REF Holdings Limited provided unaudited consolidated earnings guidance for the year ended 31 December 2021. For the year, the company expected to record a decline in revenue for the Current Year of approximately 5% to 10% as compared with that for the year ended 31 December 2020 (Prior Year'). The net profit after tax for the Current Year is expected to record a decrease of approximately 50% to 60% as compared with the net profit after tax of approximately HKD 18.3 million record for the Prior Year.