Financials Sumitomo Mitsui Financial Group, Inc.

Equities

8316

JP3890350006

Banks

Market Closed - Japan Exchange Other stock markets 06:30:00 09/03/2026 GMT			5-day change	1st Jan Change
5,210.00 ^JPY	-3.93%		-9.03%	+3.35%

07:15am	Nikkei falls 5% as surge in oil prices fans economic slowdown fears	RE
03:08am	Nikkei drops 7% as surge in oil prices fans economic slowdown fears	RE

Projected Income Statement: Sumitomo Mitsui Financial Group, Inc.

Fiscal Period: March	2021	2022	2023	2024	2025	2026	2027	2028
Net sales ¹	2,806,187	4,111,127	3,225,689	3,738,818	4,126,744	4,700,380	5,023,469	5,278,572
Change	-	46.5%	-21.54%	15.91%	10.38%	13.9%	6.87%	5.08%
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT ¹	1,059,043	2,290,002	1,276,444	1,488,225	1,724,789	2,073,862	2,324,502	2,541,215
Change	-	116.23%	-44.26%	16.59%	15.9%	20.24%	12.09%	9.32%
Interest Paid	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	672,237	929,588	1,098,472	1,342,349	1,699,943	2,299,200	2,435,673	2,625,552
Change	-	38.28%	18.17%	22.2%	26.64%	35.25%	5.94%	7.8%
Net income ¹	512,812	706,631	805,842	962,946	1,177,996	1,600,251	1,732,646	1,856,490
Change	-	37.8%	14.04%	19.5%	22.33%	35.85%	8.27%	7.15%
Announcement Date	14/05/21	13/05/22	15/05/23	15/05/24	14/05/25	-	-	-

¹JPY in Million

Estimates

Fiscal Period: March	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3	2026 Q4	2027 Q1	2027 Q2	2027 Q3	2027 Q4	2028 Q1	2028 Q2	2028 Q3
Net sales ¹	735,801	691,778	739,507	750,769	1,929,073	1,331,703	835,438	1,463,341	792,787	875,389	941,936	908,998	1,012,496	1,029,841	1,015,416	1,117,029	964,460	1,087,762	1,211,024	1,294,202	1,189,287	1,299,444	1,308,881	1,526,689	1,332,831	1,389,400	1,539,961	1,605,409
Change	-	-5.98%	6.9%	1.52%	156.95%	-30.97%	-37.27%	75.16%	-45.82%	10.42%	7.6%	-3.5%	11.39%	1.71%	-1.4%	10.01%	-13.66%	12.78%	11.33%	6.87%	-8.11%	9.26%	0.73%	16.64%	-12.7%	4.24%	10.84%	4.25%
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT ¹	268,009	253,798	301,553	296,213	1,438,438	312,896	356,897	279,904	271,289	357,167	413,745	360,148	392,951	252,151	666,083	541,589	335,483	488,088	581,911	623,755	425,496	572,705	542,817	-	-	-	-	-
Change	-	-5.3%	18.82%	-1.77%	385.61%	-78.25%	14.06%	-21.57%	-3.08%	31.66%	15.84%	-12.95%	9.11%	-35.83%	164.16%	-18.69%	-38.06%	45.49%	19.22%	7.19%	-31.78%	34.6%	-5.22%	-	-	-	-	-
Charge d'intérêts	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	85,166	284,812	341,947	235,393	67,436	348,686	375,988	305,457	68,341	348,012	-	378,155	257,808	518,178	-	585,048	87,495	481,574	793,900	618,745	500,050	-	-	-	-	-	-	-
Change	-	234.42%	20.06%	-31.16%	-71.35%	417.06%	7.83%	-18.76%	-77.63%	409.23%	-	-	-31.82%	100.99%	-	-	-85.04%	450.4%	64.86%	-22.06%	-19.18%	-	-	-	-	-	-	-
Net income ¹	78,883	203,243	252,825	168,727	81,836	252,439	272,988	240,594	39,821	248,016	278,449	266,372	170,109	371,355	353,817	410,799	42,025	376,898	556,607	461,263	263,738	421,790	472,481	532,189	410,569	444,125	526,439	590,647
Change	-	157.65%	24.4%	-33.26%	-51.5%	208.47%	8.14%	-11.87%	-83.45%	522.83%	12.27%	-4.34%	-36.14%	118.3%	-4.72%	16.1%	-89.77%	796.84%	47.68%	-17.13%	-42.82%	59.93%	12.02%	12.64%	-22.85%	8.17%	18.53%	12.2%
Announcement Date	14/05/21	30/07/21	12/11/21	02/02/22	13/05/22	29/07/22	14/11/22	30/01/23	15/05/23	31/07/23	14/11/23	01/02/24	15/05/24	02/08/24	14/11/24	29/01/25	14/05/25	31/07/25	14/11/25	30/01/26	-	-	-	-	-	-	-	-

