Financials Société Arabe Internationale de Banque S.A.E

Equities

SAIB

EGS60142C014

Banks

End-of-day quote Egyptian Exchange 23:00:00 12/05/2024 BST 5-day change 1st Jan Change
2.11 USD 0.00% Intraday chart for Société Arabe Internationale de Banque S.A.E 0.00% +19.89%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 160.8 81 72.15 55.5 58.12 58.26
Enterprise Value (EV) 1 -96.15 -299.6 -212.2 -475.4 -531 -595.5
P/E ratio -21.4 x 6.54 x 4.64 x 3.68 x 2.54 x 2.5 x
Yield - - - - - 28.4%
Capitalization / Revenue 1.62 x 0.6 x 0.5 x 0.38 x 0.38 x 0.4 x
EV / Revenue -0.97 x -2.23 x -1.46 x -3.27 x -3.52 x -4.12 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.52 x 0.26 x 0.21 x 0.16 x 0.17 x 0.15 x
Nbr of stocks (in thousands) 33,102 33,102 33,102 33,102 33,102 33,102
Reference price 2 4.858 2.447 2.180 1.677 1.756 1.760
Announcement Date 25/02/19 23/02/20 14/02/21 24/02/22 22/02/23 18/02/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 99.06 134.6 145.6 145.2 151 144.5
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 33.55 50.3 53.36 48.9 48.4 51.3
Net income 1 -7.508 12.39 20.44 19.93 30.15 31.16
Net margin -7.58% 9.2% 14.04% 13.73% 19.97% 21.57%
EPS 2 -0.2268 0.3743 0.4701 0.4554 0.6905 0.7047
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - 0.5000
Announcement Date 25/02/19 23/02/20 14/02/21 24/02/22 22/02/23 18/02/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 257 381 284 531 589 654
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) -2.37% 4.09% 6.07% 5.68% 8.7% 8.4%
ROA (Net income/ Total Assets) -0.16% 0.28% 0.46% 0.45% 0.75% 0.89%
Assets 1 4,612 4,502 4,414 4,440 4,012 3,487
Book Value Per Share 2 9.270 9.420 10.60 10.60 10.30 12.10
Cash Flow per Share 2 13.70 15.20 11.70 18.60 20.90 22.20
Capex 1 2.84 6.29 5.22 6.67 13.5 6.82
Capex / Sales 2.86% 4.67% 3.59% 4.6% 8.92% 4.72%
Announcement Date 25/02/19 23/02/20 14/02/21 24/02/22 22/02/23 18/02/24
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

  1. Stock Market
  2. Equities
  3. SAIB Stock
  4. Financials Société Arabe Internationale de Banque S.A.E