Stock USCB U.S. CENTURY BANK
Add to a list
To use this feature you must be a member
Log inSign up

Financials U.S. Century Bank Nasdaq

Equities

USCB

US90343D1081

Banks

Real-time Estimate Cboe BZX
Other stock markets
 15:15:01 14/05/2024 BST 		5-day change 1st Jan Change
12.32 USD +1.86% Intraday chart for U.S. Century Bank +2.10% -16.76%
04-26 Transcript : USCB Financial Holdings, Inc., Q1 2024 Earnings Call, Apr 26, 2024
04-25 USCB Financial Holdings, Inc. announces an Equity Buyback for 500,000 shares, representing 2.5% of its issued share capital. CI

Valuation

Fiscal Period: December 2021 2022 2023 2024 2025
Capitalization 1 351.8 244 239.4 238.8 -
Enterprise Value (EV) 1 351.8 244 239.4 238.8 238.8
P/E ratio -2.08 x 12.2 x 14.6 x 12.3 x 10 x
Yield - - - 1.65% 1.65%
Capitalization / Revenue 5.57 x 3.54 x 3.63 x 3.17 x 2.81 x
EV / Revenue 5.57 x 3.54 x 3.63 x 3.17 x 2.81 x
EV / EBITDA - - - - -
EV / FCF - - - - -
FCF Yield - - - - -
Price to Book 1.37 x 1.34 x 1.25 x 1.14 x 1.03 x
Nbr of stocks (in thousands) 25,121 20,001 19,542 19,656 -
Reference price 2 14.00 12.20 12.25 12.15 12.15
Announcement Date 27/01/22 26/01/23 25/01/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2020 2021 2022 2023 2024 2025
Net sales 1 - 63.19 68.89 65.97 75.25 85.08
EBITDA - - - - - -
EBIT 1 - 27.52 29.58 26.02 30.2 36.4
Operating Margin - 43.54% 42.94% 39.44% 40.13% 42.78%
Earnings before Tax (EBT) 1 13.41 27.68 27.08 21.8 25.53 31.2
Net income 1 10.82 -70.58 20.14 16.54 19.36 23.63
Net margin - -111.7% 29.24% 25.08% 25.73% 27.77%
EPS 2 - -6.720 1.000 0.8400 0.9900 1.212
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 - - - - 0.2000 0.2000
Announcement Date 15/07/21 27/01/22 26/01/23 25/01/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 16.72 16.32 17.26 18.56 16.74 18.07 16.02 17.14 15.7 17.62 18.45 19.27 19.91 20.13 20.86
EBITDA - - - - - - - - - - - - - - -
EBIT 1 7.401 6.712 7.708 8.431 6.729 7.891 5.567 6.677 5.866 6.448 7.3 8 8.5 8.2 8.8
Operating Margin 44.26% 41.12% 44.66% 45.42% 40.19% 43.68% 34.75% 38.96% 37.36% 36.59% 39.57% 41.51% 42.7% 40.74% 42.19%
Earnings before Tax (EBT) 1 7.401 6.712 7.003 7.521 5.849 7.69 5.529 5.069 3.508 6.038 6.15 6.437 6.89 6.86 7.473
Net income 1 5.65 4.854 5.295 5.558 4.434 5.809 4.196 3.819 2.721 4.612 4.672 4.854 5.244 5.203 5.65
Net margin 33.79% 29.74% 30.68% 29.94% 26.48% 32.15% 26.19% 22.28% 17.33% 26.17% 25.32% 25.18% 26.34% 25.85% 27.09%
EPS 2 0.3000 0.2400 0.2600 0.2800 0.2200 0.2900 0.2100 0.1900 0.1400 0.2300 0.2325 0.2475 0.2625 0.2700 0.2867
Dividend per Share 2 - - - - - - - - - - 0.0500 0.0500 0.0500 0.0500 0.0500
Announcement Date 27/01/22 28/04/22 28/07/22 27/10/22 26/01/23 27/04/23 27/07/23 26/10/23 25/01/24 25/04/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2020 2021 2022 2023 2024 2025
Net Debt - - - - - -
Net Cash position - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) - 10.1% - 9.58% 9.75% 10.9%
ROA (Net income/ Total Assets) - 1.13% - 0.81% 0.77% 0.87%
Assets 1 - -6,233 - 2,041 2,507 2,724
Book Value Per Share 2 - 10.20 9.120 9.810 10.60 11.80
Cash Flow per Share - - - - - -
Capex - - - - - -
Capex / Sales - - - - - -
Announcement Date 15/07/21 27/01/22 26/01/23 25/01/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for U.S. Century Bank

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
3
Last Close Price
12.15 USD
Average target price
13.17 USD
Spread / Average Target
+8.37%
Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

Sector Other Banks

1st Jan change Capi.
JPMORGAN CHASE & CO. Stock JPMorgan Chase & Co.
+17.25% 571B
BANK OF AMERICA CORPORATION Stock Bank of America Corporation
+14.70% 299B
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED Stock Industrial and Commercial Bank of China Limited
+17.02% 252B
WELLS FARGO & COMPANY Stock Wells Fargo & Company
+25.17% 214B
CHINA CONSTRUCTION BANK CORPORATION Stock China Construction Bank Corporation
+19.57% 183B
BANK OF CHINA LIMITED Stock Bank of China Limited
+23.83% 170B
HSBC HOLDINGS PLC Stock HSBC Holdings plc
+10.68% 163B
ROYAL BANK OF CANADA Stock Royal Bank of Canada
+6.45% 148B
HDFC BANK LIMITED Stock HDFC Bank Limited
-14.53% 132B
Other Banks
  1. Stock Market
  2. Equities
  3. USCB Stock
  4. USCB Stock
  5. Financials U.S. Century Bank