OFG Bancorp announced unaudited consolidated earnings results for the fourth quarter and year ended December 31, 2017. For the quarter the company reported net income available to shareholders increased to $13.6 million or $0.30 per share fully diluted, from a net loss of $146,000, or $0.00 per share, in third quarter of 2017. OFG reported net income of $12.1 million, or $0.27 per share fully diluted, in fourth quarter of 2016. Return on average assets and average tangible common equity was 1.10% and 7.92%, respectively. Tangible book value per common share was $15.67, and the tangible common equity ratio was 11.29%. For the year 2017, net income available to shareholders was $38.8 million or $0.86 per share fully diluted, compared to $45.3 million, or $1.03 per share, in 2016. 2017 results included a $32.4 million loan loss provision, pre-tax, related to the hurricanes. Excluding that special provision, full year adjusted net income available to shareholders totaled $61.0 million, or $1.34 per share fully diluted. 2017 results included a $32.4 million loan loss provision, pre-tax, related to the hurricanes. Excluding that special provision, full year adjusted net income available to shareholders totaled $61.0 million, or $1.34 per share fully diluted.