¹JPY in Million

Estimates

Fiscal Period: March	2022 S1	2023 S1	2023 S2	2024 S1	2025 S1	2025 S2	2026 S1	2026 S2
Net sales	1,431,285	2,916,911	-	-	-	-	-	-
Change	-	103.8%	-	-	-	-	-	-
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT	555,351	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Charge d'intérêts	-	-	-	-	-	-	-	-
Earnings before Tax (EBT)	626,759	724,674	-	706,386	1,027,400	-	1,275,474	-
Change	-	15.62%	-	-	45.44%	-	-	-
Net income ¹	456,068	525,427	280,415	526,465	725,172	452,824	933,505	616,500
Change	-	15.21%	-46.63%	87.74%	37.74%	-37.56%	106.15%	-33.96%
Announcement Date	12/11/21	14/11/22	15/05/23	14/11/23	14/11/24	14/05/25	14/11/25	-

¹JPY in Million

Estimates

Forecast Balance Sheet: Sumitomo Mitsui Financial Group, Inc.

Fiscal Period: March	2021	2022	2023	2024	2025	2026	2027	2028
Net Debt	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Announcement Date	14/05/21	13/05/22	15/05/23	15/05/24	14/05/25	-	-	-

Estimates

Cash Flow Forecast: Sumitomo Mitsui Financial Group, Inc.

Fiscal Period: March	2020	2021	2022	2023	2024	2025
CAPEX ¹	83,949	111,642	81,367	87,989	119,710	98,498
Change	-	32.99%	-27.12%	8.14%	36.05%	-17.72%
Free Cash Flow (FCF) ¹	-	-	-	-	-	-
Change	-	-	-	-	-	-
Announcement Date	26/06/20	29/06/21	29/06/22	29/06/23	27/06/24	27/06/25

¹JPY in Million

Estimates

Forecast Financial Ratios: Sumitomo Mitsui Financial Group, Inc.

Fiscal Period: March	2020	2021	2022	2023	2024	2025	2026	2027	2028
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-	-
EBIT Margin (%)	-	37.74%	55.7%	39.57%	39.8%	41.8%	44.12%	46.27%	48.14%
EBT Margin (%)	-	23.96%	22.61%	34.05%	35.9%	41.19%	48.92%	48.49%	49.74%
Net margin (%)	-	18.27%	17.19%	24.98%	25.76%	28.55%	34.05%	34.49%	35.17%
FCF margin (%)	-	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-	-
Profitability
ROA	-	0.31%	0.42%	0.44%	0.52%	0.57%	0.52%	0.57%	0.62%
ROE	-	4.6%	5.9%	6.5%	7%	8%	10.94%	10.98%	11.12%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	63.33	70	80	90	122	160.1	179.5	193.5
Change	-	-	10.53%	14.29%	12.5%	35.56%	31.26%	12.11%	7.8%
Book Value Per Share ¹	-	2,877	2,942	3,144	3,719	3,796	4,081	4,374	4,659
Change	-	-	2.27%	6.85%	18.31%	2.06%	7.53%	7.16%	6.53%
EPS ¹	-	124.8	171.8	196.8	241.5	301.6	418.1	459.3	499.9
Change	-	-	37.74%	14.54%	22.71%	24.86%	38.65%	9.85%	8.84%
Nbr of stocks (in thousands)	-	4,111,293	4,112,441	4,053,075	3,942,754	3,884,445	3,827,498	3,827,498	3,827,498
Announcement Date	-	14/05/21	13/05/22	15/05/23	15/05/24	14/05/25	-	-	-