Valuation: Bread Financial Holdings, Inc.

Market Cap 3.94B 3.5B 3.25B 2.95B 5.57B 374B 5.66B 39.02B 15.3B 195B 14.79B 14.47B 622B P/E 2026 *
8.34x
P/E 2027 * 7.42x
Enterprise Value 3.94B 3.5B 3.25B 2.95B 5.57B 374B 5.66B 39.02B 15.3B 195B 14.79B 14.47B 622B EV / Sales 2026 *
0.98x
EV / Sales 2027 * 0.95x
Free-Float
98.51%
Yield 2026 *
0.9%
Yield 2027 * 0.94%
1 day+1.23%
1 week+1.97%
Current month+4.92%
1 month-4.90%
3 months+4.50%
6 months+21.34%
Current year+38.54%
1 week 97.66
Extreme 97.66
103.77
1 month 94.21
Extreme 94.21
110
Current year 67.78
Extreme 67.78
114.53
1 year 59.16
Extreme 59.16
114.53
3 years 26.08
Extreme 26.08
114.53
5 years 23.19
Extreme 23.19
114.53
10 years 20.51
Extreme 20.51
278.33
Manager TitleAgeSince
Chief Executive Officer 65 02/02/2020
Director of Finance/CFO 60 05/07/2021
Chief Tech/Sci/R&D Officer 47 22/01/2024
Director TitleAgeSince
Director/Board Member 69 30/04/2015
Director/Board Member 65 09/10/2016
Director/Board Member 69 03/06/2019
Date Insider Type Main position Quantity % Market Cap. Importance
28/07/26 Sell

Director

-2,802 0.0069%
15/07/26 Free

Chairman

730 0.0018%
29/05/26 Sell

Chief Executive Officer

-15,000 0.0371%
Change 5-day change 1-year change 3-year change Capi.($)
+1.23%+1.97%+78.02%+234.94% 3.89B
-0.09%+1.76%-2.95%+105.24% 212B
+1.45%+1.24%-0.69%+107.66% 122B
+1.75%+2.30%-7.85%+22.21% 63.37B
-2.62%-6.10%-34.86%+37.15% 31.35B
-0.17%-0.33%-17.28%+5.28% 29.24B
-0.49%+1.21%+4.88%+148.50% 24.09B
-1.05%-0.21%+39.66%+151.52% 23.58B
-3.58%-7.91%-45.30%+76.36% 19.49B
-1.26%+0.76%-30.71%-3.80% 15.27B
Average -0.20%+0.37%-1.71%+88.51% 54.42B
Weighted average by Cap. +0.21%+0.77%-5.15%+87.58%

Financials

2026 *2027 *
Net sales 4.02B 3.57B 3.31B 3.01B 5.68B 381B 5.77B 39.77B 15.59B 199B 15.07B 14.75B 634B 4.16B 3.7B 3.43B 3.12B 5.88B 395B 5.98B 41.19B 16.15B 206B 15.61B 15.28B 657B
Net income 496M 441M 409M 372M 701M 47.06B 713M 4.91B 1.93B 24.56B 1.86B 1.82B 78.28B 514M 457M 423M 385M 727M 48.75B 738M 5.09B 1.99B 25.44B 1.93B 1.89B 81.09B
Net Debt - -
Projected Income Statement - Annual - Bread Financial Holdings, Inc.
Logo Bread Financial Holdings, Inc.
Bread Financial Holdings, Inc. is a tech-forward financial services company which is engaged in providing simple, personalized payment, lending, and saving solutions. The Company's product offerings consist of co-brand and private label credit card programs with retailers and other brand partners; direct-to-consumer (DTC); proprietary general purpose credit cards; Bread Pay products; and Bread Savings products. Its payment solutions, including Bread Financial general purpose credit cards and savings products. Its private label credit cards are partner-branded credit cards used by consumers for the purchase of goods and services from that partner. Bread Pay is its payment technology solution for pay-over-time products. The Company's products are supported by various services and capabilities, including risk management, underwriting, and funding services; credit card and other loan processing and servicing; fraud prevention; marketing, and data and analytics; and others.
Employees
6,000
Date Price Change Volume
16/10/26 US$102.56 +1.23% 589,348
15/10/26 US$101.31 +2.37% 468,106
14/10/26 US$98.96 -3.27% 441,627
13/10/26 US$102.31 +0.67% 390,050
12/10/26 US$101.63 +1.04% 414,357
Trader
Investor
-
Global
-
Quality
ESG MSCI
AAA
MarketScreener Ratings - Bread Financial Holdings, Inc.
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
102.56USD
Average target price
114.69USD
Spread / Average Target
+11.82%

Quarterly revenue - Rate of surprise

Rate of surprise - Net sales - Quarterly - Bread Financial Holdings, Inc.