Valuation: Bread Financial Holdings, Inc.

Market Cap 4.11B 3.61B 3.36B 3.09B 5.8B 394B 5.87B 39.94B 15.6B 194B 15.42B 15.08B 672B P/E 2026 *
8.83x
P/E 2027 * 7.99x
Enterprise Value 4.11B 3.61B 3.36B 3.09B 5.8B 394B 5.87B 39.94B 15.6B 194B 15.42B 15.08B 672B EV / Sales 2026 *
1.03x
EV / Sales 2027 * 0.99x
Free-Float
98.59%
Yield 2026 *
0.87%
Yield 2027 * 0.9%
1 day+1.73%
1 week+6.66%
Current month-2.07%
1 month-0.15%
3 months+20.58%
6 months+52.79%
Current year+43.33%
1 week 99.43
Extreme 99.43
109.07
1 month 91.13
Extreme 91.13
109.91
Current year 67.78
Extreme 67.78
109.91
1 year 53.83
Extreme 53.83
109.91
3 years 26.08
Extreme 26.08
109.91
5 years 23.19
Extreme 23.19
109.91
10 years 20.51
Extreme 20.51
278.33
Manager TitleAgeSince
Chief Executive Officer 65 02/02/2020
Director of Finance/CFO 60 05/07/2021
Chief Tech/Sci/R&D Officer 47 22/01/2024
Director TitleAgeSince
Director/Board Member 69 30/04/2015
Director/Board Member 65 09/10/2016
Director/Board Member 69 03/06/2019
Date Insider Type Main position Quantity % Market Cap.
15/07/26 Free

Chairman

730 0.0018%
15/06/26 Free

Director

1,638 0.0041%
15/06/26 Free

Director

1,638 0.0041%
Change 5-day change 1-year change 3-year change Capi.($)
+1.73%+6.66%+67.71%+169.31% 4.11B
+3.37%-3.57%-10.07%+29.59% 38.17B
+0.78%+1.44%-2.52%+21.65% 31.89B
+0.29%-1.96%+64.33%+186.43% 25.47B
+3.31%+2.59%+3.31%+116.84% 24.5B
+2.55%-0.76%-20.38%+85.70% 21.65B
-1.81%-0.31%+17.62%+54.20% 15.89B
-0.38%-2.10%+13.84%+126.64% 12.67B
+5.99%-1.39%+68.84%+111.72% 9.06B
+0.19%-0.59%-25.64% - 7.43B
Average +0.84%+0.64%+17.70%+100.23% 19.08B
Weighted average by Cap. +0.50%+0.14%+10.38%+84.29%

Financials

2026 *2027 *
Net sales 3.99B 3.51B 3.27B 3B 5.64B 383B 5.71B 38.84B 15.17B 189B 14.99B 14.67B 654B 4.14B 3.64B 3.39B 3.11B 5.84B 397B 5.92B 40.28B 15.73B 196B 15.54B 15.21B 678B
Net income 485M 427M 397M 365M 685M 46.55B 694M 4.72B 1.84B 22.99B 1.82B 1.78B 79.45B 487M 428M 399M 366M 688M 46.74B 697M 4.74B 1.85B 23.08B 1.83B 1.79B 79.77B
Net Debt - -
Logo Bread Financial Holdings, Inc.
Bread Financial Holdings, Inc. is a tech-forward financial services company which is engaged in providing simple, personalized payment, lending, and saving solutions. The Company's product offerings consist of co-brand and private label credit card programs with retailers and other brand partners; direct-to-consumer (DTC); proprietary general purpose credit cards; Bread Pay products; and Bread Savings products. Its payment solutions, including Bread Financial general purpose credit cards and savings products. Its private label credit cards are partner-branded credit cards used by consumers for the purchase of goods and services from that partner. Bread Pay is its payment technology solution for pay-over-time products. The Company's products are supported by various services and capabilities, including risk management, underwriting, and funding services; credit card and other loan processing and servicing; fraud prevention; marketing, and data and analytics; and others.
Employees
6,000
Date Price Change Volume
27/07/26 US$106.11 +1.73% 1,160,333
24/07/26 US$104.31 +0.70% 867,116
23/07/26 US$103.58 +1.68% 800,951
22/07/26 US$101.87 +0.19% 871,484
21/07/26 US$101.68 +2.21% 963,771
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
106.11USD
Average target price
113.07USD
Spread / Average Target
+6.56%

Quarterly revenue - Rate of surprise