Financials Wise plc

Equities

Market Closed - London S.E. Other stock markets 16:35:01 11/07/2025 BST			5-day change	1st Jan Change
1,086.00 ^GBX	+0.56%		+5.13%	+1.88%

07-06	Payments firm Wise to incorporate in Jersey before US listing	AN
07-02	UK's Wise seeks to create national trust bank in US	RE

Fiscal Period: March	2021	2022	2023	2024	2025	2026	2027	2028
Net sales ¹	421	559.9	846.1	1,412	1,645	1,835	2,076	2,379
Change	-	32.99%	51.12%	66.92%	16.48%	11.58%	13.1%	14.58%
EBITDA ¹	-	121.4	238.6	573	667.9	595.9	606.4	665.3
Change	-	-	96.54%	140.15%	16.56%	-10.79%	1.77%	9.71%
EBIT ¹	-	48.7	79	554.7	638	535.4	523.7	553.8
Change	-	-	62.22%	602.15%	15.02%	-16.09%	-2.19%	5.74%
Interest Paid ¹	-	-4.8	-10.7	-20.5	-15.5	-17.89	-17.8	-16.78
Earnings before Tax (EBT) ¹	-	43.9	146.5	481.4	564.8	502.2	507.2	523.1
Change	-	-	233.71%	228.6%	17.32%	-11.08%	0.98%	3.14%
Net income ¹	30.9	32.9	114	354.6	416.7	366.9	374.5	387.7
Change	-	6.47%	246.5%	211.05%	17.51%	-11.96%	2.08%	3.53%
Announcement Date	17/06/21	28/06/22	27/06/23	13/06/24	05/06/25	-	-	-

¹GBP in Million

Estimates

Fiscal Period: March	2022 Q1	2022 Q2	2022 Q3	2023 Q1	2023 Q3	2023 Q4	2024 Q1	2024 Q2
Net sales ¹	123.5	128.2	149.8	185.9	225.2	223.4	239.5	345.1
Change	-	3.77%	16.89%	24.1%	21.14%	-0.8%	7.21%	44.09%
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Charge d'intérêts	-	-	-	-	-	-	-	-
Earnings before Tax (EBT)	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Net income	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Announcement Date	29/08/22	29/11/22	28/03/22	29/08/22	17/01/23	27/06/23	18/07/23	14/11/23

¹GBP in Million

Estimates

Fiscal Period: March	2022 S1	2022 S2	2023 S1	2023 S2	2024 S1	2024 S2	2025 S1	2025 S2	2026 S1	2026 S2	2027 S1	2027 S2
Net sales ¹	256.3	303.6	397.4	448.7	656	756.3	807.8	837.2	903.4	972.6	-	-
Change	-	18.45%	30.9%	12.91%	46.2%	15.29%	6.81%	3.64%	7.9%	7.66%	-	-
EBITDA	25.2	-	-	146.7	241.1	331.9	325.7	342.2	-	-	-	-
Change	-	-	-	-	64.35%	37.66%	-1.87%	5.07%	-	-	-	-
EBIT	23.8	-	-	134.3	196.3	323.3	317	-	-	-	-	-
Change	-	-	-	-	46.17%	64.7%	-1.95%	-	-	-	-	-
Charge d'intérêts ¹	-	-	-	-7	-9.3	-11.2	-9.4	-6.1	-7.7	-7.7	-8.4	-7.9
Earnings before Tax (EBT) ¹	18.8	-	-	-	194.3	287.1	292.5	272.3	264.8	274.9	272.5	274.1
Change	-	-	-	-	-	47.76%	1.88%	-6.91%	-2.75%	3.81%	-0.87%	0.59%
Net income ¹	12.7	-	37.3	-	140.6	214	217.3	199.4	195.3	202.7	201	202.2
Change	-	-	-	-	-	52.2%	1.54%	-8.24%	-2.06%	3.79%	-0.84%	0.6%
Announcement Date	29/11/22	28/06/22	29/11/22	27/06/23	14/11/23	13/06/24	06/11/24	05/06/25	-	-	-	-

¹GBP in Million

Estimates

Fiscal Period: March	2021	2022	2023	2024	2025	2026	2027	2028
Net Debt ¹	-	-262	-407	-837	-1,331	-1,608	-1,931	-2,292
Change	-	-	-55.34%	-105.65%	-59.02%	-20.83%	-20.09%	-18.69%
Announcement Date	17/06/21	28/06/22	27/06/23	13/06/24	05/06/25	-	-	-

¹GBP in Million

Estimates

Fiscal Period: March	2022	2023	2024	2025	2026	2027	2028
CAPEX ¹	11.9	8.8	13	35.4	19.39	24.25	30.13
Change	-	-26.05%	47.73%	172.31%	-45.23%	25.07%	24.27%
Free Cash Flow (FCF) ¹	3,126	213.3	486.6	615.4	481.2	521	511.2
Change	-	-93.18%	128.13%	26.47%	-21.81%	8.26%	-1.88%
Announcement Date	28/06/22	27/06/23	13/06/24	05/06/25	-	-	-

¹GBP in Million

Estimates

Fiscal Period: March	2021	2022	2023	2024	2025	2026	2027	2028
Profitability
EBITDA Margin (%)	-	21.68%	28.2%	40.57%	40.6%	32.46%	29.21%	27.97%
EBIT Margin (%)	-	8.7%	9.34%	39.28%	38.78%	29.17%	25.23%	23.28%
EBT Margin (%)	-	7.84%	17.31%	34.09%	34.33%	27.36%	24.43%	21.99%
Net margin (%)	7.34%	5.88%	13.47%	25.11%	25.33%	19.99%	18.04%	16.3%
FCF margin (%)	-	558.33%	25.21%	34.45%	37.41%	26.22%	25.1%	21.49%
FCF / Net Income (%)	-	9,501.82%	187.11%	137.23%	147.68%	131.16%	139.1%	131.84%
Profitability
ROA	-	-	-	2.62%	2.42%	1.84%	1.57%	1.43%
ROE	-	9.47%	23.12%	45.56%	35.22%	23.48%	19.71%	17.55%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	2.13%	1.04%	0.92%	2.15%	1.06%	1.17%	1.27%
CAPEX / EBITDA (%)	-	9.8%	3.69%	2.27%	5.3%	3.25%	4%	4.53%
CAPEX / FCF (%)	-	0.38%	4.13%	2.67%	5.75%	4.03%	4.65%	5.89%
Items per share
Cash flow per share ¹	-	3.035	3.76	3.09	0.3795	0.5099	0.5018	0.5284
Change	-	-	23.91%	-17.83%	-87.72%	34.35%	-1.58%	5.3%
Dividend per Share ¹	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Book Value Per Share ¹	-	0.4231	0.5836	0.9452	1.322	1.602	1.941	2.303
Change	-	-	37.93%	61.96%	39.84%	21.2%	21.19%	18.61%
EPS ¹	-	0.0318	0.1094	0.3373	0.3973	0.3602	0.364	0.3738
Change	-	-	244.03%	208.32%	17.79%	-9.35%	1.06%	2.7%
Nbr of stocks (in thousands)	-	994,590	1,024,590	1,024,777	1,020,378	1,016,295	1,016,295	1,016,295
Announcement Date	-	28/06/22	27/06/23	13/06/24	05/06/25	-	-	-