Financials William Penn Bancorporation

Equities

WMPN

US96927A1051

Banks

Market Closed - Nasdaq 21:00:00 31/05/2024 BST 5-day change 1st Jan Change
12.05 USD +0.08% Intraday chart for William Penn Bancorporation +0.33% -1.31%

Valuation

Fiscal Period: June 2018 2019 2020 2021 2022 2023
Capitalization 1 344.3 477.3 365.3 180.5 166.9 126.5
Enterprise Value (EV) 1 347.4 492.6 346.6 53.26 202.1 148.2
P/E ratio 72.2 x 39 x 79.6 x 45.8 x 39.4 x 46.1 x
Yield 3.42% 3.54% 5.26% - 0.51% 1.18%
Capitalization / Revenue 35.3 x 31.5 x 23.4 x 7.61 x 6.66 x 5.06 x
EV / Revenue 35.6 x 32.6 x 22.2 x 2.25 x 8.06 x 5.92 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.71 x 1.91 x 1.21 x 0.78 x 0.86 x 0.74 x
Nbr of stocks (in thousands) 11,287 12,969 14,049 15,171 14,267 12,465
Reference price 2 9.360 11.29 7.979 11.90 11.70 10.15
Announcement Date 09/10/18 10/10/19 16/10/20 15/09/21 08/09/22 07/09/23
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: June 2018 2019 2020 2021 2022 2023
Net sales 1 9.754 15.13 15.59 23.72 25.08 25.02
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 3.471 4.816 0.941 4.726 4.805 3.002
Net income 1 1.464 3.756 1.328 3.779 4.237 2.802
Net margin 15.01% 24.83% 8.52% 15.93% 16.89% 11.2%
EPS 2 0.1297 0.2897 0.1003 0.2599 0.2972 0.2200
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.3200 0.4000 0.4200 - 0.0600 0.1200
Announcement Date 09/10/18 10/10/19 16/10/20 15/09/21 08/09/22 07/09/23
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: June 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2 2025 Q3 2025 Q4
Net sales 1 6.159 6.516 6.771 6.797 6.584 6.045 5.826 5.321 4.806 4.589 4.523 4.678 4.821 4.854 5.095
EBITDA - - - - - - - - - - - - - - -
EBIT 1 1.32 1.215 1.504 1.234 0.924 0.476 0.599 0.096 -0.265 -0.482 -0.795 -0.621 -0.488 -0.481 -0.265
Operating Margin 21.43% 18.65% 22.21% 18.16% 14.03% 7.87% 10.28% 1.8% -5.51% -10.5% -17.58% -13.27% -10.12% -9.91% -5.2%
Earnings before Tax (EBT) 1 1.355 0.984 1.336 0.96 1.278 0.138 0.626 0.164 -0.057 -0.094 -0.825 -0.655 -0.522 -0.523 -0.307
Net income 1 1.175 0.824 1.078 1.027 1.061 0.183 0.531 0.179 0.011 0.136 -0.701 -0.556 -0.444 -0.444 -0.261
Net margin 19.08% 12.65% 15.92% 15.11% 16.11% 3.03% 9.11% 3.36% 0.23% 2.96% -15.5% -11.89% -9.21% -9.15% -5.12%
EPS 2 0.0800 0.0600 0.0800 0.0800 0.0800 0.0100 0.0500 0.0200 - 0.0200 -0.0900 -0.0700 -0.0500 -0.0500 -0.0300
Dividend per Share 2 - 0.0300 0.0300 0.0300 0.0300 0.0300 0.0300 - 0.0300 0.0300 0.0300 0.0300 0.0300 0.0300 0.0300
Announcement Date 20/01/22 20/04/22 20/07/22 21/10/22 19/01/23 19/04/23 19/07/23 18/10/23 17/01/24 17/04/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: June 2018 2019 2020 2021 2022 2023
Net Debt 1 3.17 15.3 - - 35.2 21.7
Net Cash position 1 - - 18.7 127 - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 2.37% 5.42% 1.54% 2.41% 2.07% 1.59%
ROA (Net income/ Total Assets) 0.47% 1.05% 0.23% 0.48% 0.5% 0.32%
Assets 1 308.6 358.5 576.4 779.5 851.3 864
Book Value Per Share 2 5.490 5.910 6.590 15.20 13.70 13.80
Cash Flow per Share 2 1.410 2.020 5.670 11.80 2.570 1.780
Capex 1 0.09 0.25 1.81 0.89 0.86 0.34
Capex / Sales 0.9% 1.63% 11.64% 3.75% 3.41% 1.37%
Announcement Date 09/10/18 10/10/19 16/10/20 15/09/21 08/09/22 07/09/23
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
1
Last Close Price
12.05 USD
Average target price
14 USD
Spread / Average Target
+16.18%
Consensus
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