The Universal Insurance Company Limited announced earnings results for the full year ended December 31, 2019. For the full year, the company announced operating income was PKR 28.249 million compared to operating loss of PKR 27.060 million a year ago. Net income was PKR 2.335 million compared to PKR 15.989 million a year ago. Basic earnings per share was PKR 0.05 compared to PKR 0.32 a year ago.