Financials Home First Finance Company India Limited

Equities

HOMEFIRST

INE481N01025

Consumer Lending

Delayed NSE India S.E. 11:12:38 17/05/2024 BST 5-day change 1st Jan Change
841.2 INR +1.57% Intraday chart for Home First Finance Company India Limited +2.87% -9.56%

Valuation

Fiscal Period: March 2021 2022 2023 2024 2025 2026
Capitalization 1 39,190 67,430 65,357 73,389 - -
Enterprise Value (EV) 1 39,190 67,430 65,357 79,470 73,389 73,389
P/E ratio 36.8 x 36.9 x 29.5 x 26.7 x 19.8 x 15.9 x
Yield - - 0.35% 0.37% 0.46% 0.55%
Capitalization / Revenue 14.6 x 17.7 x 13.3 x 12.1 x 8.93 x 7.15 x
EV / Revenue 14.6 x 17.7 x 13.3 x 12.1 x 8.93 x 7.15 x
EV / EBITDA - - - 19.9 x 15.1 x 12.1 x
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 2.67 x 4.36 x 3.6 x 3.49 x 2.98 x 2.54 x
Nbr of stocks (in thousands) 87,400 87,634 88,017 88,618 - -
Reference price 2 448.4 769.4 742.6 828.2 828.2 828.2
Announcement Date 03/05/21 03/05/22 02/05/23 09/05/24 - -
1INR in Million2INR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: März 2020 2021 2022 2023 2024 2025 2026
Net sales 1 4,197 2,690 3,800 4,913 6,567 8,215 10,269
EBITDA 1 - - - - 4,000 4,867 6,048
EBIT 1 - 1,662 2,513 3,167 4,254 5,185 6,430
Operating Margin - 61.78% 66.13% 64.47% 64.78% 63.12% 62.61%
Earnings before Tax (EBT) 1 - 1,340 2,263 2,952 4,000 4,819 6,021
Net income 1 - 1,001 1,861 2,283 3,057 3,710 4,601
Net margin - 37.23% 48.97% 46.47% 46.55% 45.16% 44.8%
EPS 2 - 12.18 20.85 25.20 33.67 41.89 51.99
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 - - - 2.600 3.055 3.835 4.528
Announcement Date 23/09/20 03/05/21 03/05/22 02/05/23 09/05/24 - -
1INR in Million2INR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: March 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 - - - 1,023 1,086 1,182 1,260 1,384 1,530 1,574 1,694 1,759 1,824
EBITDA - - - - - - - - - - - - -
EBIT 1 606.7 596.4 651.2 659 699.1 741.4 817.3 909.6 977.2 1,005 1,101 1,135 1,199
Operating Margin - - - 64.43% 64.35% 62.7% 64.87% 65.71% 63.85% 63.85% 64.98% 64.51% 65.73%
Earnings before Tax (EBT) 1 476.3 563.1 591.5 632.1 663 691.7 757.4 840 900.3 913.7 1,021 1,036 -
Net income 1 351.1 448.7 459.4 601.9 512.5 542.7 587.4 640.3 691.2 715.6 784.5 817.9 857
Net margin - - - 58.85% 47.17% 45.9% 46.63% 46.25% 45.17% 45.46% 46.3% 46.5% 46.98%
EPS 2 - - 5.140 6.730 5.700 6.030 6.530 7.060 7.610 7.600 8.600 9.400 -
Dividend per Share - - - - - - - - - - - - -
Announcement Date 29/07/21 25/10/21 27/01/22 03/05/22 27/07/22 19/10/22 24/01/23 02/05/23 27/07/23 - - - -
1INR in Million2INR
Estimates

Balance Sheet Analysis

Fiscal Period: March 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) - 8.66% 12.6% 13.5% 15.3% 16.2% 17.2%
ROA (Net income/ Total Assets) - 2.51% 3.87% 3.9% 3.77% 3.4% 3.33%
Assets 1 - 39,951 48,135 58,536 79,911 109,225 138,240
Book Value Per Share 2 - 168.0 176.0 206.0 237.0 278.0 326.0
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 23/09/20 03/05/21 03/05/22 02/05/23 09/05/24 - -
1INR in Million2INR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
16
Last Close Price
828.2 INR
Average target price
1,099 INR
Spread / Average Target
+32.73%
Consensus
  1. Stock Market
  2. Equities
  3. HOMEFIRST Stock
  4. Financials Home First Finance Company India Limited