Item 2.02. Results of Operations and Financial Condition
The information in this Current Report is being furnished and shall not be
deemed "filed" for the purposes of Section 18 of the Securities Exchange Act of
1934, as amended, or otherwise subject to the liabilities of that Section. The
information in this Current Report shall not be incorporated by reference into
any registration statement or other document pursuant to the Securities Act of
1933, as amended.
On January 20, 2021, Wintrust Financial Corporation (the "Company") announced
earnings for the fourth quarter of 2020 and posted on its website the Fourth
Quarter 2020 Earnings Release Presentation. Copies of the press release relating
to the Company's earnings results and the related presentation are attached
hereto as Exhibit 99.1 and Exhibit 99.2, respectively. Certain supplemental
information relating to non-GAAP financial measures reported in the attached
press release and presentation is included on pages 37 through 39 of Exhibit
99.1 and pages 18 through 19 of Exhibit 99.2.
Item 9.01. Financial Statements and Exhibits
(d) Exhibits

Exhibit
  99.1           Fourth Quarter 2020 Earnings Release dated January 2    0    , 2021
  99.2           Fourth Quarter 2020 Earnings Release Presentation dated January 2    0    , 2021



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                                   Signature

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

WINTRUST FINANCIAL CORPORATION
         (Registrant)

     By: /s/ David L. Stoehr
         David L. Stoehr
         Executive Vice President and
           Chief Financial Officer

Date: January 20, 2021


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