Financials Haosen Fintech Group Limited

Equities

3848

KYG719721063

Consumer Lending

Delayed Hong Kong S.E. 06:06:13 14/05/2024 BST 5-day change 1st Jan Change
2.8 HKD -6.67% Intraday chart for Haosen Fintech Group Limited +1.82% -54.32%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 868.7 918.7 987 904.6 846.3 872.4
Enterprise Value (EV) 1 1,592 1,693 1,484 1,002 914.1 1,026
P/E ratio 36.8 x 24.7 x -8.84 x 30.8 x 36.7 x 37.7 x
Yield 0.44% 0.76% - 0.42% 0.49% 0.49%
Capitalization / Revenue 17.6 x 7.63 x -15.3 x 8.5 x 11.3 x 14.5 x
EV / Revenue 32.2 x 14.1 x -23 x 9.41 x 12.2 x 17 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.72 x 1.49 x 1.96 x 1.67 x 1.53 x 1.52 x
Nbr of stocks (in thousands) 144,000 155,523 155,523 156,583 156,583 156,583
Reference price 2 6.032 5.907 6.346 5.777 5.405 5.572
Announcement Date 24/04/19 29/04/20 29/04/21 25/04/22 25/04/23 22/04/24
1CNY in Million2CNY
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 49.43 120.5 -64.46 106.4 74.71 60.37
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 33.56 65.78 -141 57.78 34.95 27.15
Net income 1 23.64 36.27 -111.6 30.58 24.11 23.17
Net margin 47.83% 30.11% 173.21% 28.75% 32.27% 38.39%
EPS 2 0.1641 0.2390 -0.7178 0.1878 0.1474 0.1479
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.0263 0.0447 - 0.0244 0.0265 0.0272
Announcement Date 24/04/19 29/04/20 29/04/21 25/04/22 25/04/23 22/04/24
1CNY in Million2CNY
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 723 775 497 96.9 67.7 153
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 3.96% 5.62% -14.6% 6.62% 4.4% 4.11%
ROA (Net income/ Total Assets) 1.66% 2.53% -6.94% 3.72% 3.16% 3.06%
Assets 1 1,425 1,436 1,609 823.1 762.8 757.1
Book Value Per Share 2 3.500 3.960 3.240 3.460 3.540 3.660
Cash Flow per Share 2 0.4300 0.2700 0.7600 0.6400 0.3700 0.1700
Capex 1 0.78 2.28 0.17 0.36 0.17 0.08
Capex / Sales 1.57% 1.89% -0.26% 0.34% 0.23% 0.13%
Announcement Date 24/04/19 29/04/20 29/04/21 25/04/22 25/04/23 22/04/24
1CNY in Million2CNY
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

Annual profits - Rate of surprise

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