Financials Northway Financial, Inc.

Equities

NWYF

US6672702015

Banks

Market Closed - OTC Markets 15:53:24 21/05/2024 BST 5-day change 1st Jan Change
18.5 USD 0.00% Intraday chart for Northway Financial, Inc. 0.00% +1.37%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 77.6 92.59 77.05 90.12 56.55 50.22
Enterprise Value (EV) 1 173.3 100.2 41.4 131.1 194.3 190.5
P/E ratio 26.4 x 9.99 x 14.7 x 9.69 x 21.2 x 8.7 x
Yield 2.48% - 2.5% 2.14% 3.41% 3.84%
Capitalization / Revenue 2.44 x 2.29 x 2.14 x 2.17 x 1.63 x 1.32 x
EV / Revenue 5.46 x 2.48 x 1.15 x 3.16 x 5.59 x 5.02 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.98 x 1.01 x 0.8 x 0.9 x 0.88 x 0.69 x
Nbr of stocks (in thousands) 2,752 2,752 2,752 2,752 2,752 2,752
Reference price 2 28.20 33.65 28.00 32.75 20.55 18.25
Announcement Date 02/04/19 29/01/21 29/01/21 24/03/22 01/03/23 28/03/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 31.74 40.39 35.94 41.44 34.76 37.93
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 2.72 11.18 6.047 11.34 2.744 6.365
Net income 1 2.938 9.284 5.244 9.303 2.675 5.771
Net margin 9.26% 22.99% 14.59% 22.45% 7.69% 15.22%
EPS 2 1.068 3.370 1.906 3.380 0.9700 2.097
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.7000 - 0.7000 0.7000 0.7000 0.7000
Announcement Date 02/04/19 29/01/21 29/01/21 24/03/22 01/03/23 28/03/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 95.7 7.59 - 41 138 140
Net Cash position 1 - - 35.7 - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 3.66% 10.9% 5.59% 9.46% 3.24% 8.38%
ROA (Net income/ Total Assets) 0.32% 1.01% 0.51% 0.79% 0.21% 0.45%
Assets 1 905.7 922 1,019 1,184 1,276 1,297
Book Value Per Share 2 28.90 33.20 34.90 36.60 23.40 26.60
Cash Flow per Share 2 6.570 28.10 59.60 34.10 7.530 23.50
Capex 1 1 0.25 1.05 0.72 0.35 -
Capex / Sales 3.15% 0.61% 2.91% 1.74% 1% -
Announcement Date 02/04/19 29/01/21 29/01/21 24/03/22 01/03/23 28/03/24
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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