PagSeguro Digital : PAGS Corporate Presentation | Jun-22
September 20, 2022 at 04:30 pm
Share
Corporate Presentation
Sep-22
PAGS
Business Overview
ABOUT US
2nd largest digital bank: 25M clients
>R$ 1 trillion of financial transactions processed
Largest payments acceptance network: 7.5M active merchants
Unique two-sided ecosystem in Brazil: PagBank + PagSeguro
OUR MISSION
Democratize the acess of financial services and payments solutions in Brazil, providing a simple, safe, affordable and digital ecosystem to merchants and consumers
STRATEGIC PILLARS
Profitable and efficient growth in Payments
Revenue diversification consolidating PagBank
Fostering the two-sidedecosystem (Payments + Banking)
Ensuring 360º security
Focusing on human capital
1. ROE = (2Q22 Net Income x 4) / Equity.
2
HIGHLIGHTS
25M
~11%
PagBank Clients
Market Share | Payments
Jun-22
2Q22
R$ 15.5B
R$ 1.6B
Total Deposits
Net Income
Jun-22
Recurring | LTM
R$ 2.3B
R$ 4.01
Credit Portfolio
EPS
Jun-22
GAAP | LTM
R$ 600B
13.1%
PAGS TPV
ROE1
LTM
2Q22
PAGS
Corporate Governance
CORPORATE STRUCTURE
Float
T souraria
Free Float
Treasury
36.55%
62.41%
1.05%
120.5 mi
205.7 mi
3.5 mi
100%
329.6 mi
BS Holding
Financeira
Banking License
acquired in Jan-19
EXECUTIVE OFFICERS
Name
Office
Luis Frias
Principal Executive Officer
Ricardo Dutra da Silva
Co-Chief Executive Officer
Alexandre Magnani
Co-Chief Executive Officer
Artur Schunck
Chief Financial Officer
BOARD OF DIRECTORS
Name
Office
Luis Frias
Chairman
Eduardo Alcaro
Vice-Chairman
Ricardo Dutra da Silva
Director
Maria Judith de Brito
Director
Noemia Mayumo Fukuga Gushiken
Independent Director
Marcia Nogueira de Mello
Independent Director
Cleveland Prates Teixeira
Independent Director
COMMITTEES
▪
Audit
▪
ESG
▪
Corporate Governance
▪
Executive Committee
▪ Credit and Liquidity Risk
▪
Finance
▪
Data Security Governance
▪
Management Compensation
3
PAGS
One-stop-shop: Payments, VAS¹ and Financial Services
SOFTWARE
Concil Yamí
PagVendas ClubPag
MARKETPLACE
Advertising
Cashback
+80 resellers
PAYMENTS
PARTNERSHIP
Assaí
Roldão
Bilhete Único
Spotify
Cobasi
Swift
Google Play
Tik Tok
Uber
DIGITAL BANK
Bill Payments Payroll Portability
Deposits Pix
Top-ups Tax Collection
Wire Transfers
CARDS
Debit Card
Credit Card
Cash Card
Prepaid Card
CREDIT PRODUCTS
Overdraft Account
Payroll Loan
Supply Chain Finance
Working Capital Loan
FGTS
Cross-Border
Pix
Link of Payment
P2P
Online Gateway
POS
Online Checkout
PagTotem
mPOS
QR Code
INSURANCE
Home
Health Assistance
Personal Accident
INVESTMENTS
Remunerated Account
Financial Education
Home Broker
Investment Funds
PagBank CDs
Treasury Bonds
Equity and Crypto Research
Fixed Income
Multimarket
Stocks
FX Exchange
Crypto
ESG
1. Value-added Services.
4
PAGS
Key Performance Indicators
Total Payment Volume
Cash Position
PagBank + PagSeguro | R$ Billion
R$ Billion
100%
456
CAGR
232
135
38
76
14
2016
2017
2018
2019
2020
2021
+78%
327
183
6M21
6M22
84%
CAGR
8.9
7.9
7.8
6.5
0.4 0.7
2016
2017
2018
2019
2020
2021
+4%
8.3
8.6
6M21
6M22
Total Revenue and Income
Net basis | R$ Billion
56%
CAGR 10.4
6.8
5.7
4.3
2.5
1.1
2016
2017
2018
2019
2020
2021
+65%
7.3
4.4
6M21
6M22
Net Income
Recurring | R$ Million
65%
CAGR
1.470
1.546
1.379
+10%
1.069
702
775
479
128
2016
2017
2018
2019
2020
2021
6M21
6M22
5
This is an excerpt of the original content. To continue reading it, access the original document here.
Attachments
Original Link
Original Document
Permalink
Disclaimer
PagSeguro Digital Ltd. published this content on 20 September 2022 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 20 September 2022 15:29:02 UTC.
PagSeguro Digital Ltd. is a disruptive provider of financial technology solutions focused primarily on consumers, individual entrepreneurs, micro-merchants, small companies, and medium-sized companies in Brazil. Its end-to-end digital ecosystem enables its merchants not only to accept payments, but also to grow and manage their businesses. It offers a two-sided ecosystem, providing banking and payments experience through a single interface, with one app, one platform and one customer support. Its digital banking ecosystem features its free PagBank digital account, under the brand PagBank, and offers about 40 cash-in methods and 13 cash-out options. Focusing primarily on individual entrepreneurs, micro-merchants, and small and medium-sized enterprises (SMEs), the Company offer a range of POS and mPOS devices specifically designed to fit their business needs. The Companyâs end-to-end payments ecosystem enables its customers to accept a range of online and in-person payment methods.