Business description: Société Générale

Société Générale is one of the largest French banking groups. Net interest income breaks down by activity as follows:

- financing and investment banking (37.2%): specialized financing (for acquisitions, projects, etc.), activity on the stock, interest rate, currency exchange, and raw material markets, brokerage operations, merger-acquisition consulting, commercial banking activities, etc.;

- retail banking in France (31.8%; SG). The group also develops asset management and private banking activities (EUR 154 billion in assets under management in 2024), and provides insurance services, online banking and online brokerage services (Boursorama Banque) as well as an economic and financial information Website (boursorama.com);

- provision of specialized financial and insurance services (15.8%): consumer loan, leasing, management of car fleets, professional equipment financing and insurance;

- international retail banking (15.2%).

At the end of 2024, Société Générale managed EUR 525 billion in current deposits and EUR 454.6 billion in current credits.

Net interest income is distributed geographically as follows: France (41.5%), Europe (36%), Americas (9.4%), Africa (7.5%) and Asia and Oceania (5.6%).

Number of employees: 119,000

Sales by Activity: Société Générale

Fiscal Period: December 2020 (EUR) 2021 (EUR) 2022 (EUR) 2023 (EUR) 2024 (EUR)

Retail banking in France, Private Banking and Insurance - Retail Banking in France and Private Banking

- - - 6.9B 7.27B

Mobility, Retail Banking and International Financial Services - Mobility and Financial Services

- - - 4.02B 3.93B

Mobility, Retail Banking and International Financial Services - International Retail Banking

- - - 4.01B 3.82B

International Retail Banking and Financial Services - Financial Services

1.55B 2.08B 2.89B - -

French Retail Banking

6.22B 7.7B 8.41B - -

International Retail Banking and Financial Services - International Retail Banking

3.82B 4.59B 4.53B - -

Global Banking and Investor Solutions - Market activities and Investor Services

4.14B 5.64B 6.72B 6.32B 6.56B

Global Banking and Investor Solutions - Financing and Consulting

1.68B 2.86B 2.95B 3.29B 3.43B

Retail banking in France, Private Banking and Insurance - Insurance

- - - 620M 674M

International Retail Banking and Financial Services - Insurance

887M 962M 1.01B - -

Corporate Centres

-361M 971M -3.39B -1.07B -438M

Global Banking and Investor Solutions - Asset Management

866M 936M - - -
See all business segments

Geographical breakdown of sales: Société Générale

Fiscal Period: December 2020 (EUR) 2021 (EUR) 2022 (EUR) 2023 (EUR) 2024 (EUR)

France

9.79B 12.49B 13.59B 10.08B 11.12B

Europe

7.72B 8.36B 9.07B 9.4B 9.64B

Americas

1.59B 1.85B 2.03B 2.08B 2.51B

Africa

1.64B 1.64B 1.84B 2.02B 2.02B

Asia/Oceania

1.39B 1.47B 1.52B 1.53B 1.5B
See all geographic segments

Executive Committee: Société Générale

Manager TitleAgeSince
Chief Executive Officer 51 22/05/2023
Director of Finance/CFO - 06/01/2025
Chief Tech/Sci/R&D Officer - 31/12/2009
Chief Tech/Sci/R&D Officer - 31/10/2022
Compliance Officer - 31/12/2020
See SOCIÉTÉ GÉNÉRALE governance

Composition of the Board of Directors: Société Générale

Director TitleAgeSince
Director/Board Member 70 05/08/2010
Chairman 69 18/05/2015
Director/Board Member 67 22/05/2017
Director/Board Member 68 31/12/2017
Director/Board Member 62 31/12/2017
Director/Board Member 61 31/12/2019
Director/Board Member 51 22/05/2023
Director/Board Member 56 17/05/2021
Director/Board Member 40 31/12/2020
Director/Board Member 54 30/04/2021
Composition of the Board of Directors

Shareholders: Société Générale

NameEquities%Valuation
Amundi Asset Management SASU (Investment Management)
3.274 %
25,107,579 3.274 % 2 026 M €
2.384 %
18,285,541 2.384 % 1 476 M €
Caisse Des Dépôts & Consignations (Investment Management)
2.269 %
17,404,648 2.269 % 1 405 M €
BNP Paribas Asset Management Europe SAS
1.891 %
14,504,617 1.891 % 1 171 M €
OFI Invest Asset Management SA
0.3876 %
2,972,729 0.3876 % 240 M €
NameEquities%Valuation
Atlant Fonder AB
-
50 - - €
NameEquities%Valuation
Atlant Fonder AB
-
75 - - €
NameEquities%Valuation
Yousif Capital Management LLC
0.002405 %
92,232 0.002405 % 1 M €
RhumbLine Advisers LP
0.002389 %
91,610 0.002389 % 1 M €
Sterling Capital Management LLC
0.000912 %
34,972 0.000912 % 564 518 €
GAMMA Investing LLC
0.000809 %
31,039 0.000809 % 501 032 €
Beach Investment Counsel, Inc.
0.000496 %
19,000 0.000496 % 306 698 €
NameEquities%Valuation
Atlant Fonder AB
-
2,250 - - €
NameEquities%Valuation
Atlant Fonder AB
-
1,000 - - €
NameEquities%Valuation
Atlant Fonder AB
-
75 - - €
List of SOCIÉTÉ GÉNÉRALE shareholders

Holdings: Société Générale

NameEquities%Valuation
114,701,135 60.35% 6 467 M $
AYVENS
54.81%
429,649,292 54.81% 5 773 M $
419,325,635 60.17% 2 602 M $
18,285,541 2.38% 1 476 M $
7,639,782 4.84% 205 M $
427,079,030 60.22% 183 M $
17,041,016 52.34% 146 M $
FREY
12.28%
3,960,743 12.28% 136 M $
9,301,010 1.49% 101 M $
6,943,049 9.04% 63 M $

Company details: Société Générale

Société Générale SA

29, boulevard Haussmann

75009, Paris

+

http://www.societegenerale.com
address Société Générale(GLE)

Group companies: Société Générale

NameCategory and Sector
Investment Banks/Brokers
Investment Banks/Brokers
Other Consumer Services
Finance/Rental/Leasing
Miscellaneous Commercial Services
See all subsidiaries

Other Banks

Change 5d. change 1-year change 3-years change Capi.($)
-1.27%-0.71%+132.23%+178.22% 61.68B
-1.95%-4.72%+12.42%+115.04% 803B
-1.39%-2.36%+11.18%+49.61% 373B
-0.32%-3.15%+17.14%+45.73% 348B
-1.06%-0.08%+50.49%+106.96% 287B
-1.23%-1.61%+12.47%+95.64% 269B
0.00%-2.81%+20.03%+48.34% 261B
-0.04%-1.15%+32.25%+72.22% 237B
-0.22%-0.89%+11.50%+49.16% 228B
+0.64%-5.17%+48.69%+195.27% 204B
Average -0.68%-1.91%+34.84%+95.62% 307.08B
Weighted average by Cap. -0.92%-1.96%+23.28%+89.51%
See all sector performances
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
19
Last Close Price
69.82EUR
Average target price
72.54EUR
Spread / Average Target
+3.90%
Consensus

Quarterly revenue - Rate of surprise

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