Valuation: S&U plc

Market Cap 241M 322M 283M 262M 456M 30.8B 465M 3.13B 1.22B 15.13B 1.21B 1.18B 52.3B P/E 2027 *
9.12x
P/E 2028 * 7.92x
Enterprise Value 244M 326M 287M 266M 462M 31.22B 472M 3.17B 1.23B 15.34B 1.22B 1.2B 53.02B EV / Sales 2027 *
2x
EV / Sales 2028 * 1.63x
Free-Float
26.62%
Yield 2027 *
6.04%
Yield 2028 * 6.49%
1 day+0.25%
1 week+0.76%
Current month-0.25%
1 month+0.76%
3 months+3.39%
6 months-11.38%
Current year-4.57%
1 week 1,920
Extreme 1920
2,000
1 month 1,855
Extreme 1855
2,000
Current year 1,715
Extreme 1715
2,458.5
1 year 1,620
Extreme 1620
2,458.5
3 years 1,230
Extreme 1230
2,458.5
5 years 1,230
Extreme 1230
2,950
10 years 1,230
Extreme 1230
2,950
Manager TitleAgeSince
Director of Finance/CFO - -
Corporate Secretary - 31/12/2023
Director TitleAgeSince
Chairman 74 31/12/2007
Director/Board Member 74 -
Director/Board Member - 14/02/2015
Date Insider Type Main position Quantity % Market Cap.
06-30Sell

Chairman

-2,500 0.0206%
06-11Sell

Chairman

-4,000 0.0329%
05-05Sell

Chairman

-5,000 0.0411%
Change 5-day change 1-year change 3-year change Capi.($)
+0.25%+0.76%+12.46%-12.17% 323M
+0.21%-0.85%+9.54%+37.60% 66.53B
-3.34%-11.79%+1.68%+35.05% 40.72B
-0.41%+0.66%-5.41%+19.77% 32.12B
+0.35%-1.41%+56.77%+190.30% 25.77B
+1.06%-4.09%+3.68%+109.95% 24.37B
-3.46%-0.60%-14.48%+97.07% 24.09B
-0.23%+0.86%-25.90% - 16.75B
+0.07%+1.12%+18.16%+57.52% 16.16B
+0.10%+3.31% - - 15.94B
Average -0.20%-1.02%+6.28%+66.88% 26.28B
Weighted average by Cap. -0.39%-1.91%+6.47%+66.98%

Financials

2027 *2028 *
Net sales 122M 163M 143M 133M 231M 15.59B 236M 1.58B 616M 7.66B 611M 598M 26.47B 144M 192M 169M 157M 272M 18.4B 278M 1.87B 727M 9.04B 722M 707M 31.25B
Net income 26.42M 35.28M 30.98M 28.74M 49.92M 3.37B 50.99M 343M 133M 1.66B 132M 130M 5.73B 30.55M 40.78M 35.82M 33.22M 57.71M 3.9B 58.95M 396M 154M 1.92B 153M 150M 6.62B
Net Debt 3.3M 4.41M 3.87M 3.59M 6.23M 421M 6.37M 42.79M 16.65M 207M 16.52M 16.18M 716M -6.2M -8.28M -7.27M -6.74M -11.71M -792M -11.96M -80.4M -31.29M -389M -31.04M -30.39M -1.34B
Logo S&U plc
S&U plc is a United Kingdom-based specialist motor finance and bridging lender. The Company’s trading subsidiaries include Advantage Finance Limited (Advantage Finance) and Aspen Bridging Limited (Aspen Bridging). Advantage Finance is a motor finance company. Aspen Bridging is focused on property bridging finance. Advantage Finance operates within the non-prime sector and has provided hire purchase finance for over 275,000 customers. Aspen Bridging has developed a range of bridging loan products across the market for residential and commercial property as well as sectors such as refinancing, capital raising, and refurbishment loans. Aspen Bridging can lend up to over £15 million per deal with an average loan size of circa £1,000,000.
Employees
250
Date Price Change Volume
13/07/26 GBX 1,985.00 +0.25% 1,451
10/07/26 GBX 1,980.00 +2.33% 935
09/07/26 GBX 1,935.00 -2.52% 12,199
08/07/26 GBX 1,985.00 +0.25% 1,499
07/07/26 GBX 1,980.00 +5.32% 4,841
Trader
Investor
-
Global
-
Quality
-
ESG MSCI
CCC
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
4
Last Close Price
19.85GBP
Average target price
24.57GBP
Spread / Average Target
+23.76%

Annual profits - Rate of surprise