Projected Income Statement: Arab National Bank

Forecast Balance Sheet: Arab National Bank

Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Net Debt - - - - - - - -
Change - - - - - - - -
Announcement Date 24/02/22 23/02/23 14/02/24 05/02/25 08/02/26 - - -
Estimates

Cash Flow Forecast: Arab National Bank

Fiscal Period: December 2020 2021 2022 2023 2024 2025
CAPEX 1 75.82 80.56 210.2 391.3 627.3 638.3
Change - 6.25% 160.93% 86.14% 60.34% 1.75%
Free Cash Flow (FCF) 1 - - - - - -
Change - - - - - -
Announcement Date 04/03/21 03/03/22 23/02/23 14/02/24 16/02/25 09/02/26
1SAR in Million
Estimates

Forecast Financial Ratios: Arab National Bank

Fiscal Period: December 2020 2021 2022 2023 2024 2025 2026 2027 2028

Profitability

         
EBITDA Margin (%) - - - - - - - - -
EBIT Margin (%) - 61.81% 64.19% 66.76% 67.07% 66.23% 65.96% 66.03% 67.14%
EBT Margin (%) - 45.48% 52.94% 55.41% 60.56% 60.51% 57.97% 56.29% 56.17%
Net margin (%) - 37.76% 44.74% 47.51% 52.27% 51.77% 49.43% 48.26% 48.15%
FCF margin (%) - - - - - - - - -
FCF / Net Income (%) - - - - - - - - -

Profitability

         
ROA - 1.17% 1.52% 1.88% 2.11% 1.93% 1.73% 1.65% 1.62%
ROE - 7.16% 9.68% 12.08% 13.44% 11.61% 11.98% 11.46% 11.61%

Financial Health

         
Leverage (Debt/EBITDA) - - - - - - - - -
Debt / Free cash flow - - - - - - - - -

Capital Intensity

         
CAPEX / Current Assets (%) - - - - - - - - -
CAPEX / EBITDA (%) - - - - - - - - -
CAPEX / FCF (%) - - - - - - - - -

Items per share

         
Cash flow per share 1 - - - - - - - - -
Change - - - - - - - - -
Dividend per Share 1 - 0.6 - 1.012 1.3 - 1.213 1.284 1.35
Change - - - - 28.4% - - 5.88% 5.15%
Book Value Per Share 1 - 15.55 16.17 17.53 19.06 24.74 22.01 23.48 24.88
Change - - 3.97% 8.46% 8.7% 29.81% -11.05% 6.7% 5.96%
EPS 1 - 1.088 1.538 2.032 2.48 2.49 2.333 2.509 2.664
Change - - 41.38% 32.2% 22.02% 0.4% -6.29% 7.53% 6.17%
Nbr of stocks (in thousands) - 2,000,000 2,000,000 2,000,000 2,000,000 2,000,000 2,000,000 2,000,000 2,000,000
Announcement Date - 24/02/22 23/02/23 14/02/24 05/02/25 08/02/26 - - -
1SAR
Estimates
2026 *2027 *
P/E ratio 9.07x 8.43x
PBR 0.96x 0.9x
EV / Sales 4.09x 3.84x
Yield 5.73% 6.07%

EPS & Dividend

Y-o-Y evolution of P/E

Year-on-year evolution of the Yield

Trader
Investor
-
Global
-
Quality
ESG MSCI
BBB
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
9
Last Close Price
21.16SAR
Average target price
25.01SAR
Spread / Average Target
+18.20%

Quarterly revenue - Rate of surprise

  1. Stock Market
  2. Equities
  3. 1080 Stock
  4. Financials Arab National Bank