Valuation: S&U plc

Market Cap 235M 315M 276M 254M 446M 30.08B 454M 3.04B 1.19B 14.78B 1.18B 1.16B 51.14B P/E 2027 *
9.12x
P/E 2028 * 7.92x
Enterprise Value 238M 319M 279M 258M 453M 30.5B 460M 3.09B 1.21B 14.98B 1.2B 1.17B 51.85B EV / Sales 2027 *
1.95x
EV / Sales 2028 * 1.59x
Free-Float
26.59%
Yield 2027 *
6.04%
Yield 2028 * 6.49%
1 day-2.52%
1 week-1.28%
Current month-2.76%
1 month+1.84%
3 months+0.78%
6 months-12.84%
Current year-6.97%
1 week 1,880
Extreme 1880
2,000
1 month 1,850
Extreme 1850
2,000
Current year 1,715
Extreme 1715
2,458.5
1 year 1,620
Extreme 1620
2,458.5
3 years 1,230
Extreme 1230
2,458.5
5 years 1,230
Extreme 1230
2,950
10 years 1,230
Extreme 1230
2,950
Manager TitleAgeSince
Director of Finance/CFO - -
Corporate Secretary - 31/12/2023
Director TitleAgeSince
Chairman 74 31/12/2007
Director/Board Member 74 -
Director/Board Member - 14/02/2015
Date Insider Type Main position Quantity % Market Cap.
06-30Sell

Chairman

-2,500 0.0206%
06-11Sell

Chairman

-4,000 0.0329%
05-05Sell

Chairman

-5,000 0.0411%
Change 5-day change 1-year change 3-year change Capi.($)
-2.52%-1.28%+8.10%-14.95% 322M
-0.65%-1.09%+8.21%+31.69% 65.46B
+2.82%-8.14%+5.97%+64.33% 40.06B
+2.16%+5.42%-6.11%+17.34% 30.88B
+1.81%-1.36%+54.33%+200.51% 24.92B
+4.85%-6.77%+3.29%+112.94% 22.96B
+5.02%+0.98%-6.67%+131.30% 22.74B
+1.47%-2.77%-29.03% - 15.86B
+1.31%-0.59%+17.69%+52.29% 15.76B
+2.77%-1.58% - - 15.25B
Average +1.90%-2.94%+6.20%+74.43% 25.42B
Weighted average by Cap. +1.94%-3.79%+7.06%+74.33%

Financials

2027 *2028 *
Net sales 122M 164M 143M 132M 232M 15.62B 236M 1.58B 620M 7.67B 614M 601M 26.55B 144M 193M 169M 156M 274M 18.44B 278M 1.87B 731M 9.06B 725M 710M 31.35B
Net income 26.42M 35.41M 30.98M 28.57M 50.17M 3.38B 51M 342M 134M 1.66B 133M 130M 5.75B 30.55M 40.94M 35.81M 33.03M 58M 3.91B 58.96M 396M 155M 1.92B 154M 150M 6.64B
Net Debt 3.3M 4.42M 3.87M 3.57M 6.27M 422M 6.37M 42.73M 16.75M 207M 16.6M 16.25M 718M -6.2M -8.31M -7.27M -6.7M -11.77M -793M -11.97M -80.28M -31.47M -390M -31.19M -30.52M -1.35B
Logo S&U plc
S&U plc is a United Kingdom-based specialist motor finance and bridging lender. The Company’s trading subsidiaries include Advantage Finance Limited (Advantage Finance) and Aspen Bridging Limited (Aspen Bridging). Advantage Finance is a motor finance company. Aspen Bridging is focused on property bridging finance. Advantage Finance operates within the non-prime sector and has provided hire purchase finance for over 275,000 customers. Aspen Bridging has developed a range of bridging loan products across the market for residential and commercial property as well as sectors such as refinancing, capital raising, and refurbishment loans. Aspen Bridging can lend up to over £15 million per deal with an average loan size of circa £1,000,000.
Employees
250
Date Price Change Volume
09/07/26 GBX 1,935.00 -2.52% 12,199
08/07/26 GBX 1,985.00 +0.25% 1,499
07/07/26 GBX 1,980.00 +5.32% 4,841
06/07/26 GBX 1,880.00 -4.57% 11,420
03/07/26 GBX 1,970.00 -1.01% 2,251
Trader
Investor
-
Global
-
Quality
-
ESG MSCI
CCC
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
4
Last Close Price
19.35GBP
Average target price
24.57GBP
Spread / Average Target
+26.96%

Annual profits - Rate of surprise