Financials Resurs Holding AB

Equities

RESURS

SE0007665823

Consumer Lending

Market Closed - Nasdaq Stockholm 16:29:52 02/05/2024 BST 5-day change 1st Jan Change
16.34 SEK -1.57% Intraday chart for Resurs Holding AB +2.12% -31.57%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 12,030 9,000 7,604 4,990 4,776 3,268 - -
Enterprise Value (EV) 1 12,030 9,000 7,604 4,990 4,776 3,268 3,268 3,268
P/E ratio 9.91 x 9.62 x 5.07 x 6.41 x 20.9 x 7.38 x 4.13 x -
Yield 6.48% 5.96% 11.3% 7.98% 3.81% 6.78% 12.4% 13.4%
Capitalization / Revenue 3.27 x 2.49 x 2.48 x 1.56 x 1.37 x 0.91 x 0.88 x 0.81 x
EV / Revenue 3.27 x 2.49 x 2.48 x 1.56 x 1.37 x 0.91 x 0.88 x 0.81 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.68 x 1.13 x 1.1 x 0.66 x 0.63 x 0.42 x 0.39 x 0.36 x
Nbr of stocks (in thousands) 200,000 200,000 200,000 200,000 200,000 200,000 - -
Reference price 2 60.15 45.00 38.02 24.95 23.88 16.60 16.60 16.60
Announcement Date 04/02/20 09/02/21 08/02/22 07/02/23 06/02/24 - - -
1SEK in Million2SEK
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 3,679 3,613 3,069 3,201 3,489 3,602 3,728 4,016
EBITDA - - - - - - - -
EBIT 1 2,232 - 1,781 1,817 1,824 2,056 2,174 2,343
Operating Margin 60.67% - 58.02% 56.77% 52.27% 57.09% 58.32% 58.34%
Earnings before Tax (EBT) 1 1,563 1,287 1,136 1,028 388.4 578.5 1,058 -
Net income 1 1,213 936.7 1,499 778.8 228.9 411.8 803.7 849
Net margin 32.98% 25.93% 48.86% 24.33% 6.56% 11.43% 21.56% 21.14%
EPS 2 6.070 4.680 7.500 3.890 1.140 2.250 4.022 -
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 3.900 2.680 4.310 1.990 0.9100 1.125 2.059 2.220
Announcement Date 04/02/20 09/02/21 08/02/22 07/02/23 06/02/24 - - -
1SEK in Million2SEK
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 753.4 766.2 772.8 810 851.5 852.6 865.8 881.9 888.6 829 894 904 923 921 935
EBITDA - - - - - - - - - - - - - - -
EBIT 1 416.3 436.4 402.8 481.2 496.4 501.8 509.5 527.9 284.3 422.9 509 531 542 523 527
Operating Margin 55.26% 56.95% 52.12% 59.41% 58.3% 58.86% 58.85% 59.86% 32% 51.01% 56.94% 58.74% 58.72% 56.79% 56.36%
Earnings before Tax (EBT) 243.7 260.1 223.9 284.3 260 217.5 244.5 257.1 -330.7 - - - - - -
Net income 1 724.7 199.7 161.1 220 197.9 165.5 185.8 194 -316.4 - 102 149 155 168 185
Net margin 96.18% 26.07% 20.85% 27.17% 23.24% 19.41% 21.46% 22% -35.6% - 11.41% 16.48% 16.79% 18.24% 19.79%
EPS 3.620 1.000 0.8100 1.100 0.9900 0.8300 0.9300 0.9700 -1.580 0.0500 - - - - -
Dividend per Share 4.310 - 0.9200 - 1.070 - - - - - - - - - -
Announcement Date 08/02/22 27/04/22 21/07/22 25/10/22 07/02/23 26/04/23 21/07/23 26/10/23 06/02/24 25/04/24 - - - - -
1SEK in Million
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 18% 12.4% 19.8% 10.8% 7.71% 5.7% 10.5% 10.3%
ROA (Net income/ Total Assets) - - 3.55% 1.76% 0.5% 0.8% 1.5% 1.5%
Assets 1 - - 42,208 44,319 45,779 51,476 53,582 56,600
Book Value Per Share 2 35.70 39.90 34.50 37.80 38.20 40.00 42.60 45.80
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 04/02/20 09/02/21 08/02/22 07/02/23 06/02/24 - - -
1SEK in Million2SEK
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C+
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
2
Last Close Price
16.34 SEK
Average target price
19 SEK
Spread / Average Target
+16.28%
Consensus
  1. Stock Market
  2. Equities
  3. RESURS Stock
  4. Financials Resurs Holding AB