SOCIÉTÉ GÉNÉRALE Harmonised Transparency Template
2023 Version
France
Société Générale SFH
Reporting Date: 30/11/23
Cut-off Date: 30/11/23
Index
Worksheet A: HTT General
Worksheet B1: HTT Mortgage Assets
Worksheet C: HTT Harmonised Glossary
Worksheet E: Optional ECB-ECAIs data
A. Harmonised Transparency Template - General Information | HTT 2023 |
Reporting in Domestic Currency
CONTENT OF TAB A
1. Basic Facts
2. Regulatory Summary
3. General Cover Pool / Covered Bond Information
- References to Capital Requirements Regulation (CRR) 129(7)
-
References to Capital Requirements Regulation (CRR) 129(1)
6. Other relevant information
EUR
`
Field | 1. Basic Facts | |
Number | ||
G.1.1.1 | Country | France |
G.1.1.2 | Issuer Name | Société Générale SFH |
G.1.1.3 | Link to Issuer's Website | http://www.societegenerale.com/fr/mesurer-notre-performance/investisseurs/investisseurs-dette |
G.1.1.4 | Cut-off date | 30/11/23 |
2. Regulatory Summary
G.2.1.1 | Basel Compliance, subject to national jursdiction (Y/N) | Y |
G.2.1.2 | CBD Compliance | Y |
G.2.1.3 | CRR Compliance (Y/N) | Y |
OG.2.1.1 | LCR status | http://www.ecbc.eu/legislation/list |
3. General Cover Pool / Covered Bond Information
1.General Information | Nominal (mn) | |||||
G.3.1.1 | Total Cover Assets | 56,367.7 | ||||
G.3.1.2 | Outstanding Covered Bonds | 46,240.0 | ||||
2. Over-collateralisation (OC) | Statutory | Voluntary | Contractual | Purpose | ||
"Statutory" OC: As mentioned in SFH law. | ||||||
G.3.2.1 | OC (%) | 5.0% | 13.4% | 8.5% | "Contractual" OC is the OC in order to reassure | |
Rating Agencies. | ||||||
3. Cover Pool Composition | Nominal (mn) | % Cover Pool | ||||
G.3.3.1 | Mortgages | 55,488.3 | 98.4% | |||
G.3.3.2 | Public Sector | 0.0 | 0.0% | |||
G.3.3.3 | Shipping | |||||
G.3.3.4 | Substitute Assets | 879.4 | 1.6% | |||
G.3.3.5 | Other | |||||
G.3.3.6 | Total | 56,367.7 | 100.0% | |||
4. Cover Pool Amortisation Profile | Contractual | Expected Upon Prepayments | % Total Contractual | % Total Expected Upon Prepayments | ||
G.3.4.1 | Weighted Average Life (in years) | 7.9 | 6.6 | |||
Residual Life (mn) | ||||||
By buckets: | ||||||
G.3.4.2 | 0 - 1 Y | 4,144.8 | 5,832.8 | 7.5% | 10.5% | |
G.3.4.3 | 1 - 2 Y | 4,244.8 | 5,602.6 | 7.7% | 10.1% | |
G.3.4.4 | 2 - 3 Y | 4,175.6 | 5,225.1 | 7.5% | 9.4% | |
G.3.4.5 | 3 - 4 Y | 4,025.5 | 4,797.6 | 7.3% | 8.7% | |
G.3.4.6 | 4 - 5 Y | 3,870.1 | 4,392.4 | 7.0% | 7.9% | |
G.3.4.7 | 5 - 10 Y | 16,516.3 | 16,379.8 | 29.8% | 29.5% | |
G.3.4.8 | 10+ Y | 18,475.7 | 13,222.5 | 33.3% | 23.8% | |
G.3.4.9 | Total | 55,452.8 | 55,452.8 | 100.0% | 100.0% | |
5. Maturity of Covered Bonds | Initial Maturity | Extended Maturity | % Total Initial Maturity | % Total Extended Maturity |
