Valuation: S&U plc

Market Cap 229M 306M 274M 253M 428M 29.17B 435M 3.02B 1.2B 15.27B 1.15B 1.13B 48.35B P/E 2027 *
8.71x
P/E 2028 * 7.53x
Enterprise Value 232M 311M 278M 257M 434M 29.59B 441M 3.06B 1.22B 15.48B 1.17B 1.14B 49.04B EV / Sales 2027 *
1.9x
EV / Sales 2028 * 1.54x
Free-Float
26.78%
Yield 2027 *
6.37%
Yield 2028 * 6.83%
1 day-0.66%
1 week-1.82%
Current month-0.53%
1 month-0.26%
3 months-2.84%
6 months+1.89%
Current year-9.38%
1 week 1,871.13
Extreme 1871.1275
1,945
1 month 1,850
Extreme 1850
2,000
Current year 1,715
Extreme 1715
2,458.5
1 year 1,715
Extreme 1715
2,458.5
3 years 1,230
Extreme 1230
2,458.5
5 years 1,230
Extreme 1230
2,940
10 years 1,230
Extreme 1230
2,950
Manager TitleAgeSince
Director of Finance/CFO - -
Corporate Secretary - 31/12/2023
Director TitleAgeSince
Chairman 74 31/12/2007
Director/Board Member 74 -
Director/Board Member - 14/02/2015
Date Insider Type Main position Quantity % Market Cap. Importance
01/07/26 Sell

Chairman

-2,500 0.0206%
06/05/26 Sell

Chairman

-5,000 0.0411%
08/07/25 Others

Director

200,000 1.6460%
Change 5-day change 1-year change 3-year change Capi.($)
-0.66%-1.82%+5.90%-9.59% 306M
+1.81%-0.45%-9.63%+129.08% 217B
+1.88%+2.61%-4.51%+113.57% 126B
+2.36%-0.34%-11.67%+25.07% 61.31B
+3.03%+1.53%-26.60%+63.29% 33.75B
+0.49%+1.33%-20.69%+7.42% 28B
+2.14%+2.50%+5.14%+174.01% 23.97B
+2.74%+19.23%-43.01%+156.33% 22.83B
-1.43%-4.39%+12.26%+119.12% 20.78B
+0.90%-1.80%-33.17%-7.13% 14.35B
Average +0.78%+1.85%-12.60%+77.12% 54.79B
Weighted average by Cap. +1.58%+1.29%-10.82%+102.69%

Financials

2027 *2028 *
Net sales 122M 163M 146M 135M 228M 15.56B 232M 1.61B 643M 8.14B 613M 600M 25.79B 144M 193M 173M 159M 270M 18.35B 274M 1.9B 758M 9.61B 723M 708M 30.42B
Net income 26.42M 35.34M 31.65M 29.2M 49.41M 3.37B 50.21M 348M 139M 1.76B 133M 130M 5.58B 30.55M 40.85M 36.59M 33.76M 57.13M 3.89B 58.05M 403M 161M 2.04B 153M 150M 6.45B
Net Debt 3.3M 4.41M 3.95M 3.65M 6.17M 420M 6.27M 43.51M 17.36M 220M 16.56M 16.21M 697M -6.7M -8.96M -8.03M -7.4M -12.53M -853M -12.73M -88.33M -35.24M -447M -33.63M -32.91M -1.41B
Projected Income Statement - Annual - S&U plc
Logo S&U plc
S&U plc is a United Kingdom-based specialist motor finance and bridging lender. The Company’s trading subsidiaries include Advantage Finance Limited (Advantage Finance) and Aspen Bridging Limited (Aspen Bridging). Advantage Finance is a motor finance company. Aspen Bridging is focused on property bridging finance. Advantage Finance operates within the non-prime sector and has provided hire purchase finance for over 275,000 customers. Aspen Bridging has developed a range of bridging loan products across the market for residential and commercial property as well as sectors such as refinancing, capital raising, and refurbishment loans. Aspen Bridging can lend up to over £15 million per deal with an average loan size of circa £1,000,000.
Employees
250
Date Price Change Volume
29/10/26 GBX 1,885.00 -0.53% 2,880
28/10/26 GBX 1,895.00 -0.79% 20,836
27/10/26 GBX 1,910.00 +1.60% 7,277
26/10/26 GBX 1,880.00 -1.05% 3,877
23/10/26 GBX 1,900.00 -1.04% 6,406
Trader
Investor
-
Global
-
Quality
-
ESG MSCI
CCC
MarketScreener Ratings - S&U plc
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
4
Last Close Price
18.85GBP
Average target price
24.57GBP
Spread / Average Target
+30.33%

Annual profits - Rate of surprise

Rate of surprise - EPS - Annual - S&U plc