Financials Baid Finserv Limited

Equities

511724

INE020D01022

Consumer Lending

Market Closed - Bombay S.E. 11:00:48 17/05/2024 BST 5-day change 1st Jan Change
21.7 INR +0.70% Intraday chart for Baid Finserv Limited -7.78% -1.81%

Valuation

Fiscal Period: March 2018 2019 2020 2021 2022 2023
Capitalization 1 1,660 726.7 847.1 321.2 2,066 4,138
Enterprise Value (EV) 1 3,573 3,390 2,710 1,915 3,577 5,754
P/E ratio 29.2 x 9.26 x 11.1 x 4.29 x 23.5 x 35.5 x
Yield - 1.39% - 1.87% 0.58% 0.29%
Capitalization / Revenue 7.07 x 2.39 x 2.64 x 1.07 x 7.82 x 13.4 x
EV / Revenue 15.2 x 11.1 x 8.46 x 6.38 x 13.5 x 18.6 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 4.1 x 1.52 x 0.65 x 0.23 x 1.42 x 2.67 x
Nbr of stocks (in thousands) 101,000 101,000 120,068 120,068 120,068 120,068
Reference price 2 16.44 7.195 7.055 2.675 17.21 34.46
Announcement Date 26/08/19 26/08/19 07/09/20 20/08/21 02/08/22 14/08/23
1INR in Million2INR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: March 2018 2019 2020 2021 2022 2023
Net sales 1 234.7 304.4 320.3 300.3 264.2 309.7
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 82.71 108.1 103.6 102.9 121.5 139.9
Net income 1 56.74 78.5 76.07 74.79 87.87 103.8
Net margin 24.18% 25.79% 23.75% 24.9% 33.26% 33.51%
EPS 2 0.5620 0.7770 0.6336 0.6229 0.7318 0.9700
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - 0.1000 - 0.0500 0.1000 0.1000
Announcement Date 26/08/19 26/08/19 07/09/20 20/08/21 02/08/22 14/08/23
1INR in Million2INR
Estimates

Balance Sheet Analysis

Fiscal Period: March 2018 2019 2020 2021 2022 2023
Net Debt 1 1,914 2,663 1,863 1,594 1,511 1,617
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 14.8% 17.8% 8.49% 5.59% 6.2% 6.9%
ROA (Net income/ Total Assets) 2.64% 2.59% 2.26% 2.28% 2.77% 3.15%
Assets 1 2,153 3,025 3,370 3,285 3,172 3,295
Book Value Per Share 2 4.010 4.720 10.80 11.50 12.10 12.90
Cash Flow per Share 2 0.3200 0.2800 0.1900 0.3700 0.7100 0.7500
Capex 1 11.3 1.8 - 2.93 2.97 3.07
Capex / Sales 4.81% 0.59% - 0.97% 1.12% 0.99%
Announcement Date 26/08/19 26/08/19 07/09/20 20/08/21 02/08/22 14/08/23
1INR in Million2INR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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