Valuation: Bread Financial Holdings, Inc.

Market Cap 4.01B 3.51B 3.24B 2.98B 5.63B 386B 5.75B 38.7B 15.2B 189B 15.07B 14.74B 651B P/E 2026 *
8.81x
P/E 2027 * 7.72x
Enterprise Value 4.01B 3.51B 3.24B 2.98B 5.63B 386B 5.75B 38.7B 15.2B 189B 15.07B 14.74B 651B EV / Sales 2026 *
1.01x
EV / Sales 2027 * 0.98x
Free-Float
98.65%
Yield 2026 *
0.93%
Yield 2027 * 0.96%
1 day+1.19%
1 week+2.91%
Current month-8.34%
1 month-2.09%
3 months+9.64%
6 months+34.69%
Current year+34.15%
1 week 94.84
Extreme 94.84
100.02
1 month 91.13
Extreme 91.13
109.91
Current year 67.78
Extreme 67.78
109.91
1 year 53.83
Extreme 53.83
109.91
3 years 26.08
Extreme 26.08
109.91
5 years 23.19
Extreme 23.19
109.91
10 years 20.51
Extreme 20.51
278.33
Manager TitleAgeSince
Chief Executive Officer 65 02/02/2020
Director of Finance/CFO 60 05/07/2021
Chief Tech/Sci/R&D Officer 47 22/01/2024
Director TitleAgeSince
Director/Board Member 69 30/04/2015
Director/Board Member 65 09/10/2016
Director/Board Member 69 03/06/2019
Date Insider Type Main position Quantity % Market Cap.
15/07/26 Free

Chairman

730 0.0018%
15/06/26 Free

Director

1,638 0.0041%
15/06/26 Free

Director

1,638 0.0041%
Change 5-day change 1-year change 3-year change Capi.($)
+1.19%+2.91%+59.41%+183.02% 4.01B
+1.80%+3.51%+14.40%+40.63% 68.2B
-2.42%+1.04%+5.52%+42.97% 41.14B
+0.84%-3.24%-8.51%+15.14% 30.78B
+1.19%-0.77%+55.78%+193.02% 25.32B
-0.89%+1.63%+4.89%+107.32% 24.76B
-0.23%-7.99%-21.77%+82.28% 22.17B
+3.11%+0.42%-23.63% - 16.66B
+1.01%-0.10%+15.55%+55.16% 16.02B
+1.39%-1.77% - - 15.51B
Average +0.70%-0.44%+11.29%+89.94% 26.46B
Weighted average by Cap. +0.55%+0.01%+8.40%+68.81%

Financials

2026 *2027 *
Net sales 3.96B 3.46B 3.2B 2.94B 5.55B 381B 5.67B 38.19B 15B 187B 14.87B 14.54B 643B 4.12B 3.6B 3.32B 3.06B 5.77B 396B 5.9B 39.69B 15.59B 194B 15.45B 15.11B 668B
Net income 465M 407M 376M 346M 652M 44.81B 667M 4.49B 1.76B 21.94B 1.75B 1.71B 75.55B 482M 421M 389M 358M 676M 46.4B 690M 4.65B 1.83B 22.72B 1.81B 1.77B 78.24B
Net Debt - -
Logo Bread Financial Holdings, Inc.
Bread Financial Holdings, Inc. is a tech-forward financial services company which is engaged in providing simple, personalized payment, lending, and saving solutions. The Company's product offerings consist of co-brand and private label credit card programs with retailers and other brand partners; direct-to-consumer (DTC); proprietary general purpose credit cards; Bread Pay products; and Bread Savings products. Its payment solutions, including Bread Financial general purpose credit cards and savings products. Its private label credit cards are partner-branded credit cards used by consumers for the purchase of goods and services from that partner. Bread Pay is its payment technology solution for pay-over-time products. The Company's products are supported by various services and capabilities, including risk management, underwriting, and funding services; credit card and other loan processing and servicing; fraud prevention; marketing, and data and analytics; and others.
Employees
6,000
Date Price Change Volume
17/07/26 US$99.31 +1.19% 499,177
16/07/26 US$98.14 -1.05% 672,618
15/07/26 US$99.18 +0.70% 352,256
14/07/26 US$98.49 +1.35% 516,025
13/07/26 US$97.18 +0.70% 707,797
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
99.31USD
Average target price
109.73USD
Spread / Average Target
+10.50%

Quarterly revenue - Rate of surprise