BFF BANK S.P.A. |
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 12.11 EUR | +4.22% |
|
-1.54% | +17.34% |
| 04-18 | BFF Bank appoints new board of directors | AN |
| 04-09 | Italy's BFF Bank Issues EUR300 Million of Preferred Bond | MT |
Valuation
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Capitalization 1 | 909 | 839.7 | 1,310 | 1,371 | 1,923 | 2,261 | - | - |
| Enterprise Value (EV) 1 | 909 | 839.7 | 1,310 | 1,371 | 1,923 | 2,261 | 2,261 | 2,261 |
| P/E ratio | 10.3 x | 9.69 x | 7.02 x | 6.28 x | - | 11 x | 9.74 x | 8.97 x |
| Yield | 7.77% | 10.7% | 22.2% | - | 9.49% | 8.16% | 8.78% | 9.86% |
| Capitalization / Revenue | 4.29 x | 3.92 x | 4.82 x | 3.6 x | 4.9 x | 4.9 x | 4.44 x | 4.02 x |
| EV / Revenue | 4.29 x | 3.92 x | 4.82 x | 3.6 x | 4.9 x | 4.9 x | 4.44 x | 4.02 x |
| EV / EBITDA | - | - | - | - | - | - | - | - |
| EV / FCF | - | - | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - | - | - |
| Price to Book | 2.41 x | 1.82 x | 2.3 x | 2.03 x | - | 2.89 x | 2.83 x | 2.68 x |
| Nbr of stocks (in thousands) | 170,219 | 169,975 | 184,732 | 184,973 | 186,315 | 186,723 | - | - |
| Reference price 2 | 5.340 | 4.940 | 7.090 | 7.410 | 10.32 | 12.11 | 12.11 | 12.11 |
| Announcement Date | 10/02/20 | 10/02/21 | 10/02/22 | 09/02/23 | 09/02/24 | - | - | - |
1EUR in Million2EUR
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 211.9 | 214.1 | 271.9 | 380.2 | 392.2 | 461.4 | 509.3 | 561.9 |
| EBITDA | - | - | - | - | - | - | - | - |
| EBIT 1 | 125.1 | 136 | 157.5 | 211 | - | 302.6 | 317.7 | 366.9 |
| Operating Margin | 59.05% | 63.52% | 57.92% | 55.5% | - | 65.57% | 62.38% | 65.3% |
| Earnings before Tax (EBT) 1 | 121.7 | 123.7 | 196.7 | 331.2 | 235 | 305 | 319.5 | 357 |
| Net income 1 | 93.16 | 91.1 | 197.4 | 232 | 171.7 | 202.8 | 231.5 | 254.5 |
| Net margin | 43.97% | 42.55% | 72.58% | 61.03% | 43.77% | 43.95% | 45.46% | 45.29% |
| EPS 2 | 0.5200 | 0.5100 | 1.010 | 1.180 | - | 1.101 | 1.244 | 1.350 |
| Free Cash Flow | - | - | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - | - | - |
| Dividend per Share 2 | 0.4150 | 0.5290 | 1.574 | - | 0.9790 | 0.9887 | 1.064 | 1.194 |
| Announcement Date | 10/02/20 | 10/02/21 | 10/02/22 | 09/02/23 | 09/02/24 | - | - | - |
1EUR in Million2EUR
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: December | 2021 S1 | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 S1 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 S1 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 102.4 | 90.52 | 86.81 | 84.63 | 171.4 | 87.53 | 121.2 | 111.8 | 70.72 | 182.6 | 87.39 | 122.3 | 98.38 | 96.21 | 104.5 | 127.2 | 108.7 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | - | - | 53.77 | 41.21 | - | 45.97 | 70.06 | 66.95 | - | - | - | - | - | - | - | - | - |
| Operating Margin | - | - | 61.94% | 48.7% | - | 52.52% | 57.79% | 59.87% | - | - | - | - | - | - | - | - | - |
| Earnings before Tax (EBT) | - | - | 47.93 | 39.57 | - | 52.15 | 191.6 | 66.55 | - | - | 51.55 | - | - | - | - | - | - |
| Net income | 210.3 | -42.63 | 31.26 | 25.39 | 56.65 | 36.37 | 139 | 48.4 | 27.75 | 76.15 | 38.88 | 56.64 | - | - | - | - | - |
| Net margin | 205.31% | -47.09% | 36.01% | 30% | 33.04% | 41.56% | 114.66% | 43.28% | 39.24% | 41.71% | 44.49% | 46.31% | - | - | - | - | - |
| EPS | - | - | - | - | - | - | - | - | 0.1329 | - | - | - | - | - | - | - | - |
| Dividend per Share | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Announcement Date | 06/08/21 | 10/02/22 | 11/05/22 | 04/08/22 | 04/08/22 | 10/11/22 | 09/02/23 | 11/05/23 | 03/08/23 | 03/08/23 | 09/11/23 | 09/02/24 | - | - | - | - | - |
1EUR in Million
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - | - | - | - |
| Net Cash position | - | - | - | - | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | 25.1% | 21.7% | 24.2% | 23.4% | - | 28.2% | 31.6% | 33.7% |
| ROA (Net income/ Total Assets) | 1.78% | 1.58% | 1.45% | 1.89% | - | 1.8% | 2.01% | 2.02% |
| Assets 1 | 5,226 | 5,770 | 13,569 | 12,259 | - | 11,267 | 11,519 | 12,599 |
| Book Value Per Share 2 | 2.210 | 2.710 | 3.080 | 3.650 | - | 4.180 | 4.280 | 4.520 |
| Cash Flow per Share | - | - | - | - | - | - | - | - |
| Capex | - | - | - | - | - | - | - | - |
| Capex / Sales | - | - | - | - | - | - | - | - |
| Announcement Date | 10/02/20 | 10/02/21 | 10/02/22 | 09/02/23 | 09/02/24 | - | - | - |
1EUR in Million2EUR
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
B+
Sell
Buy
Mean consensus
BUY
Number of Analysts
8
Last Close Price
12.11
EUR
Average target price
13.4
EUR
Spread / Average Target
+10.64%
EPS Revisions
| 1st Jan change | Capi. | |
|---|---|---|
| +17.34% | 2.41B | |
| +138.13% | 448M | |
| +16.67% | 146M | |
| -21.89% | 71.42M | |
| +7.69% | 68.95M | |
| +58.42% | 58.43M |
- Stock Market
- Equities
- BFF Stock
- Financials BFF Bank S.p.A.
