SmartFinancial, Inc. announced unaudited consolidated earnings results for the fourth quarter ended December 31, 2016. For the quarter, the company reported total interest income of $10,977,000 compared to $10,567,000 reported in the same period last year. Net interest income was of $9,856,000 compared to $9,547,000 reported in the same period last year. Income before income taxes was $2,607,000 against $2,083,000 reported last year. Net income available to common shareholders was $1,377,000 compared to $1,152,000 a year ago. Diluted income per share was $0.22 compared to $0.19 a year ago. Non-GAAP net operating earnings was $1,674,000 against $614,000 reported last year. Non-GAAP net operating earnings available to common shareholders were $1,404,000 against $584,000 reported last year. Diluted income per share was $0.23 compared to $0.10 a year ago. Annualized return on average assets equaled 0.64% in the fourth quarter of 2016.