G.3.5.1 | Weighted Average life (in years) | 5.5 | 6.5 | ||
Maturity (mn) | |||||
G.3.5.2 | By buckets: | ||||
G.3.5.3 | 0 - 1 Y | 3,600.0 | 750.0 | 7.8% | 1.6% |
G.3.5.4 | 1 - 2 Y | 4,040.0 | 2,850.0 | 8.7% | 6.2% |
G.3.5.5 | 2 - 3 Y | 3,250.0 | 4,040.0 | 7.0% | 8.7% |
G.3.5.6 | 3 - 4 Y | 5,750.0 | 3,250.0 | 12.4% | 7.0% |
G.3.5.7 | 4 - 5 Y | 4,000.0 | 5,750.0 | 8.7% | 12.4% |
G.3.5.8 | 5 - 10 Y | 21,750.0 | 24,000.0 | 47.0% | 51.9% |
G.3.5.9 | 10+ Y | 3,850.0 | 5,600.0 | 8.3% | 12.1% |
G.3.5.10 | Total | 46,240.0 | 46,240.0 | 100.0% | 100.0% |
6. Cover Assets - Currency | Nominal [before hedging] (mn) | Nominal [after hedging] (mn) | % Total [before] | % Total [after] | |
G.3.6.1 | EUR | 55,488.3 | 55,488.3 | 100.0% | 100.0% |
G.3.6.2 | AUD | ||||
G.3.6.3 | BRL | ||||
G.3.6.4 | CAD | ||||
G.3.6.5 | CHF | ||||
G.3.6.6 | CZK | ||||
G.3.6.7 | DKK | ||||
G.3.6.8 | GBP | ||||
G.3.6.9 | HKD | ||||
G.3.6.10 | ISK | ||||
G.3.6.11 | JPY | ||||
G.3.6.12 | KRW | ||||
G.3.6.13 | NOK | ||||
G.3.6.14 | PLN | ||||
G.3.6.15 | SEK | ||||
G.3.6.16 | SGD | ||||
G.3.6.17 | USD | ||||
G.3.6.18 | Other | ||||
G.3.6.19 | Total | 55,488.3 | 55,488.3 | 100.0% | 100.0% |
7. Covered Bonds - Currency | Nominal [before hedging] (mn) | Nominal [after hedging] (mn) | % Total [before] | % Total [after] | |
G.3.7.1 | EUR | 46,240.0 | 46,240.0 | 100.0% | 100.0% |
G.3.7.2 | AUD | ||||
G.3.7.3 | BRL | ||||
G.3.7.4 | CAD | ||||
G.3.7.5 | CHF | ||||
G.3.7.6 | CZK | ||||
G.3.7.7 | DKK | ||||
G.3.7.8 | GBP | ||||
G.3.7.9 | HKD | ||||
G.3.7.10 | ISK | ||||
G.3.7.11 | JPY | ||||
G.3.7.12 | KRW | ||||
G.3.7.13 | NOK | ||||
G.3.7.14 | PLN | ||||
G.3.7.15 | SEK | ||||
G.3.7.16 | SGD | ||||
G.3.7.17 | USD | ||||
G.3.7.18 | Other | ||||
G.3.7.19 | Total | 46,240.0 | 46,240.0 | 100.0% | 100.0% |
8. Covered Bonds - Breakdown by interest rate | Nominal [before hedging] (mn) | Nominal [after hedging] (mn) | % Total [before] | % Total [after] | |
G.3.8.1 | Fixed coupon | 46,150.0 | 46,150.0 | 99.8% | 99.8% |
G.3.8.2 | Floating coupon | 90.0 | 90.0 | 0.2% | 0.2% |
G.3.8.3 | Other | 0.0 | 0.0 | 0.0% | 0.0% |
G.3.8.4 | Total | 46,240.0 | 46,240.0 | 100.0% | 100.0% |
9. Substitute Assets - Type | Nominal (mn) | % Substitute Assets | |||
G.3.9.1 | Cash | 129.4 | 14.7% | ||
G.3.9.2 | Exposures to/guaranteed by Supranational, Sovereign, Agency (SSA) | ||||
G.3.9.3 | Exposures to central banks | ||||
G.3.9.4 | Exposures to credit institutions | 750.0 | 85.3% | ||
G.3.9.5 | Other | ||||
G.3.9.6 | Total | 879.4 | 100.0% | ||
OG.3.9.1 | o/w EU gvts or quasi govts | ||||
OG.3.9.2 | o/w third-party countries Credit Quality Step 1 (CQS1) gvts or quasi govts | ||||
OG.3.9.3 | o/w third-party countries Credit Quality Step 2 (CQS2) gvts or quasi govts | ||||
