Valuation: Bread Financial Holdings, Inc.

Market Cap 4.11B 3.57B 3.32B 3.06B 5.76B 392B 5.86B 39.25B 15.37B 195B 15.44B 15.1B 655B P/E 2026 *
8.86x
P/E 2027 * 7.99x
Enterprise Value 4.11B 3.57B 3.32B 3.06B 5.76B 392B 5.86B 39.25B 15.37B 195B 15.44B 15.1B 655B EV / Sales 2026 *
1.03x
EV / Sales 2027 * 0.99x
Free-Float
99.31%
Yield 2026 *
0.86%
Yield 2027 * 0.89%
1 day+2.65%
1 week+6.10%
Current month+1.43%
1 month+1.43%
3 months+29.62%
6 months+51.50%
Current year+48.45%
1 week 99.43
Extreme 99.43
110.29
1 month 91.13
Extreme 91.13
110.29
Current year 67.78
Extreme 67.78
110.29
1 year 53.83
Extreme 53.83
110.29
3 years 26.08
Extreme 26.08
110.29
5 years 23.19
Extreme 23.19
110.29
10 years 20.51
Extreme 20.51
278.33
Manager TitleAgeSince
Chief Executive Officer 65 02/02/2020
Director of Finance/CFO 60 05/07/2021
Chief Tech/Sci/R&D Officer 47 22/01/2024
Director TitleAgeSince
Director/Board Member 69 30/04/2015
Director/Board Member 65 09/10/2016
Director/Board Member 69 03/06/2019
Date Insider Type Main position Quantity % Market Cap.
15/07/26 Free

Chairman

730 0.0018%
19/02/26 Don

Chairman

1,351 0.0030%
18/02/26 Tax

Chief Technology Officer

1,752 0.0038%
Change 5-day change 1-year change 3-year change Capi.($)
+2.60%+6.10%+77.88%+164.36% 4.11B
-0.09%-0.64%+18.83%+42.72% 68.45B
-3.98%+2.46%-10.68%+19.81% 38.76B
-0.78%+1.76%-3.20%+20.48% 32.12B
-1.68%-3.02%+60.93%+182.59% 25.66B
+2.10%+6.70%+9.00%+121.71% 24.39B
+6.07%-3.15%-26.27%+40.83% 19.68B
-1.01%+5.17%-23.09% - 17.2B
-0.25%+3.90% - - 15.93B
-1.70%+2.59%+19.42%+56.04% 16.09B
Average +0.13%+1.96%+13.65%+81.07% 26.24B
Weighted average by Cap. -0.37%+2.02%+9.22%+62.74%

Financials

2026 *2027 *
Net sales 4B 3.47B 3.22B 2.97B 5.6B 382B 5.7B 38.17B 14.95B 190B 15.01B 14.68B 637B 4.14B 3.6B 3.34B 3.08B 5.81B 396B 5.91B 39.56B 15.49B 196B 15.56B 15.22B 661B
Net income 491M 427M 396M 365M 688M 46.9B 701M 4.69B 1.84B 23.3B 1.84B 1.8B 78.34B 493M 428M 397M 367M 690M 47.04B 703M 4.7B 1.84B 23.36B 1.85B 1.81B 78.56B
Net Debt - -
Logo Bread Financial Holdings, Inc.
Bread Financial Holdings, Inc. is a tech-forward financial services company which is engaged in providing simple, personalized payment, lending, and saving solutions. The Company's product offerings consist of co-brand and private label credit card programs with retailers and other brand partners; direct-to-consumer (DTC); proprietary general purpose credit cards; Bread Pay products; and Bread Savings products. Its payment solutions, including Bread Financial general purpose credit cards and savings products. Its private label credit cards are partner-branded credit cards used by consumers for the purchase of goods and services from that partner. Bread Pay is its payment technology solution for pay-over-time products. The Company's products are supported by various services and capabilities, including risk management, underwriting, and funding services; credit card and other loan processing and servicing; fraud prevention; marketing, and data and analytics; and others.
Employees
6,000
Date Price Change Volume
30/07/26 US$109.90 +2.72% 319,704
29/07/26 US$106.99 -0.73% 723,186
28/07/26 US$107.78 +1.57% 675,898
27/07/26 US$106.11 +1.73% 1,160,333
24/07/26 US$104.31 +0.70% 867,116
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
106.99USD
Average target price
113.07USD
Spread / Average Target
+5.68%

Quarterly revenue - Rate of surprise