ACNB : Bianca M. Martinez Promoted and Named NWSB Bank Community Banking Manager

PRESS RELEASE

FOR IMMEDIATE RELEASE

Contact: Lauren J. Muzzy Vice President Corporate Relations Officer 717.339.5103 [e-mail]

BIANCA M. MARTINEZ PROMOTED AND NAMED

NWSB BANK COMMUNITY BANKING MANAGER

GETTYSBURG, PA, February 8, 2021 --- Bianca M. Martinez has been promoted and named to the position of Community Banking Manager for the Taneytown Office of NWSB Bank, a division of ACNB Bank. In the role of Community Banking Manager, Ms. Martinez is responsible for welcoming current and prospective customers, fulfilling customers' needs for banking products and services, building relationships with the local community, and managing the office staff. The Taneytown Office is located at 222 East Baltimore Street, Taneytown, MD.

Ms. Martinez began her career in banking 13 years ago when she joined the organization as a part- time teller in 2007. She has worked in various roles in NWSB Bank's market area of Carroll County, MD, and most recently served as the community banking supervisor at the Taneytown Office. Ms. Martinez was born in Brooklyn, NY, and was raised in Carroll County, where she graduated from Francis Scott Key High School in Union Bridge, MD. She earned an Associate of Arts in General Studies from Carroll Community College in Westminster, MD. Ms. Martinez resides in Taneytown with her son, Julian.

NWSB Bank, a division of ACNB Bank, serves its local marketplace with banking and wealth management services, including trust and retail brokerage, via a network of seven community banking offices located in Carroll County, MD. ACNB Bank is a wholly-owned subsidiary of ACNB Corporation, a $2.6 billion independent financial holding company headquartered in Gettysburg, PA. ACNB Bank---

ACNB BANK

Press Release/Bianca M. Martinez Promoted and Named

NWSB Bank Community Banking Manager

February 8, 2021

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including its two Maryland divisions, FCB Bank and NWSB Bank---provides financial services to customers with 33 community banking offices and three loan offices serving the Pennsylvania counties of Adams, Cumberland, Franklin and York and the Maryland counties of Baltimore, Carroll and Frederick. Affiliated with ACNB Bank is Russell Insurance Group, Inc. of Westminster, MD, a full-service insurance agency with licenses in 44 states and the other wholly-owned subsidiary of ACNB Corporation. For more information regarding NWSB Bank, please visit nwsbbank.com.

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ACNB #2021-4

February 8, 2021