OG.3.9.4 | o/w EU central banks | ||||
OG.3.9.5 | o/w third-party countries Credit Quality Step 1 (CQS1) central banks | ||||
OG.3.9.6 | o/w third-party countries Credit Quality Step 2 (CQS2) central banks | ||||
OG.3.9.7 | o/w CQS1 credit institutions | ||||
OG.3.9.8 | o/w CQS2 credit institutions | 879.4 | 100.0% | ||
OG.3.9.9 | |||||
OG.3.9.10 | |||||
OG.3.9.11 | |||||
OG.3.9.12 | |||||
10. Substitute Assets - Country | Nominal (mn) | % Substitute Assets | |||
G.3.10.1 | Domestic (Country of Issuer) | 879.4 | 100.0% | ||
G.3.10.2 | Eurozone | ||||
G.3.10.3 | Rest of European Union (EU) | ||||
G.3.10.4 | European Economic Area (not member of EU) | ||||
G.3.10.5 | Switzerland | ||||
G.3.10.6 | Australia | ||||
G.3.10.7 | Brazil | ||||
G.3.10.8 | Canada | ||||
G.3.10.9 | Japan | ||||
G.3.10.10 | Korea | ||||
G.3.10.11 | New Zealand | ||||
G.3.10.12 | Singapore | ||||
G.3.10.13 | US | ||||
G.3.10.14 | Other | ||||
G.3.10.15 | Total EU | 879.4 | 100.0% | ||
G.3.10.16 | Total | 879.4 | 100.0% | ||
11. Liquid Assets | Nominal (mn) | % Cover Pool | % Covered Bonds | ||
G.3.11.1 | Substitute and other marketable assets | 879.4 | 1.6% | 1.9% | |
G.3.11.2 | Central bank eligible assets | 2,639.6 | 4.7% | 5.7% | |
G.3.11.3 | Other | ||||
G.3.11.4 | Total | 3,519.0 | 6.2% | 7.6% | |
12. Bond List | |||||
G.3.12.1 | Bond list | https://coveredbondlabel.com/issuer/83/ | |||
13. Derivatives & Swaps | |||||
G.3.13.1 | Derivatives in the register / cover pool [notional] (mn) | 0.0 | |||
G.3.13.2 | Type of interest rate swaps (intra-group, external or both) | Intra-group |
G.3.13.3 | Type of currency rate swaps (intra-group, external or both) | Intra-group | |
14. Sustainable or other special purpose strategy - optional | |||
G.3.14.1 | Cover pool involved in a sustainable/special purpose strategy? (Y/N) | ||
G.3.14.2 | If yes to G.3.14.1 is there a commitment (1) or are already sustainable | ||
components present (2)? | |||
G.3.14.3 | specific criteria | ||
G.3.14.4 | link to the committed objective criteria | ||
4. Compliance Art 14 CBD Check table | Row | Row |
The issuer believes that, at the time of its issuance and based on transparency data made publicly available by the issuer, these covered bonds would satisfy the eligibility criteria for Article 129(7) of the Capital Requirements Regulation (EU) 575/2013. It should be noted, however, that
whether or not exposures in the form of covered bonds are eligible to preferential treatment under Regulation (EU) 575/2013 is ultimately a matter to be determined by a relevant investor institution and its relevant supervisory authority and the issuer does not accept any responsibility in this regard.
