Financials BNP Paribas Bank Polska S.A.

Equities

BNP

PLBGZ0000010

Banks

Delayed Warsaw S.E. 16:55:53 02/05/2024 BST 5-day change 1st Jan Change
101.5 PLN +0.50% Intraday chart for BNP Paribas Bank Polska S.A. -2.87% +18.57%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2024 2025 2026
Capitalization 1 10,024 9,376 13,454 8,265 15,002 - -
Enterprise Value (EV) 1 10,024 9,376 13,454 8,265 15,002 15,002 15,002
P/E ratio 16.3 x 12.8 x 76 x 18.7 x 9.25 x 7.78 x 6.06 x
Yield - - - - 3.7% 6.31% 7.36%
Capitalization / Revenue 2.16 x 1.98 x 2.76 x 1.54 x 2.05 x 1.94 x 2 x
EV / Revenue 2.16 x 1.98 x 2.76 x 1.54 x 2.05 x 1.94 x 2 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 0.9 x 0.78 x 1.02 x 0.73 x 0.99 x 0.88 x 0.92 x
Nbr of stocks (in thousands) 147,419 147,419 147,519 147,593 147,800 - -
Reference price 2 68.00 63.60 91.20 56.00 101.5 101.5 101.5
Announcement Date 03/03/20 26/02/21 02/03/22 28/02/23 - - -
1PLN in Million2PLN
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2024 2025 2026
Net sales 1 4,635 4,743 4,869 5,354 7,311 7,724 7,517
EBITDA - - - - - - -
EBIT 1 1,596 2,031 2,000 2,313 4,007 4,036 3,669
Operating Margin 34.44% 42.82% 41.07% 43.21% 54.81% 52.25% 48.81%
Earnings before Tax (EBT) 1 873 1,111 616.1 871.9 2,673 2,813 3,407
Net income 1 614.7 733.1 176.3 441.5 1,831 1,976 2,237
Net margin 13.26% 15.46% 3.62% 8.25% 25.04% 25.59% 29.76%
EPS 2 4.170 4.970 1.200 2.990 10.98 13.04 16.75
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 - - - - 3.760 6.403 7.470
Announcement Date 03/03/20 26/02/21 02/03/22 28/02/23 - - -
1PLN in Million2PLN
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2020 S1 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 S1 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 S1 2023 Q3 2024 Q1
Net sales 1 - 1,046 1,955 1,447 1,641 3,188 665.3 1,719 1,725 1,872 3,658 2,013 1,898
EBITDA - - - - - - - - - - - - -
EBIT 1 - 354.1 512.9 672.3 718 1,411 -60.9 965.9 939.6 1,091 2,030 1,143 1,028
Operating Margin - 33.84% 26.24% 46.46% 43.75% 44.26% -9.15% 56.18% 54.48% 58.26% 55.51% 56.81% 54.14%
Earnings before Tax (EBT) 1 - 268.6 -162.2 434.9 490.3 1,021 -361 414.6 631.5 668.9 1,300 659.5 877.5
Net income 1 334.1 153.9 -273.5 277.7 257.7 535.4 -346.6 252.7 488 459.6 947.6 445.5 567
Net margin - 14.71% -13.99% 19.19% 15.7% 16.8% -52.1% 14.7% 28.29% 24.55% 25.91% 22.13% 29.87%
EPS - - - - - - - - - - - - -
Dividend per Share - - - - - - - - - - - - -
Announcement Date 13/08/20 09/11/21 02/03/22 10/05/22 11/08/22 11/08/22 10/11/22 28/02/23 10/05/23 10/08/23 10/08/23 09/11/23 -
1PLN in Million
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2024 2025 2026
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 8.7% 6.32% 1.51% 3.9% 16.5% 14.5% 13.4%
ROA (Net income/ Total Assets) 0.9% 0.64% 0.14% 0.29% 1.13% 1.18% 1.43%
Assets 1 68,299 114,765 125,676 151,519 162,034 167,484 156,434
Book Value Per Share 2 75.70 81.60 89.30 76.30 103.0 115.0 110.0
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 03/03/20 26/02/21 02/03/22 28/02/23 - - -
1PLN in Million2PLN
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
6
Last Close Price
101.5 PLN
Average target price
111 PLN
Spread / Average Target
+9.39%
Consensus

Quarterly revenue - Rate of surprise

  1. Stock Market
  2. Equities
  3. BNP Stock
  4. Financials BNP Paribas Bank Polska S.A.