Steadfast : Results Reporting Document

Increase in underlying NPAT of 19.3%

Underlying earnings 1

•  EBITA +19.3% to $125.4m

•  NPAT +19.3% to $60.4m

•  NPATA2 +16.5% to $74.6m

•  Diluted EPS (NPAT) +17.1% to 6.98 cps

•  Interim dividend +22.2% to 4.4 cps

Steadfast Group Fee & Commission diversification

Strata

Business Pack

Machinery & Plant

Retail Home & Motor

Other

Commercial Motor

Trade Credit

Professional Risks

Liability

Commercial Property & ISR

Construction

Rural & Farm

Statutory earnings1

•  NPAT of $73.4m (1H20 loss of $71.9m)

Broker and underwriting agency growth

•  Equity brokers and network aggregate underlying EBITA +22.9% (refer slide 15)

•  Underwriting agencies' aggregate underlying EBITA +15.6% (refer slide 16)

•  A majority of Australian and New Zealand brokers are using SCTP

Acquisition growth

•  Completed $162m in EPS accretive acquisitions

•  Additional broker acquisitions in ordinary course of business

Future growth

•  Unutilised debt facility of $97m available as at today (plus free cash flow)

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• 1 For reconciliation of statutory to underlying earnings, refer to slides 12 and 40. Underlying earnings shown above excludes mark-to-market adjustment for Johns Lyng Group investment.

• 2 Calculated on a consistent basis since IPO.