G.4.1.1 | (a) | Value of the cover pool total assets: | 38 | |||
G.4.1.2 | (a) | Value of outstanding covered bonds: | 39 | |||
G.4.1.3 | (b) | List of ISIN of issued covered bonds: | Societe Generale SFH :: Covered Bond Label | |||
G.4.1.4 | (c) | Geographical distribution: | 43 for Mortgage Assets | |||
G.4.1.5 | (c) | Type of cover assets: | 52 | |||
G.4.1.6 | (c) | Loan size: | 186 for Residential Mortgage Assets | 286 for Commercial Mortgage Assets | ||
G.4.1.7 | (c) | Valuation Method: | HG.1.15 | |||
G.4.1.8 | (d) | Interest rate risk - cover pool: | 149 for Mortgage Assets | |||
G.4.1.9 | (d) | Currency risk - cover pool: | 111 | |||
G.4.1.10 | (d) | Interest rate risk - covered bond: | 163 | |||
G.4.1.11 | (d) | Currency risk - covered bond: | 137 | |||
G.4.1.12 | (d) | Liquidity Risk - primary assets cover pool: | ||||
G.4.1.13 | (d) | Credit Risk: | 215 LTV Residential Mortgage | |||
G.4.1.14 | (d) | Market Risk: | 230 Derivatives and Swaps | |||
G.4.1.15 | (d) | Hedging Strategy | 18 for Harmonised Glossary | |||
G.4.1.16 | (e) | Maturity Structure - cover assets: | 65 | |||
G.4.1.17 | (e) | Maturity Structure - covered bond: | 88 | |||
G.4.1.18 | (e) | Overview maturity extension triggers: | HG 1.7 | |||
G.4.1.19 | (f) | Levels of OC: | 44 | |||
G.4.1.20 | (g) | Percentage of loans in default: | 179 for Mortgage Assets | |||
OG.4.1.1 | ||||||
OG.4.1.2 | ||||||
OG.4.1.3 | ||||||
5. References to Capital Requirements Regulation (CRR) | ||||||
129(1) | ||||||
G.5.1.1 | Exposure to credit institute credit quality step 1 | |||||
G.5.1.2 | Exposure to credit institute credit quality step 2 | 879.4 | ||||
G.5.1.3 | Exposure to credit institute credit quality step 3 | |||||
6. Other relevant information | ||||||
1. Optional information e.g. Rating triggers | ||||||
OG.6.1.1 | NPV Test (passed/failed) | |||||
OG.6.1.2 | Interest Covereage Test (passe/failed) | |||||
OG.6.1.3 | Cash Manager | |||||
OG.6.1.4 | Account Bank | |||||
OG.6.1.5 | Stand-by Account Bank | |||||
OG.6.1.6 | Servicer | |||||
OG.6.1.7 | Interest Rate Swap Provider | |||||
OG.6.1.8 | Covered Bond Swap Provider | |||||
OG.6.1.9 | Paying Agent |
B1. Harmonised Transparency Template - Mortgage Assets | HTT 2023 |
Reporting in Domestic Currency
CONTENT OF TAB B1
7. Mortgage Assets
7.A Residential Cover Pool
7.B Commercial Cover Pool
EUR
Field | 7. Mortgage Assets | |||
Number | ||||
1. Property Type Information | Nominal (mn) | % Total Mortgages | ||
M.7.1.1 | Residential | 55,488.3 | 100.0% | |
