Valuation: Bread Financial Holdings, Inc.

Market Cap 4.22B 3.65B 3.41B 3.13B 5.89B 402B 5.98B 40.03B 15.71B 202B 15.86B 15.52B 666B P/E 2026 *
9.11x
P/E 2027 * 8.18x
Enterprise Value 4.22B 3.65B 3.41B 3.13B 5.89B 402B 5.98B 40.03B 15.71B 202B 15.86B 15.52B 666B EV / Sales 2026 *
1.06x
EV / Sales 2027 * 1.02x
Free-Float
98.59%
Yield 2026 *
0.84%
Yield 2027 * 0.87%
1 day-0.94%
1 week+0.79%
Current month+0.79%
1 month+6.41%
3 months+25.95%
6 months+39.82%
Current year+47.13%
1 week 108.25
Extreme 108.25
114.12
1 month 91.13
Extreme 91.13
114.12
Current year 67.78
Extreme 67.78
114.12
1 year 53.83
Extreme 53.83
114.12
3 years 26.08
Extreme 26.08
114.12
5 years 23.19
Extreme 23.19
114.12
10 years 20.51
Extreme 20.51
278.33
Manager TitleAgeSince
Chief Executive Officer 65 02/02/2020
Director of Finance/CFO 60 05/07/2021
Chief Tech/Sci/R&D Officer 47 22/01/2024
Director TitleAgeSince
Director/Board Member 69 30/04/2015
Director/Board Member 65 09/10/2016
Director/Board Member 69 03/06/2019
Date Insider Type Main position Quantity % Market Cap.
28/07/26 Sell

Director

-2,802 0.0069%
15/07/26 Free

Chairman

730 0.0018%
19/02/26 Don

Chairman

1,351 0.0030%
Change 5-day change 1-year change 3-year change Capi.($)
-0.94%+0.79%+88.35%+164.50% 4.22B
+1.85%+4.22%-23.39%+16.11% 37.41B
-3.70%+5.21%+4.41%+35.16% 35.01B
-2.11%+8.56%+76.77%+204.23% 28.13B
+0.08%+3.70%+14.82%+126.17% 25.6B
+0.41%+11.29%-17.79%+93.31% 23.35B
-3.56%+5.45%+28.53%+72.42% 17.38B
-0.15%-3.95%+10.11%+114.22% 12.2B
-4.73%+6.41%+58.51%+115.23% 8.92B
-0.72%-0.84%-24.28% - 7.56B
Average -1.36%+4.27%+21.60%+104.59% 19.98B
Weighted average by Cap. -1.12%+5.35%+13.69%+90.33%

Financials

2026 *2027 *
Net sales 4B 3.46B 3.23B 2.96B 5.57B 380B 5.66B 37.87B 14.86B 191B 15.01B 14.68B 630B 4.15B 3.59B 3.35B 3.08B 5.79B 395B 5.88B 39.34B 15.44B 198B 15.59B 15.25B 655B
Net income 491M 424M 396M 363M 684M 46.68B 695M 4.65B 1.82B 23.4B 1.84B 1.8B 77.36B 495M 428M 400M 367M 690M 47.11B 701M 4.69B 1.84B 23.61B 1.86B 1.82B 78.06B
Net Debt - -
Logo Bread Financial Holdings, Inc.
Bread Financial Holdings, Inc. is a tech-forward financial services company which is engaged in providing simple, personalized payment, lending, and saving solutions. The Company's product offerings consist of co-brand and private label credit card programs with retailers and other brand partners; direct-to-consumer (DTC); proprietary general purpose credit cards; Bread Pay products; and Bread Savings products. Its payment solutions, including Bread Financial general purpose credit cards and savings products. Its private label credit cards are partner-branded credit cards used by consumers for the purchase of goods and services from that partner. Bread Pay is its payment technology solution for pay-over-time products. The Company's products are supported by various services and capabilities, including risk management, underwriting, and funding services; credit card and other loan processing and servicing; fraud prevention; marketing, and data and analytics; and others.
Employees
6,000
Date Price Change Volume
07/08/26 US$108.92 -0.94% 64,882
06/08/26 US$109.95 -2.13% 294,491
05/08/26 US$112.34 -0.10% 310,450
04/08/26 US$112.45 +1.49% 550,053
03/08/26 US$110.80 +2.53% 538,375
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
109.95USD
Average target price
113.53USD
Spread / Average Target
+3.26%

Quarterly revenue - Rate of surprise