Company Valuation: SmartFinancial, Inc.

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 459.7 464.4 416.2 524.4 629.9 869.3 - -
Change - 1.03% -10.39% 25.99% 20.12% 38.01% - -
Enterprise Value (EV) 459.7 464.4 416.2 524.4 629.9 869.3 869.3 869.3
Change - 1.03% -10.39% 25.99% 20.12% 38.01% 0% 0%
P/E 12.3x 10.8x 14.5x 14.5x 12.4x 13.6x 12.1x 12.1x
PBR 1.07x 1.07x 0.9x 1.07x 1.14x 1.43x 1.29x 1.17x
PEG - 0.7x -0.4x 0.5x 0.3x 0.5x 1x 33.76x
Capitalization / Revenue 3.33x 2.8x 2.61x 3.07x 3.12x 3.83x 3.5x 3.38x
EV / Revenue 0x 0x 0x 0x 0x 3.83x 3.5x 3.38x
EV / EBITDA - - - - - - - -
EV / EBIT 0x 0x 0x 0x 0x 9.64x 8.53x 8.5x
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Dividend per Share 2 0.24 0.28 0.32 0.32 0.32 0.34 0.365 0.4
Rate of return 0.88% 1.02% 1.31% 1.03% 0.87% 0.67% 0.72% 0.79%
EPS 2 2.22 2.55 1.69 2.14 2.98 3.738 4.185 4.2
Distribution rate 10.8% 11% 18.9% 15% 10.7% 9.09% 8.72% 9.52%
Net sales 1 137.9 165.7 159.6 170.9 201.6 226.7 248.1 257.1
EBITDA - - - - - - - -
EBIT 1 49.61 60.01 47.47 48.92 70.34 90.19 102 102.2
Net income 1 34.79 43.02 28.59 36.14 50.35 63.53 71.86 72.36
Net Debt - - - - - - - -
Reference price 2 27.36 27.50 24.49 30.98 36.99 50.84 50.84 50.84
Nbr of stocks (in thousands) 16,802 16,888 16,995 16,926 17,028 17,098 - -
Announcement Date 24/01/22 23/01/23 22/01/24 21/01/25 20/01/26 - - -
1USD in Million2USD
Estimates

P/E, Detailed evolution



P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
13.6x - - 0.67% 869M
13.64x - - 1.87% 902B
6.27x - - 4.95% 426B
7x - - 4.58% 372B
11.56x - - 2.33% 355B
6.33x - - 4.89% 338B
11.7x - - 4.46% 326B
6.94x - - 4.57% 312B
17.25x - - 2.44% 274B
11.43x - - 2.26% 252B
Average 10.57x 3.3% 355.76B
Weighted average by Cap. 10.52x 3.4%

Y-o-Y evolution of P/E

Valuation ratios - P/E - SmartFinancial, Inc.

Historical PBR trend

Valuation ratios - PBR - SmartFinancial, Inc.

Evolution Enterprise Value / Sales

Valuation ratios - VE_REV - SmartFinancial, Inc.

Change in Enterprise Value/EBITDA

Valuation ratios - VE_EBITDA - SmartFinancial, Inc.


Year-on-year evolution of the Yield

Valuation ratios - Yield - SmartFinancial, Inc.
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