M.7.1.2 | Commercial | |||
M.7.1.3 | Other | |||
M.7.1.4 | Total | 55,488.3 | 100.0% | |
2. General Information | Residential Loans | Commercial Loans | Total Mortgages | |
M.7.2.1 | Number of mortgage loans | 424,565 | 424,565 | |
3. Concentration Risks | % Residential Loans | % Commercial Loans | % Total Mortgages | |
M.7.3.1 | 10 largest exposures | 0.01% | 0.01% | |
4. Breakdown by Geography | % Residential Loans | % Commercial Loans | % Total Mortgages | |
M.7.4.1 | European Union | 100.0% | 100.0% | |
M.7.4.2 | Austria | |||
M.7.4.3 | Belgium | |||
M.7.4.4 | Bulgaria | |||
M.7.4.5 | Croatia | |||
M.7.4.6 | Cyprus | |||
M.7.4.7 | Czechia | |||
M.7.4.8 | Denmark | |||
M.7.4.9 | Estonia | |||
M.7.4.10 | Finland | |||
M.7.4.11 | France | 100.0% | 100.0% | |
M.7.4.12 | Germany | |||
M.7.4.13 | Greece | |||
M.7.4.14 | Netherlands | |||
M.7.4.15 | Hungary | |||
M.7.4.16 | Ireland | |||
M.7.4.17 | Italy | |||
M.7.4.18 | Latvia | |||
M.7.4.19 | Lithuania | |||
M.7.4.20 | Luxembourg |
M.7.4.21 | Malta | |||
M.7.4.22 | Poland | |||
M.7.4.23 | Portugal | |||
M.7.4.24 | Romania | |||
M.7.4.25 | Slovakia | |||
M.7.4.26 | Slovenia | |||
M.7.4.27 | Spain | |||
M.7.4.28 | Sweden | |||
M.7.4.29 | European Economic Area (not member of EU) | 0.0% | 0.0% | |
M.7.4.30 | Iceland | |||
M.7.4.31 | Liechtenstein | |||
M.7.4.32 | Norway | |||
M.7.4.33 | Other | 0.0% | 0.0% | |
M.7.4.34 | Switzerland | |||
M.7.4.35 | United Kingdom | |||
M.7.4.36 | Australia | |||
M.7.4.37 | Brazil | |||
M.7.4.38 | Canada | |||
M.7.4.39 | Japan | |||
M.7.4.40 | Korea | |||
M.7.4.41 | New Zealand | |||
M.7.4.42 | Singapore | |||
M.7.4.43 | US | |||
M.7.4.44 | Other | |||
5. Breakdown by regions of main country of origin | % Residential Loans | % Commercial Loans | % Total Mortgages | |
M.7.5.1 | Auvergne-Rhône-Alpes | 11.1% | 11.1% | |
M.7.5.2 | Bourgogne-Franche-Comté | 1.4% | 1.4% | |
M.7.5.3 | Bretagne | 2.6% | 2.6% | |
M.7.5.4 | Centre-Val de Loire | 2.1% | 2.1% | |
M.7.5.5 | Corse | 0.6% | 0.6% | |
M.7.5.6 | DOM-TOM | 0.3% | 0.3% | |
M.7.5.7 | Grand Est | 3.4% | 3.4% | |
M.7.5.8 | Hauts-de-France | 10.2% | 10.2% | |
M.7.5.9 | Ile-de-France | 35.5% | 35.5% | |
M.7.5.10 | Normandie | 4.5% | 4.5% | |
M.7.5.11 | Nouvelle-Aquitaine | 7.1% | 7.1% | |
M.7.5.12 | Occitanie | 7.4% | 7.4% | |
M.7.5.13 | Pays de la Loire | 3.5% | 3.5% | |
M.7.5.14 | Provence-Alpes-Côte d'Azur | 10.3% | 10.3% | |
M.7.5.15 | Unknown | 0.0% | 0.0% | |
M.7.5.16 |
M.7.5.17
M.7.5.18
M.7.5.19 | ||||
M.7.5.20 | ||||
M.7.5.21 | ||||
