71%
|
85.43%
|
77.14%
|
76.25%
|
77.78%
|
75.61%
|
-
|
EPS
2 |
0.4900
|
0.6100
|
0.5900
|
0.7000
|
0.8300
|
0.9100
|
0.9200
|
0.9500
|
1.060
|
1.060
|
0.9653
|
0.9879
|
1.031
|
1.025
|
1.010
|
Dividend per Share
2 |
-
|
-
|
-
|
1.036
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
1.606
|
-
|
1.757
|
-
|
Announcement Date
|
08/11/21
|
07/02/22
|
09/05/22
|
08/08/22
|
07/11/22
|
09/02/23
|
15/05/23
|
07/08/23
|
03/11/23
|
05/02/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
7,668
|
2,441
|
383
|
6,077
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
110%
|
66.2%
|
57.5%
|
81.3%
|
89%
|
83.7%
|
79.5%
|
73.4%
|
ROA (Net income/ Total Assets)
|
46.6%
|
29.8%
|
32.5%
|
41.1%
|
45.6%
|
44.9%
|
44.4%
|
43.5%
|
Assets
1 |
14,277
|
12,913
|
12,107
|
14,722
|
17,422
|
17,877
|
18,887
|
19,739
|
Book Value Per Share
2 |
2.620
|
3.190
|
3.640
|
-
|
4.910
|
5.230
|
5.770
|
6.650
|
Cash Flow per Share
|
-
|
1.140
|
1.420
|
1.640
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
10/02/20
|
08/02/21
|
07/02/22
|
09/02/23
|
05/02/24
|
-
|
-
|
-
|
Last Close Price
32.84
BRL Average target price
37.46
BRL Spread / Average Target +14.07% Consensus |
1st Jan change
|
Capi.
|
---|
| -2.41% | 12.81B | | +9.20% | 111B | | +9.97% | 101B | | +5.17% | 98.19B | | -0.14% | 69.87B | | +21.80% | 28.95B | | +7.19% | 19.26B | | +9.24% | 11.1B | | +8.88% | 10.56B | | +17.84% | 9.89B |
Other Multiline Insurance & Brokers
|