Financials PCB Bancorp

Equities

PCB

US69320M1099

Banks

Market Closed - Nasdaq 21:30:00 03/05/2024 BST 5-day change 1st Jan Change
15.44 USD +1.45% Intraday chart for PCB Bancorp -0.19% -16.22%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 270.5 155.2 324.7 260.7 262 219.6 -
Enterprise Value (EV) 1 270.5 155.2 324.7 260.7 262 219.6 219.6
P/E ratio 11.6 x 9.72 x 8.38 x 7.66 x 8.69 x 9.57 x 8.58 x
Yield 1.45% 3.96% 2% 3.39% 3.74% 4.71% 4.86%
Capitalization / Revenue 3.34 x 1.99 x 3.4 x 2.5 x 2.64 x 2.18 x 2.02 x
EV / Revenue 3.34 x 1.99 x 3.4 x 2.5 x 2.64 x 2.18 x 2.02 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 1.2 x 0.67 x 1.27 x 0.77 x 0.75 x 0.76 x 0.73 x
Nbr of stocks (in thousands) 15,653 15,351 14,786 14,738 14,217 14,222 -
Reference price 2 17.28 10.11 21.96 17.69 18.43 15.44 15.44
Announcement Date 23/01/20 28/01/21 27/01/22 26/01/23 25/01/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 80.9 77.93 95.57 104.1 99.19 100.8 108.5
EBITDA - - - - - - -
EBIT 1 37.8 36.23 52.36 53 43.13 40.75 43.8
Operating Margin 46.73% 46.49% 54.79% 50.9% 43.48% 40.44% 40.36%
Earnings before Tax (EBT) 1 34.35 23.01 56.96 49.4 43.26 33.9 37.73
Net income 1 24.11 16.18 40.1 34.99 30.7 22.97 25.47
Net margin 29.8% 20.76% 41.96% 33.6% 30.96% 22.79% 23.46%
EPS 2 1.490 1.040 2.620 2.310 2.120 1.613 1.800
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 0.2500 0.4000 0.4400 0.6000 0.6900 0.7267 0.7500
Announcement Date 23/01/20 28/01/21 27/01/22 26/01/23 25/01/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 25.82 24.93 25.28 25 27.2 26.65 25.44 24.37 24.95 24.43 23.94 24.97 25.8 26.03 26.23
EBITDA - - - - - - - - - - - - - - -
EBIT 1 14.58 13.76 13.21 12.75 13.5 13.54 11.68 10.75 10.74 9.958 7.592 10.05 10.6 10.6 10.1
Operating Margin 56.49% 55.21% 52.25% 51.02% 49.65% 50.8% 45.92% 44.09% 43.06% 40.77% 31.71% 40.25% 41.09% 40.72% 38.5%
Earnings before Tax (EBT) 1 15.64 15.23 14.4 12.86 9.751 12.39 14.46 10.55 9.993 8.26 6.502 8.7 9.267 9.4 8.767
Net income 1 11.02 10.68 10.24 9.092 6.953 8.702 10.3 7.477 7.023 5.908 4.685 5.667 6.233 6.367 5.9
Net margin 42.7% 42.82% 40.51% 36.37% 25.56% 32.65% 40.48% 30.68% 28.15% 24.19% 19.57% 22.7% 24.16% 24.46% 22.49%
EPS 2 0.7300 0.7000 0.6700 0.6000 0.4600 0.5800 0.7000 0.5200 0.4900 0.4100 0.3300 0.3967 0.4367 0.4467 0.4133
Dividend per Share 2 0.1200 0.1200 0.1500 0.1500 0.1500 0.1500 0.1500 0.1800 0.1800 0.1800 0.1800 0.1800 0.1833 0.1833 0.1833
Announcement Date 28/10/21 27/01/22 28/04/22 28/07/22 27/10/22 26/01/23 21/04/23 27/07/23 25/10/23 25/01/24 25/04/24 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 10.9% 7.08% 16.5% 11.4% 9.02% 7.97% 8.13%
ROA (Net income/ Total Assets) 1.4% 0.84% 1.96% 1.54% 1.2% 0.86% 0.86%
Assets 1 1,722 1,926 2,046 2,272 2,559 2,681 2,973
Book Value Per Share 2 14.40 15.20 17.20 22.90 24.50 20.20 21.20
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 23/01/20 28/01/21 27/01/22 26/01/23 25/01/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C+
More Ratings
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
3
Last Close Price
15.44 USD
Average target price
17 USD
Spread / Average Target
+10.10%
Consensus
  1. Stock Market
  2. Equities
  3. PCB Stock
  4. Financials PCB Bancorp