M.7.5.22 | ||||
M.7.5.23 | ||||
M.7.5.24 | ||||
M.7.5.25 | ||||
M.7.5.26 | ||||
M.7.5.27 | ||||
M.7.5.28 | ||||
M.7.5.29 | ||||
M.7.5.30 | ||||
M.7.5.31 | ||||
M.7.5.32 | ||||
M.7.5.33 | ||||
M.7.5.34 | ||||
M.7.5.35 | ||||
M.7.5.36 | ||||
M.7.5.37 | ||||
M.7.5.38 | ||||
M.7.5.39 | ||||
M.7.5.40 | ||||
M.7.5.41 | ||||
M.7.5.42 | ||||
M.7.5.43 | ||||
M.7.5.44 | ||||
M.7.5.45 | ||||
M.7.5.46 | ||||
M.7.5.47 | ||||
M.7.5.48 | ||||
M.7.5.49 | ||||
M.7.5.50 | ||||
6. Breakdown by Interest Rate | % Residential Loans | % Commercial Loans | % Total Mortgages | |
M.7.6.1 | Fixed rate | 99.6% | 99.6% | |
M.7.6.2 | Floating rate | 0.4% | 0.4% | |
M.7.6.3 | Other | 0.0% | 0.0% | |
7. Breakdown by Repayment Type | % Residential Loans | % Commercial Loans | % Total Mortgages | |
M.7.7.1 | Bullet / interest only | 0.0% | 0.0% | |
M.7.7.2 | Amortising | 100.0% | 100.0% | |
M.7.7.3 | Other | 0.0% | 0.0% | |
8. Loan Seasoning | % Residential Loans | % Commercial Loans | % Total Mortgages | |
M.7.8.1 | Up to 12months | 3.1% | 3.1% | |
M.7.8.2 | ≥ 12 - ≤ 24 months | 13.4% | 13.4% |
M.7.8.3 | ≥ 24 - ≤ 36 months | 16.1% | 16.1% | |||
M.7.8.4 | ≥ 36 - ≤ 60 months | 31.2% | 31.2% | |||
M.7.8.5 | ≥ 60 months | 36.2% | 36.2% | |||
9. Non-Performing Loans (NPLs) | % Residential Loans | % Commercial Loans | % Total Mortgages | |||
M.7.9.1 | % NPLs | 0.0% | 0.0% | |||
M.7.9.2 | Defaulted Loans pursuant Art 178 CRR | 0.0% | 0.0% | |||
OM.7.9.1 | ||||||
OM.7.9.2 | ||||||
OM.7.9.3 | ||||||
7.A Residential Cover Pool | ||||||
10. Loan Size Information | Nominal | Number of Loans | % Residential Loans | % No. of Loans | ||
M.7A.10.1 | Average loan size (000s) | 130.7 | ||||
By buckets (mn): | ||||||
M.7A.10.2 | > 0 - <= 0.2 | 29,741.5 | 336,371 | 53.6% | 79.2% | |
M.7A.10.3 | > 0.2 - <= 0.4 | 21,216.9 | 78,099 | 38.2% | 18.4% | |
M.7A.10.4 | > 0.4 - <= 0.6 | 4,523.8 | 10,085 | 8.2% | 2.4% | |
M.7A.10.5 | > 0.6 - <= 0.8 | 6.1 | 10 | 0.0% | 0.0% | |
M.7A.10.6 | > 0.8 - <= 1 | 0.0 | 0 | 0.0% | 0.0% | |
M.7A.10.7 | > 1 | 0.0 | 0 | 0.0% | 0.0% | |
M.7A.10.8 | ||||||
M.7A.10.9 | ||||||
M.7A.10.10 | ||||||
M.7A.10.11 | ||||||
M.7A.10.12 | ||||||
M.7A.10.13 | ||||||
M.7A.10.14 | ||||||
M.7A.10.15 | ||||||
M.7A.10.16 | ||||||
M.7A.10.17 | ||||||
M.7A.10.18 | ||||||
M.7A.10.19 | ||||||
M.7A.10.20 | ||||||
M.7A.10.21 | ||||||
M.7A.10.22 | ||||||
M.7A.10.23 | ||||||
M.7A.10.24 | ||||||
M.7A.10.25 | ||||||
M.7A.10.26 | Total | 55,488.3 | 424,565 | 100.0% | 100.0% | |
