On July 14, 2023, Lora L. Daves, Chief Financial Officer of Southern Missouri Bancorp, Inc. and its wholly-owned subsidiary, Southern Bank (the ?Bank?), informed the Company and the Bank that she was resigning her employment effective August 4, 2023, to pursue other interests. Ms. Daves has served as the Chief Financial Officer (and principal accounting officer) of the Company and the Bank since July 1, 2022, and previously served the Company and the Bank in other roles including as Chief Risk Officer and Chief Credit Officer. In connection with Ms. Daves?

resignation, the Company will initiate a search for her replacement. Upon the effectiveness of Ms. Daves? resignation, Matthew T. Funke, who is the Company?s President and Chief Administrative Officer (and principal financial officer) and served as its Chief Financial Officer (and principal financial and accounting officer) from 2006 until 2022, has been appointed to serve as Interim Chief Financial Officer (and principal financial and accounting officer) of the Company.

Mr. Funke and the Company did not enter into, and do not anticipate entering into, any compensatory arrangements in connection with his appointment as Interim Chief Financial Officer. Mr. Funke does not have a family relationship with any director or executive officer of the Company. Mr. Funke has no direct or indirect interest in any transaction with the Company that would qualify as a related party transaction under Item 404(a) of Regulation S-K.