Financials Byline Bancorp, Inc.

Equities

BY

US1244111092

Banks

Market Closed - Nyse 21:00:02 03/05/2024 BST 5-day change 1st Jan Change
23.28 USD +2.11% Intraday chart for Byline Bancorp, Inc. +6.89% -1.19%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 747.1 596.1 1,031 860.9 1,030 1,027 -
Enterprise Value (EV) 1 747.1 596.1 1,031 860.9 1,030 1,027 1,027
P/E ratio 13.2 x 16.1 x 11.4 x 9.82 x 8.82 x 8.91 x 9.1 x
Yield 0.15% 0.78% 1.1% 1.57% 1.53% 1.68% 1.91%
Capitalization / Revenue 2.75 x 2.15 x 3.32 x 2.67 x 2.66 x 2.55 x 2.5 x
EV / Revenue 2.75 x 2.15 x 3.32 x 2.67 x 2.66 x 2.55 x 2.5 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 1.01 x 0.75 x 1.25 x 1.12 x 1.04 x 0.94 x 0.86 x
Nbr of stocks (in thousands) 38,175 38,584 37,711 37,478 43,717 44,124 -
Reference price 2 19.57 15.45 27.35 22.97 23.56 23.28 23.28
Announcement Date 23/01/20 28/01/21 27/01/22 26/01/23 25/01/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 271.8 277 310.6 322.6 386.9 403.4 411.5
EBITDA - - - - - - -
EBIT 1 105 107.6 125.7 138.6 177.3 186.4 185.4
Operating Margin 38.62% 38.85% 40.45% 42.95% 45.83% 46.22% 45.06%
Earnings before Tax (EBT) 1 77.3 51.67 124.2 114.7 145.7 154.1 150.1
Net income 1 56.22 36.68 92 87.76 107.9 114.7 111.5
Net margin 20.69% 13.24% 29.62% 27.2% 27.88% 28.44% 27.09%
EPS 2 1.480 0.9600 2.400 2.340 2.670 2.612 2.558
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 0.0300 0.1200 0.3000 0.3600 0.3600 0.3920 0.4440
Announcement Date 23/01/20 28/01/21 27/01/22 26/01/23 25/01/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 78.34 80.74 78.16 75.79 80.87 88.06 90.86 90.46 104.8 100.8 101 99.51 101.2 101.5 100.1
EBITDA - - - - - - - - - - - - - - -
EBIT 1 34.16 21.77 33.61 32.02 34.69 37.56 42.06 41.13 46.94 47.2 47.2 45.52 46.59 46.17 44.2
Operating Margin 43.6% 26.97% 43% 42.24% 42.9% 42.65% 46.29% 45.47% 44.78% 46.83% 46.73% 45.74% 46.05% 45.5% 44.16%
Earnings before Tax (EBT) 1 33.81 23.07 28.61 26.11 30.51 31.73 32.24 35.34 38.13 39.97 40.56 37.67 38.3 37.33 36.24
Net income 1 25.11 16.99 22.12 20.28 22.66 24.37 23.94 26.11 28.22 29.6 30.44 27.79 28.41 28.04 27
Net margin 32.05% 21.05% 28.29% 26.76% 28.02% 27.67% 26.35% 28.86% 26.92% 29.37% 30.13% 27.93% 28.08% 27.63% 26.98%
EPS 2 0.6600 0.4500 0.5800 0.5400 0.6100 0.6500 0.6400 0.7000 0.6500 0.6800 0.7000 0.6320 0.6440 0.6360 0.6175
Dividend per Share 2 0.0900 0.0900 0.0900 0.0900 0.0900 0.0900 0.0900 0.0900 0.0900 0.0900 0.0960 0.0960 0.1020 0.1020 0.1075
Announcement Date 28/10/21 27/01/22 28/04/22 28/07/22 27/10/22 26/01/23 27/04/23 27/07/23 26/10/23 25/01/24 25/04/24 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 8.77% 5.21% 11.3% 11.3% 13.5% 11.1% 9.79%
ROA (Net income/ Total Assets) 1.08% 0.67% 1.4% 1.25% 1.45% 1.23% 1.17%
Assets 1 5,205 5,475 6,572 7,021 7,440 9,327 9,562
Book Value Per Share 2 19.30 20.60 21.90 20.40 22.60 24.70 27.00
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 23/01/20 28/01/21 27/01/22 26/01/23 25/01/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C+
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
5
Last Close Price
23.28 USD
Average target price
26 USD
Spread / Average Target
+11.68%
Consensus
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