Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.

On October 5, 2022, Alison Nicoll, the General Counsel and Corporate Secretary of Upstart Holdings, Inc. ("Upstart"), announced her decision to retire from Upstart, effective as of November 23, 2022. In connection with Ms. Nicoll's retirement, Scott Darling will be succeeding her as Chief Legal Officer and Corporate Secretary. We expect Mr. Darling's appointment to be in early December 2022.

In addition, on October 5, 2022, Anna Counselman, Senior Vice President, People and Operations of Upstart, transitioned into a new role as Senior Vice President, Business Operations, effective immediately.

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