11. Loan to Value (LTV) Information - UNINDEXED | Nominal | Number of Loans | % Residential Loans | % No. of Loans | ||
M.7A.11.1 | Weighted Average LTV (%) | 67.1% |
By LTV buckets (mn): | |
M.7A.11.2 | >0 - <=40 % |
M.7A.11.3 | >40 - <=50 % |
M.7A.11.4 | >50 - <=60 % |
M.7A.11.5 | >60 - <=70 % |
M.7A.11.6 | >70 - <=80 % |
M.7A.11.7 | >80 - <=90 % |
M.7A.11.8 | >90 - <=100 % |
M.7A.11.9 | >100% |
M.7A.11.10
OM.7A.11.1
OM.7A.11.2
OM.7A.11.3
OM.7A.11.4
OM.7A.11.5
OM.7A.11.6
OM.7A.11.7
OM.7A.11.8
OM.7A.11.9
8,227.9 | 128,925 | 14.8% | 30.4% | |
5,286.2 | 48,379 | 9.5% | 11.4% | |
6,373.1 | 49,919 | 11.5% | 11.8% | |
7,271.8 | 48,927 | 13.1% | 11.5% | |
8,322.8 | 48,995 | 15.0% | 11.5% | |
10,298.6 | 52,676 | 18.6% | 12.4% | |
8,530.8 | 40,427 | 15.4% | 9.5% | |
1,177.1 | 6,317 | 2.1% | 1.5% | |
Total | 55,488.3 | 424,565 | 100.0% | 100.0% |
o/w >100 - <=110 % | 1,055.0 | 5,568 | 1.9% | 1.3% |
o/w >110 - <=120 % | 101.0 | 620 | 0.2% | 0.1% |
o/w >120 - <=130 % | 17.9 | 107 | 0.0% | 0.0% |
o/w >130 - <=140 % | 2.7 | 17 | 0.0% | 0.0% |
o/w >140 - <=150 % | 0.1 | 1 | 0.0% | 0.0% |
o/w >150 % | 0.4 | 4 | 0.0% | 0.0% |
12. Loan to Value (LTV) Information - INDEXED | Nominal | Number of Loans | % Residential Loans | % No. of Loans | |
M.7A.12.1 | Weighted Average LTV (%) | 58.3% | |||
By LTV buckets (mn): | |||||
M.7A.12.2 | >0 - <=40 % | 12,752.5 | 174,850 | 23.0% | 41.2% |
M.7A.12.3 | >40 - <=50 % | 7,320.6 | 58,101 | 13.2% | 13.7% |
M.7A.12.4 | >50 - <=60 % | 8,074.9 | 53,495 | 14.6% | 12.6% |
M.7A.12.5 | >60 - <=70 % | 8,561.9 | 48,805 | 15.4% | 11.5% |
M.7A.12.6 | >70 - <=80 % | 8,163.4 | 41,646 | 14.7% | 9.8% |
M.7A.12.7 | >80 - <=90 % | 6,293.0 | 28,807 | 11.3% | 6.8% |
M.7A.12.8 | >90 - <=100 % | 4,322.0 | 18,861 | 7.8% | 4.4% |
M.7A.12.9 | >100% | 0.0 | 0 | 0.0% | 0.0% |
M.7A.12.10 | Total | 55,488.3 | 424,565 | 100.0% | 100.0% |
OM.7A.12.1 | o/w >100 - <=110 % | 0.0 | 0 | 0.0% | 0.0% |
OM.7A.12.2 | o/w >110 - <=120 % | 0.0 | 0 | 0.0% | 0.0% |
OM.7A.12.3 | o/w >120 - <=130 % | 0.0 | 0 | 0.0% | 0.0% |
OM.7A.12.4 | o/w >130 - <=140 % | 0.0 | 0 | 0.0% | 0.0% |
OM.7A.12.5 | o/w >140 - <=150 % | 0.0 | 0 | 0.0% | 0.0% |
OM.7A.12.6 | o/w >150 % | 0.0 | 0 | 0.0% | 0.0% |
OM.7A.12.7 | |||||
OM.7A.12.8 | |||||
OM.7A.12.9 | |||||
13. Breakdown by type | % Residential Loans | ||||
M.7A.13.1 | Owner occupied | 76.9% |
Attachments
- Original Link
- Original Document
- Permalink
Disclaimer
Société Générale SA published this content on 02 January 2024 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 02 January 2024 09:12:47 UTC.
